National Bank World Elite Mastercard  🇨🇦

bnc world elite EN national bank
Welcome Bonus
Up to 40,000 Points
Ends Aug 15, 2024
  • Up to 5 points per dollar at grocery stores and restaurants
  • Up To $150 Annual Credit
  • Premium insurance
Annual Fee
$150
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.49 %
Balance Transfer Rates
22.49 %
Voyage-MeilleureCarteDeCredit-Milesopedia-2024

bnc world elite EN national bank
National Bank World Elite Mastercard
Up to 40,000 Points
Ends Aug 15, 2024
Apply Now

Offer

Welcome offer:

  • Receive up to 40,000 reward points, distributed as follows:
    • 5,000 points after enrolling in payment insurance for at least the first 3 months of card membership
    • 5,000 points after $5,000 in purchases in the first 3 months of card membership
    • 10,000 points after $10,000 in cumulative purchases in the first 6 months
    • 20,000 points after $15,000 in cumulative purchases in the first 12 months

Card features:

  • Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
  • Earn 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carteTM travel purchases*
  • Earn 1 point per 1 dollar in other purchases
  • Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
  • Your credit card gives you access to a multitude of rewards. Our customers choose from several options to treat themselves with the points they have accumulated:
    • Get your hands on new electronics, kitchen accessories, gift cards and more
    • Make a payment on your credit card with your points
    • Contribute to your RRSP and TFSA
    • Make a donation to one of the participating charities
    • Plan a trip when you can travel again
    • And more!
  • Experience the ultimate in comfort with unlimited free access for you and a guest to the National Bank Lounge at Montréal-Trudeau airport, including drinks, snacks, Wi-Fi and much more*.
  • Enjoy up to 60 days’ coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance

Card Awards

Voyage-MeilleureCarteDeCredit-Milesopedia-2024
Assurances-MeilleureCarteDeCredit-Milesopedia-2024
Mastercard-MeilleureCarteDeCredit-Milesopedia-2024
Best credit card – travel
Best credit card – travel insurance
Best credit card – MASTERCARD
Best Travel Insurance Credit card
Best Premium Travel Credit card ?
Best Travel Credit card Flexible Rewards Mastercard

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $150
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.49%
Balance Transfer Rates 22.49%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Aug 15, 2024
Welcome Bonus amount Up to 40,000 Points
Minimum Spending Required $15,000
Minimum Spending Timeframe (Months) 12 month(s)
VIP Lounges
Travel benefits $150
Luggage Credit
Travel Credits
Wifi Access
Costco

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 2 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 1 Point
Travel 1 Point
Entertainment 1 Point
Recurring Payments 2 Points
Telecom/Internet 2 Points
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
180 day(s)
Mobile Device Insurance
$1,000
2 year(s)
Price Protection

Our review

The National Bank World Elite Mastercard® is NBC’s best Mastercard credit card.

Until August 15, 2024, receive up to 40,000 reward points in your first year with our welcome offer, broken down as follows:

  • 5,000 points after enrolling in payment insurance for at least the first 3 months of card membership
  • 5,000 points after $5,000 in purchases in the first 3 months of card membership
  • 10,000 points after $10,000 in cumulative purchases in the first 6 months
  • 20,000 points after $15,000 in cumulative purchases in the first 12 months

With this card, you earn up to 5 points per dollar on your purchases:

  • 5 points per dollar on grocery and restaurant purchases
  • 2 points per dollar on gas and electric recharge purchases
  • 2 points per dollar on recurring bills
  • 2 points per dollar on À la carte Travel
  • 1 point per dollar on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco.

With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

  • Airport parking
  • Baggage fees
  • Seat selection
  • Access to airport lounges
  • Flight upgrades

In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, Milesopedia voted the National Bank World Elite Mastercard® the Best Travel Credit Card and the Best Credit Card for Insurance in 2023 and 2024.

Frequently Asked Questions

  • How do I apply for a National Bank World Elite Mastercard?

    To apply for the National Bank World Elite Mastercard, simply click on the Apply Now button. You will be redirected to the National Bank website, where you can securely apply for this credit card.

    National Bank will then let you know if you are approved for that credit card. If you’re approved, you’ll receive your National Bank World Elite Mastercard in the mail.

  • How many points can I earn for purchases made with the National Bank World Elite Mastercard?

    With the National Bank World Elite Mastercard, you can earn up to 5 points per dollar spent.

    With this National Bank credit card, you earn up to 5 points per dollar on your purchases:

    • 5 points per dollar on grocery and restaurant purchases
    • 2 points per dollar on gas and electric recharge purchases
    • 2 points per dollar on recurring bills
    • 2 points per dollar on À la carte Travel
    • 1 point per dollar on all other purchases
  • How do I use the travel credit on my National Bank World Elite Mastercard?

    With the National Bank World Elite Mastercard, you have access to a $150 annual travel credit that you can use in any of these categories:

    • Airport parking
    • Baggage fees
    • Seat selection
    • Access to airport lounges
    • Flight upgrades

    For example, you can use this National Bank National Bank’s World Elite Mastercard® credit for fees charged by an airline.

  • What insurance coverage does the National Bank World Elite Mastercard offer?

    With the National Bank World Elite Mastercard, you benefit from a wide range of insurance coverages:

    • Out-of-province hospital insurance
    • Trip cancellation (before departure)
    • Trip interruption (after departure)
    • Flight delay (more than 4 hours)
    • Baggage delay (more than 6 hours)
    • Lost or Stolen Baggage Insurance
    • Vehicle rental insurance
    • Insurance against theft or breakage (180 days)
    • Mobile Device Insurance
    • Possibility of tripling the manufacturer’s warranty
  • Can I access an airport lounge free of charge with my National Bank World Elite Mastercard?

    With your National Bank World Elite Mastercard, you have free access to the National Bank Lounge at Montreal-Trudeau International Airport.

    This benefit is available to the cardholder, one guest and up to 2 children under 12.

    Also, you can access airport lounges that are members of the DragonPass program. However, you will be charged a fee for each DragonPass airport lounge access.

    Here are the conditions to be aware of:

    • Visitors must present their physical credit card and boarding pass to access the National Bank Lounge.
    • Guests cannot spend more than three (3) hours in the Lounge.
    • For National Bank clients who do not have free Lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.
  • How can I use my National Bank World Elite Mastercard points?

    There are many ways to use your National Bank World Elite Mastercard rewards points:

    • À La Carte Travel
    • Statement credit for travel purchases
    • Statement credit for any purchase
    • Contribute to an RRSP or TFSA
    • Reimbursement of your all-in-one line of credit or mortgage loan
    • Gift-card
  • Is the National Bank World Elite Mastercard the best National Bank credit card?

    Yes, the National Bank World Elite Mastercard is the best credit card offered by National Bank.

    The National Bank’s World Elite Mastercard® stands out thanks to:

    • Travel rewards earning rate
    • Travel benefits
    • Insurance coverage
  • How does the National Bank World Elite Mastercard compare with other credit cards?

    On Milesopedia, you can easily compare credit cards. You can add the National Bank’s World Elite Mastercard® to the credit card comparison tool and compare it with other credit cards.

  • Is the National Bank World Elite Mastercard accepted at Costco?

    Yes, National Bank’s World Elite Mastercard® is accepted at Costco.

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