Below, you’ll find the best credit card offers from NBC, National Bank of Canada.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard® does not require a minimum income.
For a limited time, you can earn up to 25,000 points and the annual fee is waived in the first year for the primary cardholder (a $70 value) and one additional cardholder (a $35 value) via our welcome offer:
With the National Bank Platinum Mastercard®, you can earn 2 points per dollar on grocery store and restaurant purchases, and 1.5 points per dollar on gas and electric vehicle charging, recurring bill payements and À la Carte Travel. And since it’s a National Bank Mastercard credit card, you can use it at Costco.
In addition, you get premium insurance usually dedicated for high-end credit cards:
We voted the National Bank Platinum Mastercard® as the best credit card for young professionals in 2024.
The National Bank World Elite Mastercard® is NBC’s best Mastercard credit card. With the current welcome offer exclusive to the Milesopedia Network, receive up to 35,000 bonus points, distributed as follows:
What’s more, you pay no annual fee for the first year.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s a National Bank Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted the National Bank World Elite Mastercard® the Best Travel Credit Card and the Best Credit Card for Insurance in 2023 and 2024.
Don’t have the minimum income required by the National Bank World Elite Mastercard®? Then the National Bank World Mastercard® may be a good option for you. This requires a $50,000 individual income (or $80,000 household income).
You can earn up to 2 points per dollar on your purchases. And since it’s a National Bank Mastercard credit card, you can use it at Costco.
Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.
And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.
With the National Bank mycredit Mastercard, you get:
Cash back is automatically applied to your credit card statement every billing cycle.
This is a credit card we recommend for those new to credit cards and want a no-fee credit card. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).
Support the cause of the Quebec Breast Cancer Foundation by becoming a National Bank Allure Mastercard credit cardholder with this exclusive offer!
For every $2 in purchases charged to your National Bank Allure Mastercard account, you earn 1 point. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned.
And for every $10 you spend with your card, the National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!
For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year. And since it’s a National Bank Mastercard credit card, you can use it at Costco.
Here are the awards received in the Milesopedia’s 2024 Credit Card Awards:
The National Bank World Elite Mastercard® is the best credit card for travel in 2024 in Canada for these reasons:
The National Bank World Elite Mastercard® is the best credit card for travel insurance in 2024 in Canada for these reasons:
Here are 3 more credit card choices in this category:
The National Bank Platinum Mastercard® is the Best Credit Card For Young Professionals in 2024 in Canada for these reasons:
The National Bank World Elite Mastercard® is the best Mastercard credit card in 2024 in Canada for these reasons:
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
The National Bank credit cards for travel are:
These National Bank credit cards allow you to quickly earn reward points that you can redeem for rewards or travel credits. They also offer comprehensive travel insurance and a welcome bonus.
The NBC mycredit Mastercard is the best no-annual-fee cash-back credit card from National Bank.
You can earn cash back on most of your everyday purchases.
NBC National Bank partners with Equifax to check your credit file when you apply for a National Bank credit card.
When you apply for a National Bank credit card, NBC will check your credit file with Equifax to determine if you are approved for credit. A good credit score is required for most National Bank credit cards.
In addition to credit score, National Bank has income requirements for some National Bank credit cards. For example, to get a National Bank World Elite Mastercard®, you must have a personal income of $80,000 or a family income of $150,000.
Contactless payment is the fastest way to pay for your purchases with your National Bank Mastercard credit card. Just tap your National Bank credit card against a contactless reader at the checkout, and you’re done!
National Bank credit cards allow contactless payments above $100 with participating merchants. This makes it easy to earn cash back or reward points for your purchases.
To request a limit increase on your National Bank credit card, log on to your National Bank online banking:
Your payment due date is indicated on your National Bank credit card statement. To view your National Bank statement, you can either :
National Bank credit cards offer either cash back or rewards points.
You can use your National Bank Rewards points for travel, account spending, merchandise or gift cards. You’ll find all this information on the NBC Rewards portal and a vast catalogue of gift cards (SAQ gift cards, gas gift cards, even Costco gift cards).
The National Bank Lounge is a VIP lounge at Montreal-Trudeau International Airport that offers drinks, food and Wi-Fi in a relaxed atmosphere.
It’s accessible to passengers flying to destinations outside of Canada and the U.S. only. Would you like to have free access with a guest on your next international trip?
This benefit is offered to National Bank World Elite Mastercard® holders (the National Bank credit card also offers full travel insurance). Non-holder National Bank customers receive a discounted rate to enter.
You can contact National Bank Mastercard at 1-888-622-2783.
The best National Bank Mastercard is the National Bank World Elite Mastercard®.
The annual interest rate for National Bank World Elite Mastercard® purchases is 20.99%.
The annual interest rate for balance transfers and cash advances on the National Bank World Elite Mastercard® is 22.49%.
We recommend that you make the full payment on your National Bank credit card each month (not just the minimum payment).
The annual interest rate for purchases of the National Bank World Mastercard® is 20.99%.
The annual interest rate for National Bank World Mastercard® balance transfers and cash advances is 22.49%.
The annual interest rate for National Bank Platinum Mastercard® purchases is 20.99%.
The annual interest rate for National Bank Platinum Mastercard® balance transfers and cash advances is 22.49%.
We recommend that you pay your National Bank credit card in full each month (not just the minimum payment).
We recommend that you pay your National Bank credit card monthly (not just the minimum payment).
However, if you’re looking for a National Bank credit card with the best rates, it’s the NBC Syncro Mastercard.
The NBC Syncro Mastercard has reduced rates for purchases: 8.90%. The low interest rate for balance transfers and cash advances is 12.90%.
