70,000 Marriott Bonvoy Points + 5X Points on Eligible Travel & Gas
Best student credit cards

The Best Student Credit Cards in Canada

The Best Student Credit cards

These credit cards are for students. With these credit cards, you can earn rewards and build your credit report.

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

BMO® CashBack® Mastercard®* for students

The BMO® CashBack® Mastercard®* for students is perfect for students. You can get 5% cash back in the first three months.

Also, this card comes with 90 days of protection for your purchases and an extended warranty of one year!

SimplyCash™ from American Express

Would you like a cashback credit card with no-annual-fee and a high earning rate on all your purchases? Here’s an option for you: the SimplyCash™ from American Express.

With this Card, you earn a 1.25% cashback on all purchases.

For the first 6 months, you can earn 4% cash back with the SimplyCash™ from American Express (up to $200 cash back).

And you’ll get insurance with it: $100,000 travel accident insurance, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

BMO® AIR MILES® MasterCard® For Students

NBC mycredit Mastercard

With the NBC mycredit Mastercard, you earn:

  • 1% cash back on restaurant purchases and recurring pre-authorized payments
  • 0.5% cash back on all other purchases, including at Costco

Cash back is automatically applied to your credit card statement every billing cycle.

We recommend this credit card for those who are new to credit cards and want a credit card with no annual fee. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).

American Express® Green Card

Would you like a travel rewards credit card with no annual fee? Here is an option for you: the American Express® Green Card.

By signing up for the American Express® Green Card, you can earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. It’s equal to $100, 10,000 Aeroplan points or 12,000 Marriott Bonvoy points.

With this no-fee Credit Card, you will also have access to online promotional offers to get points or rebates on your purchases.

CIBC Dividend® Visa* Card for Students

The CIBC Dividend® Visa* Card for Students is one of the best Student Visa credit cards with cash back in Canada.

With this Card, you earn:

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases†

Also, with this credit card, you get a free SPC membership, to save instantly when you shop over 450 deals in-store and online.

Currently, you get $30 cash back after you make your first purchase!

And this card has valuable insurance:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Aventura® Visa* Card for Students

The CIBC Aventura® Visa* Card for Students is one of the best Student Visa credit cards with travel rewards in Canada.

You can earn up to 2,500 Aventura Points.

With this Card, you earn:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†
  • 1 point for every $2 spent on all other purchases†

Also, with this credit card, you get a free SPC membership, to save instantly when you shop over 450 deals in-store and online.

And this card has valuable insurance:

  • Auto Rental Collision and Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

TD® Aeroplan® Visa Platinum* Card

With the TDMD AeroplanMD Visa Platinum* Card, you earn 1 point for every $1 spent on eligible:

  • Grocery stores
  • Gas stations
  • Air Canada purchases, including Air Canada Vacations

With the TD® Aeroplan® Visa Platinum* Card, you can get:

  • A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • 10,000 additional Aeroplan points and a bonus Buddy Pass (different rules depending on your province of residence)
  • An annual fee rebate for the primary cardholder (instead of $89)

For Quebec Residents Only: To receive the additional bonus 10,000 Aeroplan points, you must keep your Account open, active and in good standing for 90 days after Account opening. More Info here.

For Residents outside of Quebec: To receive the additional bonus 10,000 Aeroplan points, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. More Info here.

Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cashback.

You can earn an additional 15% cash back (up to $150) when you spend up to $1,000 on everyday purchases in the first 2 months.

You can choose two to three categories of purchases (grocery, gas, furniture, home improvement, recurring bill payments, drug store, etc.) to earn 2% cashback! And with unlimited annual cashback!

Besides, the Tangerine Money-Back Credit Card comes with additional benefits:

  • 90 days purchase insurance
  • One year extended warranty

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.