Best credit cards by category
The Best Balance Transfer Credit cards
These credit cards have a low-interest rate for purchases or balance transfers.
Check out this post on balance transfer, to learn more about this technique.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
CIBC Select Visa Card
The CIBC Select Visa* Card is one of the best Balance Transfer Visa credit cards in Canada.
With the CIBC Select Visa* Card, you get 0% interest on balance transfers for your first 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card.
Currently, you get a first-year annual fee rebate (a $29 value)!
And this card has valuable insurance:
- $100,000 Common Carrier Accident Insurance
BMO® CashBack® Mastercard®*
The BMO® CashBack® Mastercard®* is a cash back credit card with no annual fee.
With this card, you can get 5% cash back in your first 3 months. It’s a maximum welcome bonus of $100.
Then you get:
- 3% cash back on grocery purchases, including at Walmart Supercenters
- 1% cash back on recurring bill payments
Finally, you can also get a 1.99% introductory interest rate on Balance Transfers for 9 months.
BMO® Rewards® Mastercard®*
The BMO® Rewards® Mastercard®* is one of the best no-annual-fee credit cards in Canada.
For a limited time, you can get a welcome bonus of 15,000 points.
And you can also get a 1.99% introductory interest rate on Balance Transfers for 9 months.