Scotiabank Value® Visa* Card

Scotiabank Value® Visa* Card

A Scotiabank Credit Card for Balance Transfers. An introductory interest rate of 0.99% onbalance transfers for the first six months.

Welcome Bonus



Best For

Annual Fee


Purchase Rates

12.99 %

Cash Advance Rates

12.99 %

Balance Transfer Rates

12.99 %


  • 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)1
  • Save hundreds of dollars in interest a year
  • Low 12.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.



Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $29
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 12.99%
Cash Advance Rates 12.99%
Balance Transfer Rates 12.99%
Balance Transfer
Balance Transfer Intro Duration 6
Balance Transfer - Promotional Rate 0.99%


Online transactions 0.00
AIR MILES partners 0.00
Air Canada 0.00
Streaming services 0.00


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Annual fee $29
Value – $