The Best Student Credit cards
These credit cards are for students. They do not require any annual income and offer attractive rewards. And you can build up your credit report!
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
Choice Card from American Express™
Would you like a travel rewards credit card with no annual fee? Here is an option for you: the Choice Card from American Express™.
By applying for the Choice Card from American Express™, you could earn a welcome bonus of 12,500 Membership Rewards points after $1,250 in Card purchases in the first three months. That’s a $125 value for travel or 15,000 Marriott Bonvoy points.
With this no-fee Credit Card, you will also have access to online promotional offers to get points or rebates on your purchases.
BMO® CashBack® Mastercard®* for students
The BMO® CashBack® Mastercard®* for students is perfect for students. You can get 5% cash back in the first three months.
Also, this card comes with 90 days of protection for your purchases and an extended warranty of one year!
BMO® AIR MILES® MasterCard® For Students
With the BMO AIR MILES Mastercard for Students, you earn 800 AIR MILES Reward Miles after $1,000 in Card purchases, which is a $80 value. Besides, it’s a no-annual-fee credit card.
With the BMO® AIR MILES®† Mastercard®* for students, you get 3x the Miles for every $25 spent at participating AIR MILES Partners. And 1 mile for every $20 you spend, Costco included. And 1 mile for every $25 you spend, Costco included.
And until May 31, 2021, you earn 5x AIR MILES Reward Miles on groceries at Sobeys, Safeway, Foodland & Participating Co-op’s, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry.
CIBC Dividend® Visa* Card for Students
The CIBC Dividend® Visa* Card for Students is one of the best Student Visa credit cards with cash back in Canada.
With this Card, you earn:
- 2% cash back on eligible grocery purchases
- 1% cash back on eligible gas, transportation, dining purchases and recurring payments
- 0.5% cash back on everything else
Also, with this credit card, you get a free SPC membership, to save instantly when you shop over 450 deals in-store and online.
Currently, you get $30 cash back after you make your first purchase!
And this card has valuable insurance:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
CIBC Aventura® Visa* Card for Students
The CIBC Aventura® Visa* Card for Students is one of the best Student Visa credit cards with travel rewards in Canada.
You can earn up to 2,500 Aventura Points.
With this Card, you earn:
- 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†
- 1 point for every $2 spent on all other purchases†
Also, with this credit card, you get a free SPC membership, to save instantly when you shop over 450 deals in-store and online.
And this card has valuable insurance:
- Auto Rental Collision and Loss Damage Insurance
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
NBC mycredit Mastercard
You can get cashback with this no annual fee student credit card.
Its main feature is to offer mobile phone protection for up to 2 years.
Other great offers
Frequent Asked Questions about credit cards
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best credit card in Canada?
There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.
Several credit cards can match your needs:
What is the best American Express credit card in Canada?
There are more than 30 American Express credit cards in Canada. Check out our best American Express Credit Cards page.
What is the best Mastercard credit card in Canada?
There are more than 90 Mastercard credit cards in Canada. Check out our Best Mastercard Credit Cards page.
What is the best Visa credit card in Canada?
There are more than 80 Visa credit cards in Canada. Check out our Best Visa Credit Cards page.