With this card, you can earn 3 TD Rewards points for every dollar you spend.
But you could earn more points on your travel purchases by using Expedia for TD. All bookings made through this site will earn you 9 TD Rewards points per dollar!
Expedia for TD
When booking your trip on the Expedia for TD website, you can apply your TD Rewards points directly at the time of purchase.
We will choose the first solution because you can earn TD Rewards points at the best rate (9 points per dollar) through the Expedia for TD website.
In practice, you have to connect with your login and password on the specific Expedia for the TD website (attention: do not make reservations directly on Expedia.ca!). You will then access your TD Rewards point balance and its dollar equivalent.
Then, all you have to do is search for a trip (hotel, flight, package, etc.) and proceed with the reservation.
You can then apply your TD Rewards points directly to that reservation (and if you don’t have enough points, the balance will be charged to your TD Rewards credit card).
Please note: Expedia for TD has been explicitly designed for TD members to use their TD Rewards points. Therefore, you cannot go directly to Expedia.ca or earn points with the Expedia Rewards loyalty program.
However, the rates are identical between Expedia for TD and Expedia.ca.
When you book your trip with any travel provider using your TD Rewards credit card, you can apply your points to the purchase (within 90 days).
This solution can be attractive for travel expenses you could not make on the Expedia for TD website (golf round fees, airport parking, ski lift tickets, etc.).
You can visit this page for a complete overview of all eligible travel expenses!
You can redeem your points for gift cards, items, or even cash back.
However, in our opinion, you will never get good value for your points this way. For example, if you redeem 10,000 points for cash back, you’ll only get $25, which is half of what you would get with a travel purchase ($50).
It is therefore much more interesting to use your points for travel as explained above.