Fees & Conditions
Annual Fee
$99
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
21.99%
Advantages
Welcome Bonus
10% cash back for 4 months
Rewards Type
Cash Back
Loyalty Program
Remises en argent
All Spending
2
Travel
2
Local Transport
2
Restaurants
2
Groceries
2
Convenience Stores
2
Gas Stations
2
Pharmacies
2
Office Supplies
2
Telecom/Internet
2
Food Delivery
2
Entertainment
2
Recurring Payments
2
Value
Value
Offer Value
For all the credit card offers, we estimate the first year Offer Value according to:
- Value of the Cashback or Points earned with the Offer
- Value of the Benefits or travel credits earned with the Offer
- Annual fee offer (first-year rebate or not)
| Offer Value calculation for the first-year |
|
| Point Value (according to milesopedia) | 1.0 ¢ |
| Welcome Offer Value | up to $400 |
| Annual fee | – $99 |
| Estimated Value | ≈ $301 |
Insurance
Common Carrier Travel Accident Insurance
Common Carrier Travel Accident Insurance Amount
$100000
Common Carrier Travel Accident Insurance Details
Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Flight Delay Insurance
Flight Delay Insurance Amount
$500
Flight Delay Insurance Details
Charge your airline ticket to your card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Delayed Baggage Insurance
Delayed Baggage Amount
$500
Delayed Baggage Details
Book a flight with your card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Lost/Stolen Baggage Insurance
Lost/Stolen Baggage Insurance Amount
$500
Lost/Stolen Baggage Insurance Details
When you fully charge your airline tickets to your card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration
15
Travel medical insurance up to 64 years old - Amount
$5000000
Travel medical insurance up to 64 years old - Details
Oui
Auto Rental Loss/Insurance
Auto Rental Loss/Insurance - Amount MSPP
$85000
Auto Rental Loss/Insurance - Details
Save money when travelling with the Car Rental Theft and Damage Insurance included on your card. This coverage provides compensation for theft, loss and damage up to the actual cash value of a rental car with an MSRP of up to $85,000, in its model year. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel/Motel Burglary Insurance
Hotel/Motel Burglary Insurance - Amount
$500
Hotel/Motel Burglary Insurance - Details
Charge your Hotel/Motel arrangements to your card and receive coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.
Purchase Protection
Purchase Protection - Duration
90
Purchase Protection - Amount
$1000
Purchase Protection - Details
You can be insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Extended Warranty
Extended Warranty - Details
Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card.
Extended Warranty - Duration
1
Insurance Document
Learn More