Platinum Card®

Platinum Card®

The Premium Card from American Express. Earn up to 3 points per dollar and unlimited access for 2 to airport VIP lounges.

Earn up to 80,000 points with this offer!

Welcome Bonus

up to 80,000 points

Value

$856

Best For

Annual Fee

$699

Purchase Rates

Cash Advance Rates

Balance Transfer Rates


Offer

Offer

Unlock special experiences with the Platinum® Card

  • Earn up to 80,000 Membership Rewards® points:
  • New Platinum® Cardmembers, earn 65,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Redeem for a roundtrip flight to a destination in Europe using the Fixed Points Travel Program (towards base fares, up to maximum of $900)
  • Plus, you can also earn 15,000 points when you make a purchase between 14 and 17 months of Cardmembership. Redeem for a short-haul roundtrip flight to one of the popular routes using the Fixed Points Travel Program (towards base fares, up to maximum of $300)
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card Travel Service
  • Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms apply.

Fees & Conditions

Annual Fee $699
First Additional Card $175
Other Additional Card $175
Foreign Transaction Fee 2.5%

Advantages

Welcome Bonus up to 80,000 points
Minimum Spending Required $6,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 2
Local Transport 1
Dining and Food delivery 3
Groceries 1
Convenience Stores 1
Gas 1
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 2
Streaming services 1
Recurring Payments 1
Concierge
Travel Credits

Value

Value

We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer’s value in the first year
Value per point 1.7 ¢
Welcome bonus $1,105
Unlimited access to airport lounges ≈ $250
$200 Annual Travel Credit $200
Annual fee – $699
Value $856

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $1,000
Delayed Baggage Amount $1,000
Lost/Stolen Baggage Insurance Amount $1,000
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $2,500
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $1,000
Purchase Protection - Amount $1,000
Purchase Protection - Duration 120 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More

FAQ