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We present Milesopedia’s 2024 Credit Card Awards in Canada.
You can find our methodology here.
For this 2024 edition, we have divided the credit cards into 4 main categories:
Below is a summary of the awards earned by the different credit cards in Canada. After, you will find the details of the ranking.
Les meilleures cartes de crédit en 2024 pour la vie quotidienne :
The Best Credit Cards in 2024 for travel:
Les meilleures cartes de crédit en 2024 selon le profil de client :
The Best Credit Cards in 2024 according to statistics from the Milesopedia network (Milesopedia.com and partners):
In 2023-2024, the economic context has profoundly changed consumer habits. In an inflationary environment, Canadians are looking for products that can help them save money on expenses such as groceries, gas, recurring bills or drugstore purchases.
The credit cards below have all distinguished themselves in 2023 in their respective categories by offering their cardholders more than their competitors. That’s why we’ve selected them as the Best Credit Cards in Canada in 2024 for Everyday Life.
La Carte Dividendes CIBCMD Visa Infinite* est la meilleure carte de crédit avec remise en argent en 2024 au Canada pour ces raisons :
Here are 3 more credit card choices in this category:
La Carte World Mastercard Remises Tangerine est la meilleure carte de crédit avec remise en argent sans frais annuels en 2024 au Canada pour ces raisons :
The MBNA Rewards World EliteMD Mastercard® is the Best Credit Card For Everyday Spending in 2024 in Canada for these reasons:
The RBC ION Visa card is the Best No-Fee Credit Card For Everyday Spending in 2024 in Canada for these reasons:
Scotiabank Gold American Express® Card is the Best Credit Card For Groceries in 2024 in Canada for these reasons:
The BMO eclipse Visa Infinite* Card is the Best Credit Card For Gas And Transit in 2024 in Canada for these reasons:
The American Express® Gold Rewards Card is the Best Credit Card For Drugstores in 2024 in Canada for these reasons:
Voici 3 autres choix de cartes de crédit dans cette catégorie :
La Carte Visa Infinite Momentum Scotia est la meilleure carte de crédit pour les paiements récurrents en 2024 au Canada pour ces raisons :
The American Express Cobalt® Card is the Best Credit Card For Dining in 2024 in Canada for these reasons:
The CIBC Select Visa* Card is the Best Balance Transfer Credit Card in Canada in 2024:
The Scotiabank Value® Visa* Card is the Best Low-Interest Credit Card in Canada in 2024 for these reasons:
La Carte Prépayée KOHO Extra Mastercard est la meilleure carte de crédit prépayée en 2024 au Canada pour ces raisons :
Here are two more credit card choices in this category:
Since 2022, after two years of the pandemic, Canadians have been looking forward to getting away from it all: travel has resumed in earnest. But here, too, the context has changed: we have noticed that travellers are looking for more comfort, insurance and savings.
Thus, credit cards offering access to airport lounges, travel credits to improve comfort, insurance to cover all contingencies, or the absence of conversion fees for foreign currency transactions stood out in this ranking.
Since 2022, we have witnessed welcome offers never seen before to equip travellers with payment solutions! Here are the Best Travel Rewards Credit Cards in Canada in 2024.
The National Bank World Elite Mastercard® is the Best Travel Credit Card in 2024 in Canada for these reasons:
The RBC Avion Visa Infinite Card is the Best Flexible Travel Rewards Credit Card in 2024 in Canada for these reasons:
The TD First Class Travel® Visa Infinite* Card is the Best Travel Rewards Credit Card in 2024 in Canada for these reasons:
Scotiabank Passport™ Visa Infinite* Card is the Best No Foreign Transaction Fee Credit Card in 2024 in Canada for these reasons:
The National Bank World Elite Mastercard® is theBest Credit Card For Travel Insurance in 2024 in Canada for these reasons:
The American Express Green Card is the Best No-Fee Travel Credit Card in 2024 in Canada for these reasons:
The Marriott Bonvoy® American Express®* Card is the Best Hotel Credit Card in 2024 in Canada for these reasons:
The Platinum Card® is the Best Premium Credit Card in 2024 in Canada for these reasons:
The American Express® Aeroplan®* Reserve Card is the Best Credit Card For Frequent Flyers in 2024 in Canada for these reasons:
Every consumer profile is different, and this profile evolves from year to year according to new needs.
This year, thanks to the numerous feedback from Milesopedia community members, we have decided to refine our ranking to better fit each type of profile.
For example:
This is also where the best cards for entrepreneurs are listed.
Here are the Best Credit Cards in Canada in 2024 by Customer Profile.
The CIBC Dividend® Visa* Card for Students is the Best Credit Card For Students in 2024 in Canada for these reasons:
The National Bank Platinum Mastercard® is the best credit card for young professionals in 2024 in Canada for these reasons:
The KOHO Mastercard Prepaid Card is the Best Card For Newcomers in 2024 in Canada for these reasons:
The Business Platinum Card® from American Express is the Best Business Credit Card in 2024 in Canada for these reasons:
Milesopedia has significant monthly traffic on its website (Milesopedia.com), and its sub-domains used by our affiliate partners operating our white-label credit card comparison service. Thanks to this highly qualified traffic – since consumers are looking for a financial product – we can determine which credit cards are the most consulted and, in fine, the most applied for on our “Milesopedia network.”
We decided to break this part of the ranking down into the top three rewards programs in Canada and the top three credit card networks.
Here are the rankings of the Best Credit Cards in Canada in 2024, according to the Milesopedia network (Milesopedia.com and affiliated partners).
The TD® Aeroplan® Visa Infinite* Card is the Best Aeroplan Credit Card in 2024 in Canada for these reasons:
The Scotiabank Gold American Express® Card is the Best Scene+ Credit Card in 2024 in Canada for these reasons:
The BMO® AIR MILES® World Elite Mastercard is the Best AIR MILES Credit Card in 2024 in Canada for these reasons:
The American Express Cobalt® Card is the Best American Express Credit Card in 2024 in Canada for these reasons:
The National Bank World Elite Mastercard® is the Best Mastercard Credit Card in 2024 in Canada for these reasons:
The CIBC Aventura® Visa Infinite* Card is the Best Visa Credit Card in 2024 in Canada for these reasons:
Depuis 2015, sur Milesopedia, nous analysons près de 200 cartes de crédit offertes aux canadiens. Il est possible de les retrouver dans notre comparateur de cartes de crédit. Ce comparateur a d’ailleurs été repris par Protégez-Vous, confirmant la crédibilité de nos données.
En plus de nos analyses, nous sommes également des utilisateurs de cartes de crédit : nous avons – ou avons eu – la plupart de ces cartes de crédit dans notre portefeuille. Ce qui nous permet de confirmer ou d’infirmer par la pratique des informations théoriques. Enfin, nous analysons les différentes retours d’expérience de dizaines de milliers de titulaires de ces cartes de crédit qui nous partagent leurs expériences au sein de la communauté Milesopedia au sujet de chacun de ces produits.
Chaque mois, nous mettons à jour notre classement des meilleures offres de cartes de crédit, pour permettre aux canadiens de trouver la meilleure offre de carte de crédit du moment qui correspond à leurs besoins.
Une offre de carte de crédit peut donc être excellente à certaines périodes de l’année, mais moins à d’autres : c’est pour cela qu’il faut sans cesse se tenir au courant des offres en vigueur – notamment via notre infolettre hebdomadaire.
Sur cette page, nous ne parlerons pas d’offres, mais plutôt d’une évaluation en fonction des caractéristiques globales de chaque carte de crédit. Plusieurs facteurs sont ainsi considérés pour choisir la meilleure carte de crédit en 2024 au Canada par catégorie comme:
Savings are here (if you don’t see the sign-up form, please click here):
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