NBC World Elite Mastercard

NBC World Elite Mastercard

Limited time offer: earn 15,000 points and a first-year annual fee rebate!

The Best Credit Card in Canada for travel or purchase insurance (tripled extended warranty). Earn up to $250 in travel credit per calendar year and up to 2 points per dollar on your purchases, including at Costco.

Welcome Bonus

15,000 points Ends Dec 20, 2021



Best For

Annual Fee


First Year Annual Fee Rebate (terms apply)
Purchase Rates

20.99 %

Cash Advance Rates

22.49 %

Balance Transfer Rates

22.49 %


  • Limited time offer: earn 15,000 points and a first-year annual fee waiver
  • Up to 2 points per dollar spent
  • Get a refund of up to $250 per year on seat selection, airport parking and baggage fees
  • Enjoy up to 60 days’ coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance
  • Trade you reward points without restrictions: gift cards, branded articles and travel rebates.
  • Experience the ultimate in comfort at the National Bank VIP Lounge at Montreal-Trudeau International Airport

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $150
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.49%
Balance Transfer Rates 22.49%


Offer ends on Dec 20, 2021
Welcome Bonus 15,000 points
Minimum Spending Required $3,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners BNC Rewards
Loyalty Program BNC Rewards
All Spending 1.5
Travel 1.5
Local Transport 1.5
Dining and Food delivery 1.5
Groceries 1.5
Convenience Stores 1.5
Gas 1.5
Drugstores 1.5
Office Supplies 1.5
Telecom/Internet 1.5
Entertainment 1.5
Online transactions 1.5
AIR MILES partners 1.5
Air Canada 1.5
Streaming services 1.5
Recurring Payments 1.5
Luggage Credit
Travel Credits
Wifi Access


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
in the first year
Value per point 0.9 ¢
Welcome bonus ≈ $135
Annual Travel Credit up to $250
Unlimited access to the National Bank Lounge (YUL)
(an estimated $35 value per access)
≈ $140
Annual fee $0
Value ≈ $525


Common Carrier Travel Accident Insurance
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $1,000
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $2,500
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 31 day(s)
Travel medical insurance 65+ - Amount $5,000,000
Travel medical insurance 65+ - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection
Purchase Protection - Duration 180 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 2 year(s)
Insurance Document Learn More
4.80 Milesopedia Rating