NBC mycredit Mastercard

NBC mycredit Mastercard

A no-fee credit card with mobile device insurance.

Welcome Bonus

8% cashback



Best For

Annual Fee


Purchase Rates

20.99 %

Cash Advance Rates

22.49 %

Balance Transfer Rates

22.49 %


  • 1% cashback on purchases in restaurants and eligible recurring pre-authorized payments
  • 0.5% cashback on other eligible purchases
  • Mobile protection: Get insured against theft or damage for up to 2 years following the purchase of your mobile device

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.49%
Balance Transfer Rates 22.49%


Welcome Bonus 8% cashback
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
All Spending 0.5
Travel 0.5
Local Transport 0.5
Dining and Food delivery 1
Groceries 0.5
Convenience Stores 0.5
Gas 0.5
Drugstores 0.5
Office Supplies 0.5
Telecom/Internet 1
Entertainment 0.5
Online transactions 0.5
AIR MILES partners 0.5
Air Canada 0.5
Streaming services 0.5
Recurring Payments 1


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
in the first year
Value per point 1 ¢
Welcome bonus $120
Annual fee $0
Value $120


Purchase Protection
Purchase Protection - Duration 90 day(s)
Mobile Device Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More
3.5 Milesopedia Rating