American Express® Aeroplan®* Business Reserve Card

American Express® Aeroplan®* Business Reserve Card

Welcome Bonus

Up to 85,000 Aeroplan Points

Best For

Value
Year 1

$2126

Years 2 and +

$426

Annual Fee

$599

Interest rates
Purchase Rates

16.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Earn up to 85,000 Welcome Bonus Aeroplan®*points.
    • Earn 25,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first three months of Cardmembership.
    • Plus, earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.
  • Earn up to $2,700 or more in value within your first year.
  • Eligible cardmembers get a FREE Uber Pass membership for 12 months. Including unlimited $0 delivery fee on eligible restaurant orders of $15 or more, 5% off eligible restaurant orders over $15, and exclusive Rides Perks.
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals, and 1.25 point for every $1 spent on everything else
  • Your American Express Aeroplan Business Reserve Card gives you access to more than 1,200 Priority Pass airport lounges around the globe. and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • You and up to eight companions will enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • $100 NEXUS Card Statement Credit. Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, complimentary valet service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more
  • Make the most of a suite of business management tools that give you more control over your business – anytime and anywhere
  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • American Express® Aeroplan®* Business Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
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Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $599
First Additional Card $199
Other Additional Card $199
Foreign Transaction Fee 2.5%
Purchase Rates 16.99%
Cash Advance Rates 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 85,000 Aeroplan Points
Minimum Spending Required $24,000
Minimum Spending Timeframe (Months) 12 month(s)
VIP Lounges $400
Nexus Membership $100
Concierge
Priority Check-In
Priority Boarding

Earnings

Per dollar of purchases

All Spending 1.25 Aeroplan Points
Groceries 1.25 Aeroplan Points
Gas 1.25 Aeroplan Points
Dining and Food delivery 1.25 Aeroplan Points
Convenience Stores 1.25 Aeroplan Points
Drugstores 1.25 Aeroplan Points
Local Transport 1.25 Aeroplan Points
Travel 2 Aeroplan Points
Entertainment 1.25 Aeroplan Points
Recurring Payments 1.25 Aeroplan Points
Telecom/Internet 1.25 Aeroplan Points
Streaming services 1.25 Aeroplan Points
Online transactions 1.25 Aeroplan Points
Office Supplies 1.25 Aeroplan Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

FAQ

4.75 Milesopedia Rating