Best Visa Credit Cards – April 2024

The Best Visa Credit cards

RBC Avion Visa Infinite Card

With this exceptional offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points:

• 35,000 Avion points on approval
• 20,000 Avion bonus points when you spend $5,000 in your first 6 months

This offer expires on April 30, 2024, and will not be renewed. Take advantage of it before it’s too late!

You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :

• American Airlines AAdvantage
• British Airways Executive Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

For example, with the current welcome offer, you can get 55,000 British Airways Avios Points or 550 WestJet Dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

And you’ll benefit from a wide range of insurance coverage: Trip Cancellation and Interruption Insurance, Out-of-Province/Country Emergency Medical Insurance, Rental Vehicle Collision/Loss Damage Insurance, Mobile Device Insurance.

Scotiabank Passport™ Visa Infinite* Card

With this welcome offer for the Scotiabank Passport™ Visa Infinite* Card, you earn up to 40,000 welcome bonus points (a $400 value) as well as a first-year annual fee waiver (a $150 value):

• 30,000 points after just $1,000 in purchases
• 10,000 points after $40,000 in annual purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of 10,000 points, a value of $100.

With the Scotiabank Passport™ Visa Infinite* Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 2 points per dollar for:

• grocery purchases
• dining purchases
• Entertainment
• Transportation

The Scotiabank Passport™ Visa Infinite* Card is an excellent Visa credit card for this type of purchase.

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Passport™ Visa Infinite* Card also offers:

• no foreign transaction fee
• 6 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

We voted this credit card the Best No-FX Fee Credit Card of 2024. Knowing that the annual fee is waived in the first year, there’s never been a better time to get this credit card for your international travels over the next year!

TD^® Aeroplan^® Visa Infinite* Card

With the TD® Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points:

• A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening^†
• $100 NEXUS fee rebate^†
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for occasional Air Canada travellers.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchases for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

CIBC Dividend^® Visa Infinite* Card

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.

Right now, with our exclusive welcome offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements). And you’ll get a first-year annual fee rebate^†!

With this CIBC Cash Back Credit Card, you get:

• 4% cash back on gas, EV charging, and grocery purchases^†
• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).

And this CIBC Cash Back Credit Card offers many insurance coverages:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Purchase Security and Extended Protection Insurance

BMO eclipse Visa Infinite* Card

When you sign up for our exclusive offer on the BMO eclipse Visa Infinite* Card, you can earn up to 70,000 BMO Rewards points as well as a$120 annual fee waiver for the first year:

• 40,000 points after $3,000 in purchases in the first three months
• 30,000 points at annual renewal if you have made $25,000 in purchases with the card in the first 12 months

Plus, you’ll get a $50 annual lifestyle credit – per calendar year – to spend however you want.

With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:

• Groceries
• Dining
• Food delivery
• Gas
• Transit

And 1 BMO Rewards point for every $1 spent on everything else. Plus, if you add an authorized user to your account, you’ll earn 10% more points.

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

Scotia Momentum^® VISA Infinite* Card

The Scotia Momentum® VISA Infinite* card is recognized year after year as one of the best cash-back credit cards in Canada.

Currently, there is no annual fee in the first year, including on additional cards. And you can earn 10% cash back on all purchases for the first three months (up to $2,000 in total purchases).

With the Scotia Momentum® VISA Infinite* card, you get:

• 4% on groceries and recurring payments
• 2% on gas and daily transit
• 1% on all other purchases

For example, if you spend $1,000 per month on groceries and/or recurring payments, you’ll earn $40 cash back per month, or $480 cash back per year with this card for this category of purchases! And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).

The Scotia Momentum® VISA Infinite* card is an excellent Visa credit card for cash back.

And its insurance benefits are excellent!

BMO eclipse Visa Infinite Privilege* Card

The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! With this card, you can earn up to 120,000 BMO Rewards points:

• 50,000 points when you spend $6,000 in the first 3 months
• 30,000 points after $30,000 in card purchases in the first six months
• 40,000 points at annual card renewal if you have made $75,000 in card purchases in the first 12 months

Plus, you’ll get a $200 annual lifestyle credit – per calendar year – to spend however you want.

As well as a Visa Airport Companion membership with 6 complimentary airport lounge visits per year.

With this Card, you earn 5 BMO Rewards points per dollar of purchases for:

• Groceries
• Gas
• Drugstores
• travel purchases
• Dining
• Food delivery

And 1 BMO Rewards point for every $1 spent on everything else.

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 40,000 Aeroplan points when you spend $10,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening^†
• $100 NEXUS fee rebate^†
• Access to Air Canada Maple Leaf lounge^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per dollar for:

• Grocery stores
• Gas stations
• travel purchases
• Dining purchases

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.