Scotiabank® Scene+™ Visa* Card

Welcome Bonus
Up to 5,000 Scene+ Points
Ends Nov 1, 2026
  • No annual fee
  • 2X points at Scene+ grocery stores (IGA, Rachelle Béry, Sobeys, etc.)
Annual Fee
$0
Interest rates
Purchase Rates
21.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Ranking of the Best Credit Cards in Canada in 2022 - Best Travel Credit Card No Fees Visa
Scotiabank Scene+ Visa Card
Scotiabank® Scene+™ Visa* Card
Up to 5,000 Scene+ Points
Ends Nov 1, 2026
Apply Now

Offer

Earn up to 5,000 bonus Scene+ points within your first 3 months¹.

  • No annual fee
  • Earn 2x Scene+ points¹ for every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, FreshCo and more
  • Earn 2x Scene+ points¹ for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
  • Earn 2x Scene+ points¹ for every $1 you spend at Cineplex theatres or online at cineplex.com
  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.

Rates, fees and other information are effective as of January 2, 2026. Subject to change.

Card Awards

Ranking of the Best Credit Cards in Canada in 2022 - Best Travel Credit Card No Fees Visa

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $0
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Nov 1, 2026
Welcome Bonus amount Up to 5,000 Scene+ Points
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Scene+ Point
Groceries 2 Scene+ Points
Gas 1 Scene+ Point
Dining and Food delivery 1 Scene+ Point
Convenience Stores 1 Scene+ Point
Drugstores 1 Scene+ Point
Local Transport 1 Scene+ Point
Travel 1 Scene+ Point
Entertainment 1 Scene+ Point
Recurring Payments 1 Scene+ Point
Telecom/Internet 1 Scene+ Point
Streaming services 1 Scene+ Point
Online transactions 1 Scene+ Point
Office Supplies 1 Scene+ Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

Looking for a Scene+ credit card with no annual fee? The Scotiabank Scene+ Visa Card is ideal for students or those who don’t want to pay annual fees.

For a limited time, you can earn up to 5,000 bonus Scene+ points within your first 3 months (2,500 points after $250 and an additional 2,500 points after $1,000 in spending). Enough to get you about $50 towards a trip or your grocery purchases.

With the Scotiabank Scene+ Visa Card, you earn 2 points for every dollar spent at Sobeys, Safeway, IGA, Foodland, participating Co-ops, FreshCo and more.

You also earn 2 points for every dollar spent at Home Hardware and at Cineplex.

And you get 1 point Scene+ on all your other purchases.

It’s a great Visa credit card with no annual fee to get Scene+ points.

Frequently Asked Questions

Alternative Cards