Best TD Credit Cards in Canada - October 2026

Looking for the best TD Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.

Compare the 10 cards in our selection below. Interested in a card? Click Read review to read our full analysis.

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TD First Class Travel^® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
A Birthday Bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

Legal

^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending

Value

1st Year Value$1,406

2nd Year Value$531

Card benefits

Concierge service24/7

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000

Auto Rental CollisionUp to $65,000 / 48 days

Our selection — TD
Credit card	Annual fee	Welcome offer
SponsoredTD First Class Travel^® Visa Infinite* Card Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$139 $0First Year Annual Fee Rebate	Welcome offerAfter $7,500 in 6 months Up to 160,000 points After $7,500 in 6 months	Apply NowCompareRead review
FeaturedTD^® Aeroplan^® Visa Infinite* Card Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$139 $0First Year Annual Fee Rebate	Welcome offerAfter $12,000 in 12 months Up to 50,000 points After $12,000 in 12 months	Apply NowCompareRead review
TD^® Aeroplan^® Visa Infinite Privilege* Credit Card Apply NowCompareRead review	Annual fee$599	Welcome offerAfter $24,000 in 12 months Up to 100,000 points After $24,000 in 12 months	Apply NowCompareRead review
TD^® Aeroplan^® Visa Platinum* Credit Card Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$89 $0First Year Annual Fee Rebate	Welcome offerAfter $1,500 in 3 months Up to 20,000 points After $1,500 in 3 months	Apply NowCompareRead review
TD Cash Back Visa Infinite* Card Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$139 $0First Year Annual Fee Rebate	Welcome offerAfter $3,500 in 3 months Up to $350 cash back After $3,500 in 3 months	Apply NowCompareRead review
TD Platinum Travel Visa* Card Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$89 $0First Year Annual Fee Rebate	Welcome offerAfter $3,000 in 6 months Up to 50,000 points After $3,000 in 6 months	Apply NowCompareRead review
TD Low Rate Visa* Credit Card Apply NowCompareRead review	Annual fee$25	Welcome offer 0% interest on purchases for 6 months†	Apply NowCompareRead review
TD Cash Back Visa* Card Apply NowCompareRead review	Annual fee$0	Welcome offer No current welcome offer	Apply NowCompareRead review
TD Rewards Visa* Card Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $500 in 3 months 15,152 points After $500 in 3 months	Apply NowCompareRead review
TD^® Aeroplan^® Visa* Business Card Apply NowCompareRead review	Annual feeFirst Year Annual Fee Rebate$149 $0First Year Annual Fee Rebate	Welcome offerAfter $25,000 in 12 months Up to 60,000 points After $25,000 in 12 months	Apply NowCompareRead review

TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
A Birthday Bonus of up to 10,000 TD Rewards Points^†

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

SponsoredCompare

TD First Class Travel^® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points