Offer
Exclusive Offer: Earn up to 70,000 points and the first-year annual fee is waived for the primary cardholder.
- Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
- Earn 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte (TM) travel purchases*
- Earn 1 point per 1 dollar in other purchases
- Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
- Your credit card gives you access to a multitude of rewards. Our customers choose from several options to treat themselves with the points they have accumulated:
- Get your hands on new electronics, kitchen accessories, gift cards and more
- Make a payment on your credit card with your points
- Contribute to your RRSP and TFSA
- Make a donation to one of the participating charities
- Plan a trip when you can travel again
- And more!
- Free and unlimited access along with one (1) guest to the National Bank Lounge at Montréal-Trudeau airport.
- Enjoy up to 60 days’ coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance
- Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.
Card Awards






Fees & Conditions
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Our review
The National Bank’s World Elite Mastercard® is the Best National Bank Mastercard credit card.
With this exclusive welcome offer for Milesopedia readers, you can get up to 70,000 points, and the first year’s annual fee is waived for the primary cardholder.
Here’s how:
- 30,000 points after $5,000 in Card purchases within the first 3 months of account opening
- 30,000 points if $12,000 or more in net purchases are charged to the credit card within 12 months of account opening
- 10,000 points if you sign up for Credit Card Payment Protection for a minimum of 3 months
With this card, you earn up to 5 points per dollar on your purchases:
- 5 points per dollar on grocery and restaurant purchases
- 2 points per dollar on gas and electric recharge purchases
- 2 points per dollar on recurring bills
- 2 points per dollar on À la carte Travel
- 1 point per dollar on all other purchases
And since it’s a National Bank Mastercard credit card, you can use it at Costco. With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted the National Bank’s World Elite Mastercard® as the Best Travel Credit Card and Best Credit Card for Insurance in 2023.
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.
Frequently Asked Questions
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How do I apply for the National Bank's World Elite Mastercard®?
To apply for the National Bank’s World Elite Mastercard®, click on the Apply Now button. You will be redirected to the National Bank website, where you can securely apply for this credit card.
National Bank will then let you know if you are approved for that credit card. If approved, you will be mailed your National Bank’s World Elite Mastercard®.
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How many points can I earn on purchases made with the National Bank's World Elite Mastercard®?
With the National Bank’s World Elite Mastercard®, you can earn up to 5 points per dollar spent.
With this National Bank credit card, you earn up to 5 points per dollar on your purchases:
- 5 points per dollar on grocery and restaurant purchases
- 2 points per dollar on gas and electric recharge purchases
- 2 points per dollar on recurring bills
- 2 points per dollar on À la carte Travel
- 1 point per dollar on all other purchases
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How do I use my National Bank's World Elite Mastercard® travel credit?
With the National Bank’s World Elite Mastercard®, you have access to a $150 annual travel credit that can be used in any of these categories:
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
For example, you can use this National Bank National Bank’s World Elite Mastercard® credit for fees charged by an airline.
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What are the insurance coverages of the National Bank's World Elite Mastercard®?
With the National Bank’s World Elite Mastercard®, you benefit from a wide range of insurance coverage:
- Out-of-province hospital insurance
- Trip cancellation (before departure)
- Trip interruption (after departure)
- Flight delay (more than 4 hours)
- Baggage delay (more than 6 hours)
- Lost or Stolen Baggage Insurance
- Vehicle rental insurance
- Insurance against theft or breakage (180 days)
- Mobile Device Insurance
- Possibility of tripling the manufacturer’s warranty
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Can I get access complimentary access to airport lounges with the National Bank's World Elite Mastercard®?
With the National Bank’s World Elite Mastercard®, you get complimentary access to the National Bank Lounge at Montreal-Trudeau International Airport.
This benefit is available to the cardholder, one guest and up to two children under the age of 18.
Also, you can access airport lounges that are members of the DragonPass program. However, you will be charged a fee for each DragonPass airport lounge access.
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How do I redeem points with my National Bank's World Elite Mastercard®?
You can redeem points from your National Bank’s World Elite Mastercard® in many ways :
- À La Carte Travel
- Statement credit for travel purchases
- Statement credit for any purchase
- Contribute to an RRSP or TFSA
- Reimbursement of your all-in-one line of credit or mortgage loan
- Gift-card
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Is the National Bank's World Elite Mastercard® the best credit card from National Bank?
Yes, the National Bank’s World Elite Mastercard® is the best credit card offered by National Bank.
The National Bank’s World Elite Mastercard® stands out thanks to :
- Travel rewards earning rate
- Travel benefits
- Insurance coverage
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How does the National Bank's World Elite Mastercard® compare to other credit cards?
On Milesopedia, you can easily compare credit cards. You can add the National Bank’s World Elite Mastercard® to the credit card comparison tool and compare it with other credit cards.
Alternative Cards
Legal
Duration of the promotion
October 3, 2022, to June 30, 2023
Participating partners
This promotion is valid only through strategic partners.
Card eligible for the promotion
National Bank World Elite® Mastercard® credit card.
Promotional advantages and terms and conditions of the promotion
To benefit from this promotion, sign up for the National Bank World Elite Mastercard credit card no later than June 30, 2023. You must sign up via the hyperlink contained in one of the promotional emails sent by one of our participating partners, via one of the promotional banners on their websites, or via one of their webpages.
- Save on annual fees the first year:
The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.
- Bonus Rewards points
You will earn reward points or a combination of points as follows:
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- Welcome points
You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
The net purchases charged to the card are calculated over a period of three months, starting at account opening. Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.
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- Points when you sign up for credit card payment insurance
You will earn 10,000 reward points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your reward points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.
Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.
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- Points earned on the 1st anniversary of account opening date
You will earn 30,000 reward points if you charge a net purchase amount of $12,000 to the credit card within 12 months of opening your account.
Points are earned on net purchases for a period of 12 months from when the account was opened. Your reward points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.
- Reward points and refund conditions
- Net purchases: The net purchase volume is the amount of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.
- Account in good standing: The account must be open and in good standing at the time when annual fees are refunded or reward points are applied.
- Reward limit: There is a limit of one cashback amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.
Other conditions
- The credit card is issued subject to credit approval by National Bank. Certain conditions apply.
- You must not have a National Bank Mastercard credit card or have had one in the past 24 months.
- The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.
- You must not be employed by us or by an entity in our group.
- The promotion may be modified or withdrawn without notice.
- Minimum purchase and insurance product required
*Grocery and Restaurant: The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 5 points for every dollar in eligible grocery and restaurant purchases The accumulation of 5 points per dollar of purchase is valid until a total of $2,500 in gross monthly purchases is charged to the account. After that, you will earn 2 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or specialty food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub.
Gas and Electric Vehicle Charging: To earn 2 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big-box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points.
Recurring Bill: Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank World Elite Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.
À la Carte Travel: To earn 2 points per dollar in purchases, you must make your eligible purchases via the À la carte TravelTM Agency section of our À la carte RewardsTM site.
Other purchaseFor example, if each month you charge $400 in groceries, $200 in gas, $100 in recurring bill payments and $150 in other purchases to your card, your $850 in purchases will earn you 2,750 points, as follows: 2,000 points for grocery purchases (since the total gross monthly amount is $850, i.e., under $2,500), 400 points for gas purchases, 200 points for recurring bill payments and 150 points for other purchases.