This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Scotia Value Visa Card is one of the best credit cards for cash advances (including balance transfers) in Canada.
You can get an introductory interest rate of 0.99% on cash advances for the first nine months (including balance transfers, with a 2% transfer fee). You pay no annual fee for the first year with this Visa credit card.
What’s more, this Visa credit card offers a low interest rate: 13.99% on purchases, balance transfers and cash advances.
A rate of 0.99% for the first 9 months, then 13.99%.
$29, but free for the first year. Offer valid until October 31, 2025.
With a low interest rate of 13.99%, you can save on interest.
Yes, you can transfer balances from high-rate cards and save even more.
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Savings are here (if you don’t see the sign-up form, please click here):
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