Below are the best credit card offers from NBC, National Bank of Canada.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
Travel rewards
National Bank's World Elite Mastercard®
The National Bank’s World Elite Mastercard® is the best NBC credit card.
With this exclusive welcome offer for Milesopedia readers, you can earn 35,000 points after $3,000 in purchases and the first year annual fee is waived for the primary and first additional cardholder.
You can earn up to 2 points per dollar in Card purchases, including at Costco. Besides, you get up to $250 in travel credits per calendar year:
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo.
The National Bank’s World Elite Mastercard®is a credit card to keep, year after year, for several reasons:
- it has one of the best travel and purchases credit card insurance on the market
- up to $250 travel credit per year
- Unlimited access to the National Bank Lounge at Montreal-Trudeau airport
National Bank World Mastercard
Don’t have the minimum income requirement for The National Bank’s World Elite Mastercard® ? Then the National Bank World Mastercard may be a good option for you. It requires a minimum personal income of $60,000 (or $100,000 household income).
You can earn up to 2 points per dollar in Card purchases, including at Costco.
Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.
And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.
National Bank Platinum Mastercard
Unlike the other two travel rewards cards, the National Bank Platinum Mastercard does not require a minimum income.
With this exclusive welcome offer for Milesopedia readers, you can earn 35,000 points after $3,000 in Card purchases, and the first-year annual fee is waived for the primary and first additional cardholder.
You can earn 1 point per dollar on purchases, including at Costco.
In addition, you get premium insurance usually dedicated for high-end credit cards:
- 180-day Purchase protection in the event of theft or damage
- Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Out-of-province hospital insurance
- Flight delay insurance
- Baggage insurance in case of delay, theft or loss
- Car rental insurance
Cash back
NBC mycredit Mastercard
With the NBC mycredit Mastercard, you earn:
- 1% cash back on restaurant purchases and recurring pre-authorized payments
- 0.5% cash back on all other purchases, including at Costco
Cash back is automatically applied to your credit card statement every billing cycle.
We recommend this credit card for those who are new to credit cards and want a credit card with no annual fee. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).
NBC Allure Mastercard
Support the Quebec Breast Cancer Foundation’s cause by becoming an NBC Allure Mastercard credit cardholder with this exclusive offer!
For every $2 in purchases charged to your NBC Allure Mastercard account, you earn 1 point. Once a year, in January, you earn a $10 cash back for every 1,000 points you’ve earned.
And for every $10 you spend with your card, the National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!
For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year.
Other cards
Frequently Asked Questions
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best card for travelling?
What is the best NBC cash back credit card?
The NBC mycredit Mastercard is the best no-fee cash back credit card from NBC.
Which credit bureau is checked by BNC?
NBC partners with Equifax to check your credit report.
How does contactless payment (PayPass) work?
Contactless payment is the quickest way to pay for your purchases with your Mastercard credit card. Just hold your card against the reader, and you’re good to go!
National Bank credit cards allow contactless payments above $100 with participating merchants.
How do I increase the credit limit on my credit card?
For a credit limit increase, sign in to your online bank:
- Click Overview in the left menu
- Select your credit card
- Click Increase my limit
- Follow the instructions
When do I have to make credit card payments?
The due date is indicated on your credit card statement. You can view your statement by:
- signing in to your online bank
- using the National Bank mobile app
What is the National Bank Lounge?
The National Bank Lounge is a VIP lounge at Montréal-Trudeau airport that offers a relaxed environment with refreshments and Wi-Fi access.
It’s accessible to passengers flying to destinations outside of Canada and the U.S. only. Want to access it for free with a guest on your next international trip? World Elite cardholders enjoy exclusive access to the Lounge while they wait for their international flight. They can even bring a guest! National Bank clients who do not have one of these cards can enter at a reduced rate.
How do I contact NBC Mastercard customer service?
You can contact NBC Mastercard at 1-888-622-2783.