TD Best Credit Cards – September 2024

TD Travel Rewards Credit Cards

TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel® Visa Infinite* Card, you can get up to 135,000 TD Rewards points^† and a rebate on the annual fee for the first year:

• 20,000 TD Rewards points for the first purchase made with your Card^†
• 115,000 TD Rewards points if you spend $5,000 within 180 days of opening^†
• A birthday bonus equal to 10% of the TD Rewards points you’ve earned in the past year, up to a maximum of 10,000 TD Rewards points^†.

Get an Annual Fee Rebate for the first year^†

With the TD First Class Travel® Visa Infinite* Card, you get:

• 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD
• 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
• 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
• 2 TD Rewards Points^† For every $1 you spend on other Purchases

This TD credit card is one of the best TD travel rewards cards.

TD Platinum Travel Visa* Card

With this new welcome offer for the TD Platinum Travel Visa* Card, you can get up to 50,000 TD points and a first-year annual fee rebate:

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.

Get an Annual Fee Rebate for the first year^†.

There is no minimum income requirement for this TD credit card.

TD Aeroplan Credit Cards

TD^® Aeroplan^® Visa Infinite* Card

With the TD Aeroplan Visa Infinite* Card, you can earn up to 40,000 Aeroplan points^† and no annual fee for the first year :

• Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
• Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening^†
• $100 NEXUS fee rebate^†
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†
• Get a rebate on first-year annual fees^†

It’s the best TD credit card for occasional Air Canada travellers.

With the TD Aeroplan Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchase for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
• Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening^†
• $100 NEXUS fee rebate^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per dollar of eligible purchase for:

• Grocery stores
• Gas stations
• Travel
• Restaurants

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

TD^® Aeroplan^® Visa Platinum* Card

With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:

• A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• An annual fee rebate for the primary cardholder (instead of $89)^†

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

There is no minimum income requirement for this TD Aeroplan credit card.

TD Cash Back Credit Cards

TD Cash Back Visa Infinite* Card

With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on:

• Grocery stores
• Gas stations
• Recurring bill payments

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

No-Fee TD Credit Cards

TD Rewards Visa* Card

You can earn 15,152 TD Rewards points with the TD Rewards Visa* Card for a limited time. It’s worth about $50 on Amazon.ca.

With the TD Rewards Visa* Card, you earn:

• 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD^†
• 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
• 1 TD Rewards Point per dollar on other purcases^†

The TD Rewards Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection.

TD Cash Back Visa* Card

With the TD Cash Back Visa* Card, you get :

• 1% cash back for every dollar spent on groceries, gas and recurring payments
• 0.5% cash back per dollar on all other purchases

The TD Cash Back Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection. There is no minimum income requirement for this TD credit card.

TD Low-Interest Credit Card

TD Low Rate Visa* Credit Card

With the TD Low Rate Visa* Credit Card, you can save on interest with a low annual interest rate of 12.90%^† (13.90%^† in Quebec) for Purchases and Cash Advance transactions. It’s one of the best low-interest credit cards in Canada.

For a limited time, you can get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening.

As a TD Low Rate Visa* Credit Cardholder, you have the option of purchasing Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†. You can also earn 50% more Stars at Starbucks^® locations.

Finally, you can use your TD Low Rate Visa* Credit Card with Apple Pay^† or Samsung Pay^†.

Awards won in 2024

Best Travel Rewards Credit Card

The TD First Class Travel^® Visa Infinite* Card is the Best Travel Rewards Credit Card in 2024 in Canada for these reasons:

• 8 points per dollar for travel purchases via Expedia for TD
• $100 TD Annual Travel Credit
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

Best Aeroplan Credit Card

The TD^® Aeroplan^® Visa Infinite* Card is the Best Aeroplan Credit Card in 2024 in Canada for these reasons:

• Air Canada Benefits for Cardmembers
• Rewards earned with everyday purchases
• Travel Insurance when redeeming Aeroplan Points
• Accepted at almost every retailer

Previous awards

Best Aeroplan Credit Card

The TD^® Aeroplan^® Visa Infinite* Card is the best Aeroplan credit card in 2023 in Canada according to Milesopedia for these reasons:

• Air Canada Benefits for Cardmembers
• Rewards earned with everyday purchases
• Travel Insurance when redeeming Aeroplan Points
• Accepted at almost every retailer