Platinum Card®

Platinum Card®

Welcome Bonus

Up to 80,000 Membership Rewards points

Best For

Value
Year 1

$1763

Years 2 and +

$403

Annual Fee

$699

Interest rates
Purchase Rates

Cash Advance Rates

Balance Transfer Rates

Your Monthly Spending

Offer

Offer

Unlock special experiences with the Platinum® Card

  • Earn up to 80,000 Membership Rewards® points – that’s up to $800 in statement credits that can be used towards extra leg room on your next flight, or a weekend away at the spa charged to your Card
    • New Platinum® Cardmembers, earn 60,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership
    • Plus, earn 20,000 points when you make a purchase between 14 and 17 months of Cardmembership
  • Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card Travel Service
  • Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement

Card Awards

Best premium travel credit card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $699
First Additional Card $175
Other Additional Card $175
Foreign Transaction Fee 2.5%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 80,000 Membership Rewards points
Minimum Spending Required $6,000
Minimum Spending Timeframe (Months) 3 month(s)
Transferable Points
Rewards Type Travel points
Transfer Partners Aeroplan, American Express Membership Rewards, Asia Miles, British Airways Executive Club, Marriott Bonvoy
Loyalty Program American Express Membership Rewards
Annual Credit $200
VIP Lounges $400
Concierge
Travel Credits

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards point
Groceries 1 Membership Rewards point
Gas 1 Membership Rewards point
Dining and Food delivery 3 Membership Rewards points
Convenience Stores 1 Membership Rewards point
Drugstores 1 Membership Rewards point
Local Transport 1 Membership Rewards point
Travel 2 Membership Rewards points
Entertainment 1 Membership Rewards point
Recurring Payments 1 Membership Rewards point
Telecom/Internet 1 Membership Rewards point
Streaming services 1 Membership Rewards point
Online transactions 1 Membership Rewards point
Office Supplies 1 Membership Rewards point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
120 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

FAQ

4.7 Milesopedia Rating