Offer

Earn up to $1,000 in value^†, including up to 85,000 TD Rewards Points^†, no Annual Fee for the first year^† and additional travel benefits. Conditions apply. Offer effective as of June 4, 2025.

Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
Earn 65,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening^†.
Earn a Birthday Bonus of up to 10,000 TD Rewards points^†.
Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
Get an Annual Fee Rebate for the first year^†.
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
Earn 6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
Earn 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your card also allows you to enjoy:

An extensive suite of travel insurance coverages which helps you travel prepared
No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.

Card Awards

2025-Milesopedia-Palmares-Meilleure-carte-credit-Recompenses-Voyages

Recompenses-Voyages-MeilleureCarteDeCredit-Milesopedia-2024

Fees & Conditions

Personal Income $60,000

Household Income $100,000

Annual Fee $139

First Year Annual Fee Rebate

First Additional Card $50

First Year Annual Fee Rebate - First Additional Card

Other Additional Card $50

Foreign Transaction Fee 2.5%

Purchase Rates 21.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First Year Annual Fee Rebate

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 85,000 TD Rewards Points ^†

Minimum Spending Required $5,000

Minimum Spending Timeframe (Months) 6 month(s)

Annual Credit

VIP Lounges

Lounge Annual Visits included 4

Concierge

Earnings

Per dollar of purchases

All Spending 2 TD Rewards Points

Groceries 6 TD Rewards Points

Gas 2 TD Rewards Points

Dining and Food delivery 6 TD Rewards Points

Convenience Stores 2 TD Rewards Points

Drugstores 2 TD Rewards Points

Local Transport 6 TD Rewards Points

Travel 2 TD Rewards Points

Entertainment 2 TD Rewards Points

Recurring Payments 4 TD Rewards Points

Telecom/Internet 2 TD Rewards Points

Streaming services 4 TD Rewards Points

Online transactions 2 TD Rewards Points

Office Supplies 2 TD Rewards Points

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$2,000,000

21 day(s)

Travel medical insurance up to 64 years old

$2,000,000

21 day(s)

Travel medical insurance 65+

$2,000,000

4 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$5,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

$1,000

Price Protection

Our review

With TD First Class Travel® Visa Infinite* Card, you can get up to 85,000 TDRewards points^† and a first year annual fee rebate:

20,000 TD Rewards points for the first purchase made with your Card^†
65,000 TD Rewards points if you spend $5,000 within 180 days of account opening^†
A birthday bonus of up to 10,000 TD Rewards points^†

Get an Annual Fee Rebate for the first year^†

With the TD First Class Travel® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^†

This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.

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