Best credit cards by category
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
The Best Business Credit Card with flexible points
American Express Business Edge™ Card
The American Express Business Edge™ Card is a small business credit card in Canada. This business credit card has a low annual fee ($99) and offers up to 42,000 Membership Rewards Points in the first year ($420 value).
You can earn 3 times the points on:
- Office supplies (Staples, etc.)
- Electronics (Apple, Dell, etc.)
- Eats & Drinks
Also, you can get up to 99 free supplementary cards.
The Best Business AIR MILES Credit Card
BMO® AIR MILES® Business Mastercard®*
The BMO® AIR MILES® Business Mastercard®* is particularly attractive for AIR MILES collectors who want to split personal and business expenses.
You can get a welcome bonus of 3,000 AIR MILES Bonus Miles after $5,000 in card purchases ($310 value). In addition, the $120 annual fee is waived in the first year!
You earn 1 AIR MILES Reward Mile on every $10 you spend, Costco included. And 1.25X the Miles at Shell.
With the BMO® AIR MILES® Business Mastercard®*,you are eligible to benefit from the following insurance benefits for your travels:
- Collision Damage Waiver
- Car Rental Personal Effects & Business Property
- Car Rental Accidental Death & Dismemberment
- Baggage & Personal Effects
- Baggage insurance in case of delay
- Trip Cancellation Insurance
- Trip Interruption/Trip Delay
- Departure flight delay insurance
- Common Carrier Insurance
And for your purchases:
- Extended Warranty
- Purchase Protection
The Best Business Credit Card for Travel Points
BMO Rewards® Business Mastercard®*
The BMO Rewards® Business Mastercard®* is one of the best Business Mastercard credit cards with travel points in Canada.
You can get a welcome bonus of 50,000 points after $5,000 in card purchases ($350 travel value). In addition, the $120 annual fee is waived in the first year!
With the BMO Rewards® Business Mastercard®*,you get 3 points for every dollar you spend on:
- office supplies
- cell phone/internet payments
And 1.5 points for every dollar you spend, Costco included!
The Best Business Credit Card for Cash Back
BMO CashBack® Business Mastercard®*
The Best Business Credit Card for Hotels
Marriott Bonvoy™ Business American Express® Card
The Marriott Bonvoy™ Business American Express® Card offers a welcome bonus of 50,000 points: you can get free hotel nights 7,000 Marriott properties around the world.
Besides, you get an Annual Free Night Award with a redemption value of up to 35,000 points and 15 Elite nights per year, counting for your Marriott Bonvoy status.
You can earn 3 points per dollar for:
The Best Business Credit Card with Travel Benefits
Business Platinum Card® from American Express
With the Business Platinum Card® from American Express, you earn 1.25 Membership Rewards points for virtually every $1 in purchases.
With this welcome offer, you can earn a Welcome Bonus of 50,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership.
You can use your Membership Rewards points in multiple ways:
With the Business Platinum Card® from American Express,you also get travel benefits:
- Unlimited access for you and an additional traveller to more than 1,200 airport lounges across 130 countries and counting
- Marriott Bonvoy Gold Elite status
- Access to the Fine Hotels & Resorts program
With this Card you can maximize your cash flow with up to 55 interest free days.
Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.