MBNA Rewards World Elite® Mastercard® – Quebec

MBNA Rewards World Elite® Mastercard® – Quebec

Earn up to 5 points per dollar spent on many everyday purchases.

Take advantage of this exceptional welcome offer!

Welcome Bonus

Up to 20,000 points

Value

$80

Best For

Annual Fee

$120

Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

20.99 %


Offer

Offer

This offer is only available to Quebec residents. If you live in another province or territory, please click here .

Receive up to 20,000 bonus points ($165 cash back value):

  • Receive 15,000 bonus points†† ($125 in cash back value) after your first eligible purchase within the first 90 days of account opening
  • Receive 5,000 bonus points†† once enrolled for e-statements within the first 90 days of account opening.
  • Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases
  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel.
  • Standard Annual Interest Rates of 20.99% on eligible purchases, 20.99% on balance transfers✪, and 20.99% on cash advances
  • Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
  • $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $120
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Advantages

Welcome Bonus Up to 20,000 points
Welcome Bonus Condition Get 5,000 bonus points when you enroll in e-statements within 90 days of account opening and 15,000 more points when you make your first eligible Purchase within 90 days of account opening.
Minimum Spending Required $1
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners MBNA Rewards
Loyalty Program MBNA Rewards
All Spending 1
Travel 1
Local Transport 1
Dining and Food delivery 5
Groceries 5
Convenience Stores 1
Gas 1
Drugstores 1
Office Supplies 1
Telecom/Internet 5
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 5
Recurring Payments 5
Costco

Value

Value

We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
in the first year
Value per point 1.0 ¢
Welcome bonus up to $200 in travel rewards
(or up to $165 for cash back)
Points earned with purchases to get the bonus
(1 to 5 points per dollar)
Annual fee – $120
Value up to $80 for travel rewards

Insurance

Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Trip Interruption Insurance
Purchase Protection
Purchase Protection - Duration 90 day(s)
Mobile Device Insurance
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
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