What is rental car insurance and how does it work?

Rental car insurance enables you to obtain insurance coverage for the car you rent, for example, during a trip. You can choose the level of insurance to suit your needs: third-party liability, collision and damage, etc.

How much does rental car insurance cost?

The price of rental car insurance varies according to the car rental agency, the category of vehicle rented (e.g. car vs. van) and the insurance cover chosen.

What happens if I have an accident with a rental car?

In the event of an accident, call the car rental company and your insurance company (current car insurance, travel insurance or credit card insurance, if applicable). The car rental company and your insurer will explain how to proceed.

What is the deductible when renting a car?

A car insurance deductible is the amount you have to pay in the event of a claim before your insurer will cover the difference. This varies according to the car rental agency and the type of car insurance you have chosen.

How do I insure a rental car in Canada?

When you rent a car in Canada, you may be covered by your existing auto, travel or credit card insurance. Alternatively, you can take out rental car insurance with the rental company.

Jean-Maximilien Voisine

Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.

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