Offer

Get up to 45,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase^†
- 10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
- 25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year^†
Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Fees & Conditions

Personal Income $60,000

Household Income $100,000

Annual Fee $139

First Year Annual Fee Rebate

First Additional Card $50

Other Additional Card $50

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First Year Annual Fee Rebate

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 45,000 Aeroplan Points

Minimum Spending Required $15,000

Minimum Spending Timeframe (Months) 12 month(s)

Concierge

Earnings

Per dollar of purchases

All Spending 1 Aeroplan Point

Groceries 1.5 Aeroplan Points

Gas 1.5 Aeroplan Points

Dining and Food delivery 1 Aeroplan Point

Convenience Stores 1 Aeroplan Point

Drugstores 1.5 Aeroplan Points

Local Transport 1 Aeroplan Point

Travel 1 Aeroplan Point

Entertainment 1 Aeroplan Point

Recurring Payments 1 Aeroplan Point

Telecom/Internet 1 Aeroplan Point

Streaming services 1 Aeroplan Point

Online transactions 1 Aeroplan Point

Office Supplies 1 Aeroplan Point

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

15 day(s)

Travel medical insurance up to 64 years old

$5,000,000

15 day(s)

Travel medical insurance 65+

$5,000,000

3 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$2,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$500

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Insurance Document

Our review

With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 45,000 Aeroplan points and a rebate on annual fees for the first year:

10,000 Aeroplan points the first time you make a purchase^†
10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
First-year annual fee waived for primary cardholder (instead of $139)^†
First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)^†
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

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