Offer
- Exclusive Welcome Offer: Get $75 Cash Back
- 1% cashback on purchases in restaurants and eligible recurring pre-authorized payments
- 0.5% cashback on other eligible purchases
- Mobile protection: Get insured against theft or damage for up to 2 years following the purchase of your mobile device
Card Awards


Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
Other Insurance
Our review
With the NBC mycredit Mastercard, you get:
- 1% cash back on restaurant purchases and recurring pre-authorized payments
- 0.5% cash back on all other purchases
For a limited time, with this exclusive welcome offer, you can get $75 Cash Back!
And since it’s a National Bank Mastercard credit card, you can use it at Costco.
Cash back is automatically applied to your credit card statement every billing cycle.
This is a credit card we recommend for those new to credit cards and want a no-fee credit card. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).
Alternative Cards
Legal
Promotion valid from March 1st, 2023 to 30 june, 2023 for the National Bank® mycredit® Mastercard® credit card.
To take advantage of this offer, you must apply for the National Bank® Mastercard® credit card before June 30, 2023. This promotion is only valid through our strategic partners. As a result, you can only apply by clicking on the link in one of the promotional emails sent by this partner, on one of the promotional banners on their website, or on one of their webpages.
$75 Cash Back Offer:
You will receive a $75 cashback if $1,500 in net purchases is charged to the credit card account within the first three months following account opening. The account must be in good standing at the time cashback is applied.
The $75 cashback given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening.
The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened February 15, 2023, the account holder will have until May 15, 2023 to charge the required amount of purchases to the account and obtain the $75 cashback.
Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller’s cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.
Eligibility and terms and conditions
– This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.
– There is a limit of $75 cashback per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.
– It cannot be combined with any other National Bank credit card promotion.
– Employees of National Bank and its subsidiaries and entities are not eligible for this promotion.
– The promotion may be modified, extended or cancelled, without prior notice, at any time.