Reward Point Strategies in Canada

Updated Feb 12, 2025

Find out how to maximize your benefits with reward point programs in Canada. Learn the best strategies for collecting and using your points efficiently, while taking advantage of exclusive offers and discounts.

Cartes de crédit

To save on travel or everyday life with credit card reward points, you first need to establish a strategy.

In the milesopedia community, recurring questions come up regularly, which has enabled us to build several strategies.

Check out our reward points strategies below, along with our recommendations for the best credit cards.

Choosing the Right Credit Card

These guides will help you choose the credit card that’s right for you. You can also use our comparison tool to carry out your personalized search!

Earn Points or Cash Back

Discover the best ways to earn reward points or cash back.

Accommodation

Below, our best strategies for lodging with credit card rewards points, as well as great credit card offers for Airbnb and hotels.

Flights

Below are our best strategies for flying with credit card reward points, as well as several great credit card offers for airline tickets.

Other Travel Benefits

Credit cards include all kinds of other travel benefits: insurance, access to airport lounges, free checked baggage, and more. Find out more:

Disney

Below are our best strategies for visiting and staying at any of the Disney parks (Disney World, Disneyland, etc.) with credit card rewards points, and great credit card offers to earn AIR MILES miles and hotel points.

Foreign Currencies

Every time you make a foreign currency transaction with your credit card, a 2.5% fee is added by your credit card issuer.

There are few credit cards in Canada with no foreign currency conversion fees: this is the case for the three cards below:

Daily Savings

Below are our best strategies for saving money every day and earning more reward points with the best credit cards:

Family Travel

We also have guides to help you plan a family trip using Reward Points.

All-inclusive Vacations and Cruises

Dreaming of your next vacation in the sun? Check out our guides to help you save with Reward Points, whether at an all-inclusive resort or aboard a cruise ship!

Ready to book your trip? Check out our Ultimate Traveller’s List, a collection of our best articles for planning your trip from A to Z.

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