Best Student Credit Cards in Canada - October 2026

Looking for the best Student Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.

Compare the 7 cards in our selection below. Interested in a card? Click Read review to read our full analysis.

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TD First Class Travel^® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
A Birthday Bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

Legal

^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending

Value

1st Year Value$1,406

2nd Year Value$531

Card benefits

Concierge service24/7

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000

Auto Rental CollisionUp to $65,000 / 48 days

Our selection — Students
Credit card	Annual fee	Welcome offer
CIBC Aventura^® Visa* Card for Students Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $1 in 4 months Up to 12,500 points After $1 in 4 months	Apply NowCompareRead review
CIBC Dividend^® Visa* Card for Students Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $1,000 in 4 months Up to $125 cash back After $1,000 in 4 months	Apply NowCompareRead review
BMO CashBack^® Mastercard^®* for students Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $2,500 in 3 months Up to $125 cash backEnds Oct 31, 2027 After $2,500 in 3 months	Apply NowCompareRead review
Tangerine Money-Back Credit Card Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $1,000 in 2 months Up to $100 cash backEnds Nov 30, 2026 After $1,000 in 2 months	Apply NowCompareRead review
National Bank mycredit^™ Mastercard^® Apply NowCompareRead review	Annual fee$0	Welcome offer No current welcome offer	Apply NowCompareRead review
American Express^® Green Card Apply NowCompareRead review	Annual fee$0	Welcome offerAfter $1,000 in 3 months 10,000 points After $1,000 in 3 months	Apply NowCompareRead review
KOHO Prepaid Mastercard^® Essential Plan Apply NowCompareRead review	Annual fee$48	Welcome offerAfter $1 in 1 month $20 cash back After $1 in 1 month	Apply NowCompareRead review

CIBC Aventura^® Visa* Card for Students

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

With this offer, get up to $200 in value, with no annual fee:

Get up to 12,500 Aventura points (a value of up to $125 toward travel^†):

2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura^® Visa* account approval.^†
10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements^†
A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)^†

With this CIBC Aventura Student Credit Card, you get:

1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores^†
1 point per $2 spent on all other ^purchases†

What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways^†. And this CIBC Student Credit Card offers some insurance coverage:

$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

Compare

CIBC Aventura^® Visa* Card for Students

CIBC CIBC Aventura

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$125Total$125Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $125
Welcome offerAfter $1 in 4 months: Up to 12,500 points