What welcome bonuses are currently offered on the Marriott Bonvoy American Express Cards?

Both Marriott Bonvoy cards from American Express are running enhanced offers totalling up to 80,000 Marriott Bonvoy points:- Marriott Bonvoy® American Express® Card: 60,000 points after $3,000 in net purchases within 3 months, plus 10,000 points after a $500 purchase in month 13 (up to 70,000 points); - Marriott Bonvoy® Business American Express® Card: 70,000 points after $5,000 in net purchases within 3 months, plus 10,000 points after a $1,000 purchase in month 13 (up to 80,000 points); That’s up to 2–3 free nights at most Marriott properties.

How does the Annual Free Night Award work on these cards?

Both Marriott Bonvoy American Express Cards include an Annual Free Night Award worth up to 35,000 Bonvoy points, granted on each cardmember anniversary. You can redeem it at any standard-room redemption priced at 35,000 points or less, which covers most Category 1–5 properties. Examples include the Sheraton Centre Toronto, several Courtyard properties in Quebec and many Marriott resorts. With a typical valuation of around 1 cent per Bonvoy point, that single benefit is worth approximately $350 every year, which more than offsets the annual fee on either card.

What are the earning rates on the personal vs. business Marriott Bonvoy cards?

The earning structures differ slightly:- Personal card: 5 points per dollar at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases; - Business card: 5 points per dollar at Marriott properties, 3 points per dollar on gas, dining and travel, and 2 points per dollar on all other purchases; Both cards also include 15 elite-qualifying nights each year and complimentary Silver Elite status, which can stack with hotel stays to push you to Gold or Platinum faster.

Are there any income or eligibility requirements for these Marriott Bonvoy cards?

American Express Canada does not impose a stated minimum income on either Marriott Bonvoy card. Approval is based primarily on credit history and overall financial profile rather than salary thresholds. The personal card is open to most Canadian residents with a fair-to-good credit score, while the business version requires you to operate a business (sole proprietorship qualifies). Both cards include comprehensive travel and purchase insurance, and you can hold both at the same time and stack the welcome bonuses if you haven’t held the same card in the past.

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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