Offer
Offer
- New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
- Earn 2.0% cash back when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access to memorable experiences with American Express Invites
- Extensive insurance coverage and 24/7 Customer Service
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$99
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
21.99%
Value
Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to $400 cash back
Minimum Spending Required
$4,000
Minimum Spending Timeframe (Months)
4 month(s)
Earnings
Per dollar of purchases
All Spending
2 %
Groceries
2 %
Gas
2 %
Dining and Food delivery
2 %
Convenience Stores
2 %
Drugstores
2 %
Local Transport
2 %
Travel
2 %
Entertainment
2 %
Recurring Payments
2 %
Telecom/Internet
2 %
Streaming services
2 %
Online transactions
2 %
Office Supplies
2 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
FAQ
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Where can I use the American Express SimplyCash™ Preferred from American Express in Quebec or Canada?
You can use your SimplyCash™ Preferred from American Express at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
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How many points can I earn on my SimplyCash™ Preferred from American Express purchases?
You can earn 2% cash back per dollar on all your purchases with the SimplyCash™ Preferred from American Express.