Best credit cards by category
The Best Credit cards For Insurance
These 3 credit cards are among the only ones to offer travel insurance regardless of the amount on the card While most credit cards require 75% or even the full trip amount to be charged on them.
BMO® World Elite®* Mastercard®*
The BMO® World Elite®* Mastercard®* is one of the best Mastercard credit cards with travel points in Canada.
You can get a welcome bonus of 40,000 points (285$ travel value):
- 30,000 points after you spend a minimum of $3,000 within the first 3 months
- an additional 10,000 BMO Rewards points anniversary bonus, 12 months after the Credit Card account open date
In addition, the $120 annual fee is waived in the first year!
With the BMO® World Elite®* Mastercard®*, you get 3 points for every dollar spent on:
- travel
- dining
- entertainment
And 2 points for every dollar you spend, Costco included!
You can redeem your BMO Rewards points on travel booked on the BMO Rewards website (flights, hotels, rental cars, all-inclusive).
The BMO® World Elite®* Mastercard®* also offers:
- 4 complimentary passes to airport VIP lounges
- Premium insurance for your travels or purchases
- Concierge services
Finally, you can combine the points you get with the two other BMO Rewards cards to save even more on your travels!
BMO® AIR MILES® World Elite®* Mastercard®*
With the BMO® AIR MILES® World Elite®* Mastercard®*, you get 2,000 miles after $3,000 in purchases ($210 value). In addition, the $120 annual fee is waived in the first year!
With the BMO® AIR MILES® World Elite®* Mastercard®*, you get 1 mile for every $10 you spend, Costco included.
And it’s the only AIR MILES credit card in Canada to offer a 15% discount on AIR MILES flights within North America with no blackout periods.
The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:
- 2 complimentary passes to airport VIP lounges
- Premium insurance for your travels or purchases
- Double the miles for car rentals with National or Alamo
- Concierge services
National Bank's World Elite Mastercard®
This credit card is the only one to offer a refund of up to $250 per year:
- seat selection
- baggage fees
- airport parking
Besides, this card has premium insurance for your purchases, including three years of extended warranty and reliable travel insurance.
Finally, you will get unlimited complimentary access to the National Bank Lounge at Montreal-Trudeau International Airport.