Offer
- 0% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29). Plus no annual fee in the first year. Offer ends 30 April 2023.
- Save up to hundreds of dollars a year on interest
- Low interest rate of 12.99%
- Pay down higher interest rate balances faster
- Transfer higher rate balances and save even more
Fees & Conditions
Personal Income
$12,000
Household Income
$12,000
Annual Fee
$29
First Year Annual Fee Rebate
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
12.99%
Cash Advance Rates
12.99%
Balance Transfer Rates
12.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Apr 30, 2023
Earnings
Per dollar of purchases
All Spending
0.00
Groceries
0.00
Gas
0.00
Dining and Food delivery
0.00
Convenience Blinds
0.00
Drugstores
0.00
Local Transport
0.00
Travel
0.00
Entertainment
0.00
Recurring Payments
0.00
Telecom/Internet
0.00
Streaming services
0.00
Online transactions
0.00
Office Supplies
0.00
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+.
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Our review
The Scotiabank Value® Visa* Card is one of the best credit cards for cash advances in Canada.
You can get a 0% introductory interest rate on cash advances for the first six months. And you pay no annual fee for the first year with this Visa credit card.
In addition, this Visa credit card offers a low-interest rate of 12.99% on purchases and cash advances.
Alternative Cards
Legal
*Conditions apply.