Offer
Offer
- Earn up to 1.5% cash back on all your purchases
- Get unlimited cash back, no limit to what you can get back
- Stay connected with Boingo Wi-Fi at one million hotspots worldwide
- Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
- Premium purchase protection for 120 days
- Extended warranty triples the manufacturer’s original Canadian warranty
- Protect your rental car with Auto Rental collision/Loss Damage Insurance
- Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$99
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Cash Advance Rate (QC)
21.99%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
1.5 %
Groceries
1.5 %
Gas
1.5 %
Dining and Food delivery
1.5 %
Convenience Stores
1.5 %
Drugstores
1.5 %
Local Transport
1.5 %
Travel
1.5 %
Entertainment
1.5 %
Recurring Payments
1.5 %
Telecom/Internet
1.5 %
Streaming services
1.5 %
Online transactions
1.5 %
Office Supplies
1.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
Refer to RBC page for up to date offer terms and conditions