Amazing Offer: Get up to 130,000 points ($650) with this Card!
Scotiabank Credit cards Offer Extension

Scotiabank’s Best Credit cards

The Best Scotiabank Cash Back Credit Card

Scotia Momentum® VISA Infinite* card

The Scotia Momentum® VISA Infinite* card is recognized year after year as one of the best cash back credit cards in Canada.

Currently, there is no annual fee in the first year, including on additional cards. Plus, you earn 10% cash back in the first three months.

After, with the Scotia Momentum® VISA Infinite* card, you earn:

  • 4% cash back on groceries and recurring bills
  • 2% cash back on gas and transit
  • 1% on all other purchases

And this card has outstanding insurance.

The Best Scotiabank Travel Credit Card

Scotiabank Gold American Express® Card

Scotiabank Gold American Express® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.

For a limited time, you can get 25,000 points after $1,000 in credit card purchases, which is a $250 value for travels including Airbnb rentals.

With Scotiabank’s American Express Gold Card, you get 5 points per dollar you spend in:

  • Grocery stores
  • Restaurants
  • Entertainment

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).

Scotiabank’s American Express Gold Card also offers:

  • no foreign currency transactions fee
  • Premium insurance for your travels or purchases
  • Concierge services
  • Exclusive Benefits American Express (Front of the Line Program)

The Best Scotiabank Credit Card with Travel Benefits

Scotiabank Passport™ Visa Infinite*

With the Scotiabank Passport™ Visa Infinite*, you get 25,000 points after only $1,000 in card purchases ($250 value).

And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).

With the Scotiabank Passport™ Visa Infinite*,you get 2 points per dollar you spend on:

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Passport™ Visa Infinite* also offers:

The Best Scotiabank Credit Cards with no foreign exchange fees

The two best Scotiabank credit cards for travellers don’t have foreign exchange fees:

You will save 2.5% per transaction!

The Best No Annual Fee Scotiabank Credit Card

Scotiabank American Express® Card

Scotiabank American Express® Card is one of the best credit cards with no annual fee in Canada.

You can get 5,000 points as a welcome bonus.

With the Scotiabank American Express® Card , you get:

  • Travel Emergency Medical Insurance
  • Trip Interruption Insurance
  • Rental Car Collision Loss/Damage Insurance
  • Travel Accident Insurance

Which is rare for a credit card with no annual fee!

The Best Scotiabank Credit card for Students

SCENE® VISA* Card

The SCENE® VISA* Card is perfect for students. You can earn 2,500 bonus SCENE points with your first $500 in everyday purchases in the first 3 months.

Enough to get free movie tickets!

More offers from Scotiabank

You may be interested in these Scotiabank credit cards offers:

Frequent questions about Scotiabank credit cards

Here are frequently asked questions in the Milesopedia community about Scotiabank credit cards.

How to apply for a Scotiabank credit card?

To apply for a Scotiabank credit card, use one of our secure links on this page or anywhere on milesopedia.

You can then apply for a Scotiabank credit card on the Scotiabank website. Make sure the information on your credit report is the same as the information in your home address.

Scotiabank also regularly verifies that the reported revenues are in line with your actual income.

What is Scotiabank's credit card application checklist?

Scotiabank checks five criteria to approve you for a credit card:

  • Minimum personal income (between $12,000 and $60,000 depending on the credit card)
  • A residential address known by Transunion
  • Absence of personal bankruptcy
  • Age of majority
  • Status in Canada (Canadian citizen or permanent resident)

How to get a credit card annual fee waiver from Scotiabank?

Scotiabank’s Ultimate Package is a banking package waiving the annual fee of the following credit cards: