Amazing Offer: Get up to 130,000 points ($650) with this Card!
Best No Conversion Fee Credit cards

Best Foreign Exchange Credit cards

Best Foreign Exchange Credit cards

These 3 credit cards are the only ones in Canada that do not charge any conversion fees for foreign currency transactions. You save 2.5% for each transaction!

HSBC World Elite® Mastercard®

The HSBC World Elite® Mastercard® is a great credit card with no foreign transaction fees, especially for travel purchases.

For a limited time, you can get:

  • Quebec: up to 130,000 points (or $650) with no minimum spend requirement
  • Outside Quebec: up to 100,000 points ($550) after $5,000 in Card purchases in 6 months and a First-Year Annual Fee Rebate

With the HSBC World Elite® Mastercard®,you earn:

  • 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
  • 3 points per dollar for all other purchases

It’s a 1% to 3% value depending on your purchases!

You can apply your points on any travel purchase charged to your HSBC World Elite® Mastercard® (flights, hotels, Airbnb, all-inclusive, etc.). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.

Introducing the HSBC World Elite® Mastercard®

Finally, with the HSBC World Elite® Mastercard® you get:

  • $100 annual travel credit (for airport lounges, for example)
  • Unlimited access to Boingo WiFi hotspots around the world
  • 10% discount for hotel bookings on Expedia or Agoda
  • Premium insurance for your travels and purchases

Finally, the HSBC World Elite® Mastercard® does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.

And it’s one of the best credit cards for Costco where you earn 3 points per dollar.

Scotiabank Gold American Express® Card

Scotiabank Gold American Express® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.

For a limited time, you can get 25,000 points after $1,000 in credit card purchases, which is a $250 value for travels including Airbnb rentals.

With the Scotiabank Gold American Express® Card,you earn 5 points per dollar for:

  • Grocery stores
  • Restaurants
  • Entertainment

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).

Scotiabank’s American Express Gold Card also offers:

  • no foreign currency transactions fee
  • Premium insurance for your travels or purchases
  • Concierge services
  • Exclusive Benefits American Express (Front of the Line Program)

Scotiabank Passport™ Visa Infinite*

With the Scotiabank Passport™ Visa Infinite*, you get 25,000 points after only $1,000 in card purchases ($250 value).

And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).

With the Scotiabank Infinite Passport Visa Card,you get 2 points per dollar of purchase in:

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Passport™ Visa Infinite* also offers: