Offer
Offer
- New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
- Earn 2.0% cash back when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access to memorable experiences with American Express Invites
- Extensive insurance coverage and 24/7 Customer Service
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$99
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
21.99%
Advantages
Welcome Bonus
Up to $400 cash back
Minimum Spending Required
$4,000
Minimum Spending Timeframe
120 day(s)
Rewards Type
Cash Back
Transfer Partners
Cashback
Loyalty Program
Cashback
All Spending
2
Travel
2
Local Transport
2
Dining and Food delivery
2
Groceries
2
Convenience Stores
2
Gas
2
Drugstores
2
Office Supplies
2
Telecom/Internet
2
Entertainment
2
Online transactions
2
AIR MILES partners
2
Air Canada
2
Streaming services
2
Recurring Payments
2
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
More info on our points and miles evaluation page.
| Calculation of the offer’s value in the first year | |
| Value per point | 1.0 ¢ |
| Welcome bonus | up to $400 |
| Annual fee | – $99 |
| Value | approximately $301 |
Insurance
Common Carrier Travel Accident Insurance Amount
$100,000
Flight Delay Insurance Amount
$500
Delayed Baggage Amount
$500
Lost/Stolen Baggage Insurance Amount
$500
Travel medical insurance up to 64 years old - Amount
$5,000,000
Travel medical insurance up to 64 years old - Duration
15 day(s)
Auto Rental Loss/Insurance - Amount MSPP
$85,000
Hotel/Motel Burglary Insurance - Amount
$500
Purchase Protection - Amount
$1,000
Purchase Protection - Duration
90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration
1 year(s)
Insurance Document
Learn More
Legal
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms apply.
FAQ
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Where can I use the American Express SimplyCash™ Preferred from American Express in Quebec or Canada?
You can use your SimplyCash™ Preferred from American Express at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
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How many points can I earn on my SimplyCash™ Preferred from American Express purchases?
You can earn 2% cash back per dollar on all your purchases with the SimplyCash™ Preferred from American Express.