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Mastercard Featured Cards

The Best Mastercard Credit Cards

The Best Mastercard Credit Cards

These 3 credit cards are among the best Mastercard credit cards in Canada!

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

HSBC World Elite® Mastercard®

The HSBC World Elite® Mastercard® is a great credit card with no foreign transaction fees, especially for travel purchases.

For a limited time, you can get:

  • Quebec: up to 130,000 points (or $650) with no minimum spend requirement
  • Outside Quebec: up to 100,000 points ($550) after $5,000 in Card purchases in 6 months and a First-Year Annual Fee Rebate

Finally, with the HSBC World Elite® Mastercard® you get:

  • $100 annual travel credit (for airport lounges, for example)
  • Unlimited access to Boingo WiFi hotspots around the world
  • 10% discount for hotel bookings on Expedia or Agoda
  • Premium insurance for your travels and purchases

Finally, the HSBC World Elite® Mastercard® does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.

And it’s one of the best credit cards for Costco, earning 3 points per dollar there.

You earn:

  • 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
  • 3 points per dollar for all other purchases

You can apply your points on any travel purchase charged to your HSBC World Elite® Mastercard® (flights, hotels, Airbnb, all-inclusive, etc.).

But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.

National Bank's World Elite Mastercard®

The National Bank’s World Elite Mastercard® is the best credit card from NBC.

For a limited time, you can get a $300 cashback after $4,000 spending in the first three months. And no annual fee the first year (a $150 saving)!

You can earn up to 2 points per dollar in Card purchases, including at Costco.

Besides, you get up to $250 in travel credits per calendar year:

  • Airport parking: $100
  • Baggage fees: $100
  • Seat selection: $50

The National Bank’s World Elite Mastercard® is a credit card to keep, year after year, for several reasons:

  • it has one of the best travel and purchases credit card insurance on the market
  • up to $250 travel credit per year
  • Unlimited access to the National Bank Lounge at Montreal-Trudeau airport

BMO® World Elite®* Mastercard®*

The BMO® World Elite®* Mastercard®* is one of the best Mastercard credit cards with travel points in Canada.

You can get a welcome bonus of 40,000 points (285$ travel value):

  • 30,000 points after you spend a minimum of $3,000 within the first 3 months
  • an additional 10,000 BMO Rewards points anniversary bonus, 12 months after the Credit Card account open date

In addition, the $120 annual fee is waived in the first year!

With the BMO® World Elite®* Mastercard®*, you get 3 points for every dollar spent on:

  • travel
  • dining
  • entertainment

And 2 points for every dollar you spend, Costco included!

You can redeem your BMO Rewards points on travel booked on the BMO Rewards website (flights, hotels, rental cars, all-inclusive).

The BMO® World Elite®* Mastercard®* also offers:

  • 4 complimentary passes to airport VIP lounges
  • Premium insurance for your travels or purchases
  • Concierge services

Finally, you can combine the points you get with the two other BMO Rewards cards to save even more on your travels!

BMO® AIR MILES® World Elite®* Mastercard®*

With the BMO® AIR MILES® World Elite®* Mastercard®*, you get 2,000 miles after $3,000 in purchases ($210 value). In addition, the $120 annual fee is waived in the first year!

With the BMO® AIR MILES® World Elite®* Mastercard®*, you get 1 mile for every $10 you spend, Costco included.

And it’s the only AIR MILES credit card in Canada to offer a 15% discount on AIR MILES flights within North America with no blackout periods.

The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:

  • 2 complimentary passes to airport VIP lounges
  • Premium insurance for your travels or purchases
  • Double the miles for car rentals with National or Alamo
  • Concierge services

MBNA Rewards World Elite® Mastercard®

The MBNA Rewards World Elite® Mastercard® is one of the last credit cards in Canada to offer 2 points per dollar anywhere, including Costco!

This is a 2% return when you redeem your points for travel purchases made to your Card.

The welcome bonus is different in Quebec vs other provinces: between 20,000 and 30,000 points, or $200 to $300!

Other great offers