CIBC Aventura® Visa Infinite* Card

CIBC Aventura® Visa Infinite* Card

CIBC's best travel credit card.

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Welcome Bonus

Up to 40,000 points

Best For

Value
Year 1

$1117

Years 2 and +

$359

Annual Fee

$139

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

Your Monthly Spending

Offer

Offer

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!† Here’s how You can get over $1,250 in value

  • Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
    • 20,000 Aventura Points when you make your first purchase†
    • 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
    • 5,000 Aventura Points as an additional anniversary bonus.†
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.
  • Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire†
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
  • 1 point for every $1 spent on all other purchases†
  • Save on gas with CIBC and Journie Rewards Link your CIBC Aventura® Visa Infinite* Card to Journie Rewards and use it to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.
  • Ongoing Purchase APR: 20.99%†
  • Cash Advance APR: 22.99% (21.99% QC only)

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First Year Annual Fee Rebate
-
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus up to 40,000 points
Minimum Spending Required $12,000
Minimum Spending Timeframe 365 day(s)
VIP salons $160
Nexus Credit
Lounge Annual Visits included 4

Earnings

All Spending 1 point
Drugstores 1.5 points
Groceries 1.5 points
Convenience Stores 1 point
Gas 1.5 points
Telecom/Internet 1 point
Local Transport 1 point
Streaming services 1 point
Dining and Food delivery 1 point
Online transactions 1 point
Recurring Payments 1 point
Office Supplies 1 point
Travel 1 point
Entertainment 1 point

Insurance

Purchase Protection
Extended Warranty
4 Milesopedia Rating