Below are the best credit card offers from TD Canada Trust:
- The Best TD Aeroplan Credit Cards
- The Best TD Travel Credit Cards
- The Best TD Cash Back Credit Cards
- Other TD credit cards
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
TD Aeroplan Credit Cards
Here are the best TD credit cards for Aeroplan members:
For example, aeroplanTD® Aeroplan® Visa Infinite* Card
With the TD® Aeroplan® Visa Infinite* Card, you can earn up to 55,000 Aeroplan points and a first-year annual fee rebate:
- A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- 30,000 Aeroplan points when you spend $5,000 within 180 days of Account opening†
- 15,000 Aeroplan points when you spend $7,500 within 12 months of Account opening†
- Plus, get an annual fee rebate for the first year (instead of $139)†
- Annual fee rebate for the first year for up to 3 additional cardholders (instead of $75 per additional card)†
- $100 NEXUS fee rebate†
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best TD credit card for occasional Air Canada travellers.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per dollar of eligible purchases for:
- Grocery stores
- Gas stations
- Air Canada purchases, including Air Canada Vacations
TD® Aeroplan® Visa Infinite Privilege* Credit Card
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 115,000 Aeroplan points†:
- 20,000 Aeroplan points when you make your first purchase with your new card†
- 60,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
- 35,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
- $100 NEXUS fee rebate†
- Access to Air Canada Maple Leaf lounge†
- 6 annual visits to airport lounge members of the Visa Airport Companion† Program hosted by Dragonpass International Ltd.
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best TD credit card for Air Canada frequent flyers.
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points† per dollar for:
- Grocery stores
- Gas stations
- travel purchases
- Dining purchases
And 2 points† for every $1 spent on Air Canada purchases, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points† per dollar.
TD® Aeroplan® Visa Platinum* Card
With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:
- A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
- An annual fee rebate for the primary cardholder (instead of $89)†
With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar for:
- Grocery stores
- Gas stations
- Air Canada purchases, including Air Canada Vacations
There is no minimum income requirement for this TD Aeroplan credit card.
TD Travel Rewards Credit Cards
Here are the best TD credit cards from TD Rewards:
TD First Class Travel® Visa Infinite* Card
With the TD First Class Travel® Visa Infinite* Card, you can earn up to 145,000 TD Points† and a first year annual fee rebate:
- Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card†
- 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†
- A Birthday Bonus of up to 10,000 TD Rewards Points†
In addition, you won’t pay an annual fee in the first year† for the primary card or additional card.
With the TD First Class Travel® Visa Infinite* Card you get:
- 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD
- 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants
- 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account
- 2 TD Rewards Points† For every $1 you spend on other Purchases
This TD credit card is one of the best TD travel rewards cards.
TD Platinum Travel Visa* Card
With this new welcome offer for the TD Platinum Travel Visa* Card, you can earn up to 50,000 TD points and a first year annual fee rebate:
- 15,000 TD Points on your first purchase with your card†
- 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening†.
Plus, a first-year annual fee rebate† for the Primary and Additional Cardholders.
There is no minimum income requirement for this TD credit card.
TD Cash Back Credit Cards
Here are the best TD credit cards for cash back:
TD Cash Back Visa Infinite* Card
With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on:
- Grocery stores
- Gas stations
- Recurring bill payments
And 1% cash back on all other purchases.
It’s the best TD cash back credit card.
With this new welcome offer, you could earn 10% cash back on all purchases for the first 3 months (up to a total spend of $2,000). After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months. That’s a total cash back of $290!
Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.
No-Fee TD Credit Cards
Here are the best TD credit cards with no annual fee:
TD Rewards Visa* Card
You can earn 15,152 TD Rewards points with the TD Rewards Visa* Card for a limited time. That’s a $75 value to book a travel with Expedia for TD.
With the TD Rewards Visa* Card, you earn:
- 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD†
- 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants†.
- 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account†
- 1 TD Rewards Point per dollar on other purcases†
The TD Rewards Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection.
TD Cash Back Visa* Card
With the TD Cash Back Visa* Card, you get :
- 1% cash back for every dollar spent on groceries, gas and recurring payments
- 0.5% cash back per dollar on all other purchases
The TD Cash Back Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection. There is no minimum income requirement for this TD credit card.
Milesopedia Reward for TD
Best Aeroplan Credit Card

The TD® Aeroplan® Visa Infinite* Card is the best Aeroplan credit card in 2023 in Canada according to Milesopedia for these reasons:
- Air Canada Benefits for Cardmembers
- Rewards earned with everyday purchases
- Travel Insurance when redeeming Aeroplan Points
- Accepted at almost every retailer
Frequently Asked Questions About TD Credit Cards
Here are some frequently asked questions in the milesopedia community about TD Visa credit cards.
What is the best TD Visa credit card in Canada?
TD Bank offers several TD Visa credit cards such as:
- TD First Class Travel® Visa Infinite* Card
- TD Platinum Travel Visa* Card
- TD Cash Back Visa Infinite* Card
The best-known TD Visa credit card is the TD® Aeroplan® Visa Infinite* Card . Every TD Visa credit cards offer sign-up bonuses. And most have a first-year annual fee rebate.
What credit bureau does TD Bank use for approval?
TD Bank surveys Equifax for all new TD Visa credit card applications.
What is the best TD Aeroplan Visa credit card?
The best TD Aeroplan Visa credit card is the TD® Aeroplan® Visa Infinite* Card. Especially since it usually offers a first-year annual fee rebate.
If you want a TD Aeroplan credit card with premium Air Canada benefits, you may want to choose the TD® Aeroplan® Visa Infinite Privilege* Credit Card. You’ll enjoy benefits such as priority check-in and priority boarding on your Air Canada flights. In addition, you will have access to Air Canada’s Maple Leaf Lounges.
Finally, you should know that the TD® Aeroplan® Visa Platinum* Card requires no minimum income.
You can redeem points on Aeroplan, Air Canada’s frequent flyer program, to book Air Canada flights or Star Alliance flights.
What is the best TD Visa credit card with travel rewards?
The best TD Visa credit card with travel rewards is the TD First Class Travel® Visa Infinite* Card.
Alternatively, you should know that the TD Platinum Travel Visa* Card is also a good TD Travel Rewards credit card and requires no minimum income. You can redeem points with Expedia for TD or for any purchase charged to your TD credit card.
What is the best TD cash back credit card?
The TD Cash Back Visa Infinite* Card is the best TD cash back credit card. And if you want a no-fee TD cash back credit card, you could get the TD Cash Back Visa* Card.
What are the reward programs linked to TD Credit Cards?
TD offers Visa credit cards linked to several rewards programs:
- Aeroplan
- TD Rewards – Travel Rewards
- Cash Back
Most TD credit cards offer a first-year annual fee rebate.
Can I have a TD credit card without being a customer?
Of course! You can apply for any of the TD credit card offers on this page without being a TD Bank chequing customer! In addition, most of these credit card offers have a first-year annual fee rebate.
And with the TD app, you can easily check your TD credit card balance at any time. It can also be convenient to quickly pay off your credit card if you have made cash advances from your TD Credit Card.
What are the interest rates on TD credit cards?
TD Visa credit cards generally have the following interest rates:
- Interest rate for purchases: 20.99%
- Interest rate for cash advances: 20.99%
- Interest rate for balance transfers: 20.99%
We recommend you pay your TD Credit Card balance in full on each monthly statement and avoid making cash advances on your TD Credit Card.
If you take cash advances from your TD Credit Card, you may be subject to high fees.