Through NBC’s Wise Travellers Program, each calendar year, National Bank World Elite Mastercard cardholders have access to a total of $250 applicable on some travel expenses.

National Bank World Elite Mastercard Credit cardholders are the only National Bank clients who now have free unlimited access to the National Bank Lounge at Montreal-Trudeau Airport.

The cardholder and 1 guest have complimentary access to the lounge upon presenting the National Bank’s World Elite Mastercard^®.

This is a significant advantage for frequent flyers: the lounge is accessible for all international flights.

With this credit card, you can earn points based on your net spending over a 12-month period:

NBC points earning is really interesting for the $40,001 – $80,000 range: you will earn 2 points per dollar (which can be worth up to 2% in travel rewards). In the other ranges, it is 1.5 points or a 1.5% return.

The best use of your NBC points earned with the National Bank World Elite Mastercard will be through the À la Carte Travel agency: 10,000 points per $100 when you redeem more than 50,000 points.

It’s the best use you can make of your NBC points!

In order to redeem your NBC Rewards points, you have to go on the NBC À La Carte Travel website.

You will be able to book a trip with your points (+ additional cash if required) via the “Voyage à la carte” agency. The rates are the same as those you will find at any travel agency.

It is also possible to redeem your NBC points as a statement credit for all travel expenses you have charged to your credit card (redemption must be made within 60 days after the expense was charged to your credit card).

Eligible purchases include: flights, vacation packages, car rentals, hotel accommodations, cruises, condominium or cottage reservations for tourism, excursions, camping…

However, for this type of redemption, the rate is different (see table below).

You will see in this table that the best use of NBC points is to book your trip through the online travel agency “Plan à la carte NBC”: from 50,000 points redeemed, you get $100 for 10,000 points. So 50,000 points = $500.

With the National Bank’s World Elite Mastercard^®, you get reliable travel insurance (you can find the insurance document there).

As you will see in details below, some travel insurance policies only require you to charge a portion of the cost of the trip to your credit card: this is useful for points and miles enthusiasts who only charge taxes or some additional fees to their credit card!

For most of its insurance, the National Bank’s World Elite Mastercard is one of Canada’s only credit cards to cover you even if you only charge a portion of the cost of the trip to it.

The following expenses will be reimbursed (…) provided that a portion or the entire cost of the trip was charged to the account

Banque Nationale du Canada

The National Bank’s World Elite Mastercard^® covers you if at least part of the trip’s cost has been charged to the account.

The National Bank’s World Elite Mastercard^® covers you if at least part of the trip’s cost has been charged to the account.

The National Bank’s World Elite Mastercard covers you if the total travel cost on a common carrier has been charged to your account.

The National Bank’s World Elite Mastercard^® covers you if you pay the full cost of your car rental with your credit card (or use your points from the NBC À La Carte Rewards program).

Similarly, personal belongings in the vehicle are protected.

It is a card that is clearly aimed at travellers, particularly from Quebec, because of the access to the National Bank Lounge at Montreal’s Pierre Elliott Trudeau International Airport (YUL).

Its Smart Travellers program allows you to get up to $250 per calendar year for some travel expenses, and its insurance is excellent. Its generous insurance is the best strength of this card versus the competition.