The Best NBC Credit Cards – National Bank of Canada

National Bank Travel Credit Cards

National Bank's World Elite Mastercard^®

The National Bank’s World Elite Mastercard® is the Best National Bank Mastercard credit card.

With this card, you earn up to 5 points per dollar on your purchases:

• 5 points per dollar on grocery and restaurant purchases
• 2 points per dollar on gas and electric recharge purchases
• 2 points per dollar on recurring bills
• 2 points per dollar on À la carte Travel
• 1 point per dollar on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco. With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

• Airport parking
• Baggage fees
• Seat selection
• Access to airport lounges
• Flight upgrades

In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, Milesopedia voted National Bank’s World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023.

National Bank Platinum Mastercard

Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard does not require a minimum income.

You can earn 2 points per dollar on grocery store and restaurant purchases, and 1.5 points per dollar on gas, electric vehicle recharges, recurring bills and À la Carte Travel. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

In addition, you get premium insurance usually dedicated for high-end credit cards:

• 180-day Purchase protection in the event of theft or damage
• Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
• Trip Cancellation Insurance
• Trip Interruption Insurance
• Out-of-province hospital insurance
• Flight Delay Insurance
• Baggage insurance in case of delay, theft or loss
• Car rental insurance
• Mobile Device Insurance

National Bank's World Mastercard

Don’t have the minimum income requirement for The National Bank’s World Elite Mastercard® ? Then the National Bank World Mastercard may be a good option for you. It requires a minimum personal income of $60,000 (or $100,000 household income).

You can earn up to 2 points per dollar on your purchases. And since it’s a National Bank Mastercard credit card, you can use it at Costco.

Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.

And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.

National Bank Cash Back Credit Cards

NBC mycredit Mastercard

With the NBC mycredit Mastercard, you get:

• 1% cash back on restaurant purchases and recurring pre-authorized payments
• 0.5% cash back on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco.

Cash back is automatically applied to your credit card statement every billing cycle.

This is a credit card we recommend for those new to credit cards and want a no-fee credit card. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).

NBC Allure Mastercard

Support the cause of the Quebec Breast Cancer Foundation by becoming an NBC Allure Mastercard credit cardholder with this exclusive offer!

For every $2 in purchases charged to your NBC Allure Mastercard account, you earn 1 point. Once a year, in January, you earn a $10 cash back for every 1,000 points you’ve earned.

And for every $10 you spend with your card, the National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!

For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year. And since it’s a National Bank Mastercard credit card, you can use it at Costco.