RBC Cash Back Preferred World Elite Mastercard

RBC Cash Back Preferred World Elite Mastercard
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Conditions apply

RBC Cash Back Preferred World Elite Mastercard

Welcome Bonus

No Welcome Offer

Best For

Value
Year 1

$261

Years 2 and +

$261

Annual Fee

$99

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %

Your Monthly Spending

Offer

Offer
  • Earn up to 1.5% cash back on all your purchases
  • Get unlimited cash back, no limit to what you can get back
  • Stay connected with Boingo Wi-Fi at one million hotspots worldwide
  • Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
  • Premium purchase protection for 120 days
  • Extended warranty triples the manufacturer’s original Canadian warranty
  • Protect your rental car with Auto Rental collision/Loss Damage Insurance
  • Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $99
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 1.5 %
Groceries 1.5 %
Gas 1.5 %
Dining and Food delivery 1.5 %
Convenience Stores 1.5 %
Drugstores 1.5 %
Local Transport 1.5 %
Travel 1.5 %
Entertainment 1.5 %
Recurring Payments 1.5 %
Telecom/Internet 1.5 %
Streaming services 1.5 %
Online transactions 1.5 %
Office Supplies 1.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
Price Protection
4.5 Milesopedia Rating