BMO Chequing Account: Get Up to $900 by Opening a Banking Package and a Savings Account
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Are you looking for information on a BMO chequing account and want to know if BMO is the bank for you? This guide will tell you all you need to know about BMO:
Best BMO Chequing Account Offers
BMO offers several levels of chequing accounts with fixed monthly fees ranging from $0 to $30:
- Performance
- Premium
- Performance Students
- Performance for Newcomers
- Performance – Canadian Defence Community Banking
- Easy
- Plus
- AIR MILES
In addition, BMO offers the BMO Family Bundle. This package allows your loved ones to enjoy free everyday banking services: one household, one monthly fee!
BMO Performance Chequing Account
BMO Premium Chequing Account
BMO Performance Chequing Account for Students
BMO Performance Chequing Account for Newcomers
BMO Bank of Montreal Canadian Defence Community Banking – Performance Chequing Account
BMO Practical Chequing Account
BMO Plus Chequing Account
BMO AIR MILES Chequing Account
BMO Family Bundle
The Bank of Montreal offers the BMO Family Package. Three steps to benefit from it:
- Open an eligible account (Performance or Premium)
- Invite a family member
- Ask him to complete the account opening
With the BMO Family Bundle, you get benefits for the whole family:
- Save on banking fees: Since family members won’t have to pay any monthly fees, the Family Package is an excellent way to save.
- Unlimited No Fee Everyday Banking: You and your family can enjoy unlimited free transactions, including Interac e-Transfer transactions.
- Private accounts: The accounts of each member remain confidential. You only have access to accounts registered in your name.
Our review on BMO
In Quebec and elsewhere in Canada, BMO offers a wide range of banking services for its customers. With a BMO debit card, you can access BMO banking services online.
Several online services are offered by the Bank of Montreal:
- View your BMO chequing or savings accounts online
- Manage your BMO loans and mortgages online
- BMO Smartphone Online Application for Smartphone to manage your accounts from anywhere
- Sending money from your BMO Online Account with Interac
- And more!
BMO’s online banking offer is comprehensive, particularly in Quebec, thanks to the presence of numerous BMO branches. The Bank of Montreal is an excellent choice.
BMO’s Online Services
As a BMO customer, you can enjoy many benefits:
- 24/7 access to BMO Online Banking services
- Online payments of your transactions and bills
- Send money quickly to the person of your choice with an Interac e-Transfer
- Receive government assistance in the BMO account of your choice with CRA Direct Deposit
- Deposit cheques anywhere with the BMO mobile app
- Download a sample BMO cheque
- In the event of loss or theft, block, unblock or replace your credit card in your BMO Online Banking.
BMO also has special offers for newcomers, students, members of the Canadian defence community, children and teenagers, seniors, and doctors and dentists.
Frequently asked questions about BMO
What’s the difference between a chequing account and a BMO Savings Account?
A BMO chequing account is a type of bank account that allows you to deposit money (such as your paycheque, a cheque or direct deposit) or make withdrawals for everyday expenses, such as groceries, meals, gas and other essentials. You can also pay bills, make Interac transfers, withdraw cash from ATMs and more.
A BMO Savings Account is a good place to put money aside to earn interest and grow over the long term. You can use it to weave a safety net or save for big expenses, like a well-deserved vacation.
How do I get my BMO debit card?
Your BMO Debit Card debit card is given to you when you open your chequing account. You can choose your personal identification number (PIN) on the spot, directly at the counter. If there is no ATM at your branch, a card and PIN will be mailed to you.
I lost my BMO Debit Card: What do I do?
If your card is lost, stolen, misused or retained by an ATM, contact BMO immediately at 1-800-361-3361.
You can also report a lost or stolen card with BMO Banking:
- Sign in to Online Banking.
- Go to My accounts and select the desired card from the left-hand menu.
- In the left-hand menu, select Report a lost or stolen card.
Or with BMO mobile services:
- Sign in to Mobile Services.
- Select your credit card , then Manage credit card s on the credit card information page (gear icon).
- Select Replace stolen or lost card .
How can I obtain a specimen cheque from the Bank of Montreal?
There are two ways to get a free BMO cheque sample:
Write SPECIMEN across a cheque linked to your BMO account. If you do not have a paper cheque for your BMO personal account, you can download a digital copy in PDF format by following the steps below:
- Click My Accounts.
- Select your bank account.
- Click Specimen Check.
Or simply complete the direct deposit form and send it to the payer.
Be sure to include a void cheque or your BMO account number, financial institution number and branch direct debit number. To find this information:
- Click My Accounts.
- Select your bank account. You will find this information in the blue section.
How do I contact the BMO?
You can reach BMO in a number of ways:
- With secure messaging from your BMO Online Account
- By visiting any BMO branch
- By calling 1-877-225-5266
What are BMO’s credit cards?
The Bank of Montreal offers a wide range of credit cards. See our page dedicated to the best BMO credit card offers.
