American Express® Aeroplan®* Business Reserve Card

American Express® Aeroplan®* Business Reserve Card

The Best American Express Aeroplan Credit Card for small business. Earn up to 3 Aeroplan points per dollar, and enjoy exclusive benefits with Air Canada and reliable insurance.

Earn up to 90,000 Aeroplan points and a bonus Buddy Pass with this welcome offer!

Welcome Bonus

up to 90,000 points + bonus Buddy Pass

Value

$1551

Best For

Annual Fee

$599

Purchase Rates

16.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates


Offer

Offer
  • New American Express® Aeroplan®* Business Reserve Cardmembers can earn up to a total of 90,000 welcome bonus Aeroplan points and a bonus Buddy Pass:
    • Earn 30,000 Aeroplan points and a bonus Buddy Pass after spending $5,000 in purchases within the first three months of Cardmembership
    • Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points That could add up to 60,000 Aeroplan points
    • With a bonus Buddy Pass, you can bring a friend anywhere Air Canada flies in North America. On the second ticket, you only pay the taxes and third-party charges
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals, and 1 point for every $1 spent on everything else
  • Your American Express Aeroplan Business Reserve Card gives you access to more than 1,200 Priority Pass airport lounges around the globe. and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Cafes™ in North America, with a same day ticket on a departing Air Canada or Star Alliance flight
  • You and up to eight companions will enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, complimentary valet service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • American Express® Aeroplan®* Business Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey

Fees & Conditions

Annual Fee $599
First Additional Card $199
Other Additional Card $199
Foreign Transaction Fee 2.5%
Purchase Rates 16.99%
Cash Advance Rates 21.99%

Advantages

Welcome Bonus up to 90,000 points + bonus Buddy Pass
Rewards Type Airlines
Transferable Points
Transfer Partners Aeroplan
Loyalty Program Aeroplan
All Spending 1
Travel 2
Local Transport 1
Dining and Food delivery 1
Groceries 1
Convenience Stores 1
Gas 1
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 3
Streaming services 1
Recurring Payments 1
Concierge
Priority Check-In
Priority Boarding

Value

Value

We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer’s value in the first year
Value per point 2.0 ¢
Welcome bonus $1,800
Air Canada Buddy Pass $350
Annual fee – $599
Value $1,551

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $1,000
Delayed Baggage Amount $1,000
Lost/Stolen Baggage Insurance Amount $1,000
Trip Cancellation Insurance Amount Per Person $1,500
Trip Interruption Insurance Amount Per Person $1,500
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $1,000
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More

FAQ

4.75 Milesopedia Rating