Discover the top Visa credit cards that offer exceptional rewards, low interest rates, and exclusive benefits. Whether you seek travel perks or cashback options, our comprehensive guide will help you choose the perfect card to enhance your financial experience.
These credit cards are among the best Visa credit cards in Canada.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
The Scotia Momentum® VISA Infinite* card is recognized year after year as one of the best cash-back credit cards in Canada.
Currently, there is no annual fee in the first year, including on additional cards. And you can earn 10% cash back on all purchases for the first three months (up to $2,000 in total purchases).
With the Scotia Momentum® VISA Infinite* card, you get:
For example, if you spend $1,000 per month on groceries and/or recurring payments, you’ll earn $40 cash back per month, or $480 cash back per year with this card for this category of purchases! And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).
If you rent, for example, you could use the Scotia Momentum® Visa Infinite* Card on the Chexy website to pay your rent and get 4% cash back!
The Scotia Momentum® VISA Infinite* card is an excellent Visa credit card for cash back.
And its insurance benefits are excellent!
With this offer for RBC Avion Visa Infinite Card, you can earn 35,000 Avion points upon approval.
You can use your Avion Rewards points for travel or convert them to other loyalty programs such as:
The current welcome offer, for example, gives you the equivalent of 35,000 British Airways Avios or 35,000 WestJet points.
With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.
What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.
With this welcome offer for the Scotiabank Passport Visa Infinite Card, you’ll receive up to 45,000 Scene+ points in welcome bonus (a $450 value):
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.
With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:
The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Visa Infinite Passport also offers :
We voted this credit card the Best No FX Fee Credit Card of 2024 and 2025.
Avec cette offre pour la Carte Visa Infinite* TDᴹᴰ Aéroplanᴹᴰ, vous pouvez obtenir jusqu’à 40 000 points Aéroplan† et aucuns frais annuels la première année :
C’est la meilleure carte de crédit TD pour les voyageurs occasionnels d’Air Canada. Avec la Carte Visa Infinite* TDᴹᴰ Aéroplanᴹᴰ, vous obtenez 1,5 points† par dollar d’achat admissible pour :
The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.
CIBC has an offer with which you can earn up to 45,000 Aventura points:
In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).
With this CIBC Aventura Credit Card, you get:
The CIBC Aventura® Visa Infinite* Card also offers:
The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).
If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).
CIBC has a digital offer with which you can earn up to 45,000 Aventura points :
The CIBC Aventura® Gold Visa* Card also offers:
The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.
Right now, with this welcome offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and a rebate on your first year’s annual fees†!
Plus, receive $50 cash back when you set up a pre-authorized payment within the first 4 months.
With this CIBC cash back credit card, you earn:
For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!
And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).
And this CIBC Cash Back Credit Card offers many insurance coverages:
When you sign up for our exclusive offer on the BMO eclipse Visa Infinite* Card, you can earn up to 70,000 BMO Rewards points as well as a $120 annual fee waiver for the first year:
Moreover, you’ll receive a $50 anniversary credit to use as you wish!
With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:
And 1 BMO Rewards point for every $1 spent on everything else. Plus, if you add an authorized user to your account, you’ll earn 10% more points.
You can use BMO Rewards points for all travel purchases made through theagency or website of your choice (airline tickets, hotels, car rentals, all-inclusives, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! With this card, you can earn up to 120,000 BMO Rewards points:
Plus, you’ll receivea $200 anniversary credit to use as you wish!
As well as a Visa Airport Companion membership with 6 complimentary airport lounge visits per year.
With this Card, you earn 5 BMO Rewards points per dollar of purchases for:
And 1 BMO Rewards point for every $1 spent on everything else.
You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
Avec la Carte Visa Infinite Privilège* TDᴹᴰ Aéroplanᴹᴰ, vous pouvez obtenir jusqu’à 85 000 points Aéroplan† :
C’est la meilleure carte de crédit TD pour les voyageurs fréquents d’Air Canada.
Avec la Carte Visa Infinite Privilège* TDᴹᴰ Aéroplanᴹᴰ, vous obtenez 1,5 points† par dollar d’achat admissible pour :
Et 2 points† par dollar d’achat pour Air Canada, incluant Vacances Air Canada. Partout ailleurs, vous obtiendrez 1,25 point† par dollar.
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.
Several credit cards can match your needs:
There are more than 30 American Express credit cards in Canada. Check out our best American Express Credit Cards page.
There are more than 90 Mastercard credit cards in Canada. Check out our Best Mastercard Credit Cards page.
There are more than 80 Visa credit cards in Canada. Check out our Best Visa Credit Cards page.
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