Best MBNA Credit Cards in Canada - October 2026

Looking for the best MBNA Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.

Compare the 3 cards in our selection below. Interested in a card? Click Read review to read our full analysis.

Our selection — MBNA
Credit card	Annual fee	Welcome offer
MBNA True Line^® Mastercard^® credit card Apply NowCompareRead review	Annual fee$0	Welcome offerFor 12 months 0% on balance transfers For 12 months	Apply NowCompareRead review
MBNA True Line Gold Mastercard^® Apply NowCompareRead review	Annual fee$39	Welcome offer No current welcome offer	Apply NowCompareRead review
Amazon.ca Rewards Mastercard Apply NowCompareRead review	Annual fee$0	Welcome offer Up to $150 cash back	Apply NowCompareRead review

MBNA True Line^® Mastercard^® credit card

The MBNA True Line^® Mastercard^® credit card is one of Canada’s best options for a low-cost balance transfer. It’s ideal for reducing interest charges and consolidating your debts onto one card.

With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. Transfer fees are a competitive 3%.

This card offers fraud protection, guaranteeing the security of your transactions.

If you want to transfer balances from high-rate cards, the MBNA True Line^® Mastercard^® credit card allows you to benefit from a 0% rate and pay off your debts at your own pace without high-interest charges during the promotional period.

In short, the MBNA True Line^® Mastercard^® credit card is an excellent choice for reducing debt and optimizing balance transfers.

Compare

MBNA True Line^® Mastercard^® credit card

MBNA

Annual fee: $0
Welcome offerFor 12 months: 0% on balance transfers

Annual fee

Primary card$0

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

0xAll spending

Value

2nd Year Value$0

Loading review and details…

MBNA True Line Gold Mastercard^®

The MBNA True Line^® Gold Mastercard^® is MBNA’s lowest interest rate credit card.

With this card, you benefit from low rates at all times:

10.99% on purchases
13.99% on balance transfers

All for an annual fee of just $39.

It’s an ideal card for reducing interest charges if you carry a balance from month to month, while enjoying Mastercard protections like Purchase Assurance and Extended Warranty.

Compare

MBNA True Line Gold Mastercard^®

MBNA

Annual fee: $39
Welcome offer: No current welcome offer

Annual fee

Primary card$39

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

0xAll spending

Value

2nd Year Value$-39

Travel insurance

Travel AccidentIncluded

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Auto Rental CollisionIncluded

Loading review and details…

Amazon.ca Rewards Mastercard

The Amazon.ca Rewards Mastercard is a no-annual-fee rewards card, designed for people who shop regularly on Amazon.ca and at Whole Foods Market stores in Canada. Your rewards can be redeemed directly for eligible items on Amazon.ca.

With an eligible Amazon Prime membership, you earn 2.5% back on eligible purchases at Amazon.ca and Whole Foods, plus 2.5% on foreign currency transactions, which offsets the conversion fee. You earn 1% back on all your other eligible purchases, everywhere Mastercard is accepted. As a welcome offer, you get boosted 5% back (Amazon.ca, Whole Foods, groceries and restaurants) for the first six months, on the first $3,000 in eligible purchases.

The card has no annual fee. The annual interest rate is 19.99% on purchases. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Compare

Amazon.ca Rewards Mastercard

MBNA Cash Back

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $150
Welcome offer: Up to $150 cash back

Annual fee

Primary card$0

Additional card$0

Annual income required

Individual$0

Household$0

Conversion fees

2.5%

Earning rate

1xAll spending

Value

1st Year Value$450

2nd Year Value$240

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Loading review and details…

See more cards →

With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. Transfer fees are a competitive 3%.

This card offers fraud protection, guaranteeing the security of your transactions.

In short, the MBNA True Line^® Mastercard^® credit card is an excellent choice for reducing debt and optimizing balance transfers.

MBNA True Line® Mastercard® credit card

Annual fee

Annual income required

Conversion fees

Earning rate

Value

MBNA True Line Gold Mastercard®

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Amazon.ca Rewards Mastercard

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Purchase protection

Read next

Articles

Browse other categories

By category

By loyalty program

By institution

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Travel insurance

Purchase protection

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Purchase protection

MBNA True Line^® Mastercard^® credit card

MBNA True Line Gold Mastercard^®