Scotiabank® Scene+™ Visa* Card

Offer

Earn up to 10,000 bonus Scene+ points within your first year. Offer ends 30 April 2023.
You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.

Card Awards

Fees & Conditions

Personal Income $12,000

Household Income $12,000

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Offer ends on Apr 30, 2023

Welcome Bonus amount 10,000 Points

Minimum Spending Required $750

Minimum Spending Timeframe (Months) 3 month(s)

Transferable Points

Rewards Type Travel Rewards, Cash Back

Transfer Partners Scene+

Loyalty Program Scene+

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 1 Point

Gas 1 Point

Dining and Food delivery 1 Point

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 1 Point

Travel 1 Point

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

The Scotiabank® Scene+™ Visa* Card is ideal for students or those who do not want to pay an annual fee.

You can earn 10,000 bonus Scene+ points in the first year. That’s enough to get you free movies or $100 off a trip or your groceries!

With the Scotiabank® Scene+™ Visa* Card you earn 2 points per $1 in purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

And you get 1 Scene+ point on all your other purchases.

This is a perfect no-fee Visa credit card to earn cash back.

Alternative Cards

Scotiabank^®* American Express^® card

Up to 12,000 Points

Ends Apr 30, 2023

First year value : $463

No annual fee
American Express Online Promotional Offers

Apply Now Terms apply

Learn More

Earn up to 12,000 bonus Scene+™ points in your first year (that’s up to $120 towards travel) Offer ends 30 April 2023.
Earn 3X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
Earn 1X Scene+ point for every $1 spent on every other purchase

Legal

*Conditions apply.

Annual Fee

Primary card $0
Additional card $0

Annual Income Required

Individual $12,000
Household $12,000

Conversion fees

2.5 %

Interest Rates

Purchase Rates 19.99 %
Cash Advance Rates 22.99 %
Balance Transfer Rates 22.99 %

Earning Rate

Groceries2Points
Gas2Points
Dining and Food delivery2Points

Value

Year 1 $463
Year 2+ $343

Best For

Transfer Partners

Scene+

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

Scotiabank^® Gold American Express^® Card

Up to 45,000 Points

Ends Apr 30, 2023

First year value : $1,151

Best of January 2023

5X points on groceries and dining
No Foreign Transaction Fee
American Express Online Promotional Offers

Apply Now Terms apply

Learn More

Best credit card for families in 2023

Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April 2023.
You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
Earn 6X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
Earn 1X Scene+ point for every $1 spent on every other purchase

Legal

*Conditions apply.

Annual Fee

Primary card $120
Additional card $29

Annual Income Required

Individual $12,000
Household $12,000

Conversion fees

0.00 %

Interest Rates

Purchase Rates 20.99 %
Cash Advance Rates 22.99 %
Balance Transfer Rates 22.99 %

Milesopedia Links

Earning Rate

Groceries5Points
Dining and Food delivery5Points
Entertainment5Points

Value

Year 1 $1,151
Year 2+ $461

Best For

Transfer Partners

Scene+

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$1,000,000

25 day(s)

Travel medical insurance up to 64 years old

$1,000,000

25 day(s)

Travel medical insurance 65+

$1,000,000

3 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$1,500

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$1,000

American Express^® Green Card

10,000 Membership Rewards points

First year value : $578

No annual fee
Purchase Insurance
Transfer your points to airline and hotel partners

Apply Now Terms apply

Learn More

Best no-fee travel credit card in 2023

Get the Card that lets you live in the moment while getting ready for the future. The American Express^® Green Card lets you go for it with every swipe or tap of your Card
As a new American Express^® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards^® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets
Earn 1x the points on Card purchases
Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
With American Express Experiences and Front Of The Line^®, American Express Cardmembers get access to amazing events in Canada
Transfer points 1:1 to several frequent flyer and other loyalty programs

Legal

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.

Annual Fee

Primary card $0
Additional card $0

Annual Income Required

Individual $0
Household $0

Conversion fees

2.5 %

Interest Rates

Purchase Rates 20.99 %
Cash Advance Rates 21.99 %
Balance Transfer Rates —

Earning Rate

All Spending1Membership Rewards point
Groceries1Membership Rewards point
Gas1Membership Rewards point

Value

Year 1 $578
Year 2+ $408

Best For

Transfer Partners

AeroplanAmerican Express Membership RewardsAsia MilesBritish Airways Executive ClubMarriott Bonvoy

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

Tangerine Money-Back Credit Card

Up to $150 cash back

Ends Jan 31, 2023

First year value : $270

No annual fee
Accepted at Costco

Apply Now Terms apply

Learn More

Best no-fee cash back credit card in 2023

Apply for a Tangerine Money-Back Credit Card by January 31st, 2023 and earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Get a low promotional interest rate of 1.95% on balance transfers for 6 months
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn. Change your 2% Money-Back Categories to suit your spending.
Purchase protection and Extended Warranty

Legal

^†Terms and conditions apply.

Annual Fee

Primary card $0
Additional card $0

Annual Income Required

Individual $12,000
Household $12,000

Conversion fees

2.5 %

Interest Rates

Purchase Rates 19.95 %
Cash Advance Rates 19.95 %
Balance Transfer Rates 19.95 %

Milesopedia Links

Earning Rate

All Spending0.5%
Groceries0.5%
Gas0.5%

Value

Year 1 $270
Year 2+ $120

Best For

Transfer Partners

Cashback

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

Legal

*Conditions apply.

4.2 Milesopedia Rating