TD First Class Travel® Visa Infinite* Card

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best Credit Card with Travel Rewards
Comparison: TD First Class Travel Visa Infinite* Card?? vs National Bank World Elite Mastercard - TD First Class Travel Visa Infinite* Card
TD First Class Travel® Visa Infinite* Card
Up to 146,000 TD Rewards Points 
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Offer

Earn up to $1,300 in value, including up to 146,000 TD Rewards Points, receive an Annual Fee rebate for the first year and additional travel benefits. Conditions Apply.

  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card
  • Earn 126,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening
  • Get an Annual Fee Rebate for the first year
  • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
  • Earn a Birthday Bonus of up to 10,000 TD Rewards points.
  • Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.

To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee Rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Card Awards

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best Credit Card with Travel Rewards
The Best TD Credit Cards – May 2026 - 2025 Milesopedia Awards Best Travel Rewards Credit Card
Milesopedia's Best Credit Cards in Canada for 2024 - Travel Rewards BestCreditCard Milesopedia 2024

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 146,000 TD Rewards Points 
Minimum Spending Required $7,500
Minimum Spending Timeframe (Months) 6 month(s)
Annual Credit
VIP Lounges
Lounge Annual Visits included 4
Concierge

Earnings

Per dollar of purchases

All Spending 2 TD Rewards Points
Groceries 6 TD Rewards Points
Gas 2 TD Rewards Points
Dining and Food delivery 6 TD Rewards Points
Convenience Stores 2 TD Rewards Points
Drugstores 2 TD Rewards Points
Local Transport 6 TD Rewards Points
Travel 2 TD Rewards Points
Entertainment 2 TD Rewards Points
Recurring Payments 4 TD Rewards Points
Telecom/Internet 2 TD Rewards Points
Streaming services 4 TD Rewards Points
Online transactions 2 TD Rewards Points
Office Supplies 2 TD Rewards Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
21 day(s)
Travel medical insurance up to 64 years old
$2,000,000
21 day(s)
Travel medical insurance 65+
$2,000,000
4 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
Price Protection

Our review

With the TD First Class Travel® Visa Infinite* Card, you can earn up to 146,000 TD Rewards Points as well as an Annual Fee rebate for the first year:

  • 20,000 TD Rewards Points for the first purchase made with your card
  • 126,000 TD Rewards Points when you spend $7,500 within 180 days of account opening
  • An anniversary bonus of up to 10,000 TD Rewards Points

Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277).

With the TD First Class Travel® Visa Infinite* Card, you earn:

  • 8 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD†
  • 6 TD Rewards Points per dollar on your grocery, dining and public transit purchases
  • 4 TD Rewards Points per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
  • 2 TD Rewards Points per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year.

Frequently Asked Questions

Alternative Cards

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