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TD® Aeroplan® Visa Infinite Privilege* Credit Card – Quebec
Up to 115,000 Aeroplan Points †
Ends May 28, 2023
First year value : $2,601
Best of March 2023
-
Air Canada Benefits
-
NEXUS Credit
-
Access to VIP Lounges
Learn More
Earn up to $3,100 in value† including up to 115,000 Aeroplan points and additional travel benefits. Must apply by May 28, 2023.
- Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†
- Earn an additional 60,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
- Plus, earn an anniversary bonus of 35,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
- Enroll for NEXUS and once every 48 months get an application fee rebate†
- Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
- Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
- Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases
- Earn 1.25 points† for every $1 spent on all other purchases made with your Card
- Earn points twice† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Earn Aeroplan Points on your everyday purchases
- Redeem your points for travel and more.
- Take advantage of an extensive suite of travel insurance†.
- Get access to Priority Airport Services† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades†.
- Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges)†.
- Complimentary Visa Infinite Concierge†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
- Global Airport Lounge Access†: Receive a complimentary membership to the Visa Airport Companion† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
- Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
†Terms and conditions apply.
Annual Fee
- Primary card $599
- Additional card $199
Annual Income Required
- Individual $150,000
- Household $200,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 20.99 %
- Balance Transfer Rates 20.99 %
Earning Rate
- Air Canada2Aeroplan Points
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
Value
- Year 1 $2,601
- Year 2+ $301
Best For
Transfer Partners
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
4 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
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Featured
National Bank’s World Elite Mastercard®
Up to 70,000 Points
Ends Jun 30, 2023
First year value : $1,853
Best of March 2023
-
5 points per dollar at grocery stores and restaurants
-
Up to $150 Annual Credit
-
Premium Insurance
Learn More
Best Travel Credit Card in 2023
Exclusive Offer: Earn up to 70,000 points and the first-year annual fee is waived for the primary cardholder.
- Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
- Earn 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte (TM) travel purchases*
- Earn 1 point per 1 dollar in other purchases
- Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
- Your credit card gives you access to a multitude of rewards. Our customers choose from several options to treat themselves with the points they have accumulated:
- Get your hands on new electronics, kitchen accessories, gift cards and more
- Make a payment on your credit card with your points
- Contribute to your RRSP and TFSA
- Make a donation to one of the participating charities
- Plan a trip when you can travel again
- And more!
- Free and unlimited access along with one (1) guest to the National Bank Lounge at Montréal-Trudeau airport.
- Enjoy up to 60 days’ coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance
- Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.
LegalDuration of the promotion
October 3, 2022, to June 30, 2023
Participating partners
This promotion is valid only through strategic partners.
Card eligible for the promotion
National Bank World Elite® Mastercard® credit card.
Promotional advantages and terms and conditions of the promotion
To benefit from this promotion, sign up for the National Bank World Elite Mastercard credit card no later than June 30, 2023. You must sign up via the hyperlink contained in one of the promotional emails sent by one of our participating partners, via one of the promotional banners on their websites, or via one of their webpages.
- Save on annual fees the first year:
The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.
- Bonus Rewards points
You will earn reward points or a combination of points as follows:
-
- Welcome points
You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
The net purchases charged to the card are calculated over a period of three months, starting at account opening. Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.
-
- Points when you sign up for credit card payment insurance
You will earn 10,000 reward points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your reward points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.
Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.
-
- Points earned on the 1st anniversary of account opening date
You will earn 30,000 reward points if you charge a net purchase amount of $12,000 to the credit card within 12 months of opening your account.
Points are earned on net purchases for a period of 12 months from when the account was opened. Your reward points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.
- Reward points and refund conditions
- Net purchases: The net purchase volume is the amount of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.
- Account in good standing: The account must be open and in good standing at the time when annual fees are refunded or reward points are applied.
- Reward limit: There is a limit of one cashback amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.
Other conditions
- The credit card is issued subject to credit approval by National Bank. Certain conditions apply.
- You must not have a National Bank Mastercard credit card or have had one in the past 24 months.
- The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.
- You must not be employed by us or by an entity in our group.
- The promotion may be modified or withdrawn without notice.
- Minimum purchase and insurance product required
*Grocery and Restaurant: The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 5 points for every dollar in eligible grocery and restaurant purchases The accumulation of 5 points per dollar of purchase is valid until a total of $2,500 in gross monthly purchases is charged to the account. After that, you will earn 2 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or specialty food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub.
Gas and Electric Vehicle Charging: To earn 2 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big-box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points.
Recurring Bill: Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank World Elite Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.
À la Carte Travel: To earn 2 points per dollar in purchases, you must make your eligible purchases via the À la carte TravelTM Agency section of our À la carte RewardsTM site.
Other purchaseFor example, if each month you charge $400 in groceries, $200 in gas, $100 in recurring bill payments and $150 in other purchases to your card, your $850 in purchases will earn you 2,750 points, as follows: 2,000 points for grocery purchases (since the total gross monthly amount is $850, i.e., under $2,500), 400 points for gas purchases, 200 points for recurring bill payments and 150 points for other purchases.
Annual Fee
- Primary card $150
- Additional card $50
Annual Income Required
- Individual $80,000
- Household $150,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 22.49 %
- Balance Transfer Rates 22.49 %
Earning Rate
- Groceries5Points
- Dining and Food delivery5Points
- Gas2Points
Value
- Year 1 $1,853
- Year 2+ $923
Best For
Transfer Partners
- BNC Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
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-
3X PointsEarn 3 points for every $1 spend on Air Canada or Air Canada Vacations purchases*
-
Access to Maple Leaf Lounge™*Get complimentary access to some Maple Leaf Lounges in North America*
-
Preferred pricingRedeem fewer Aeroplan points when booking flight rewards*
Learn More
Best credit card for frequent flyers in 2023
- New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points:
- Earn 55,000 Aeroplan points after spending $6,000 in net purchases on your Card within the first 6 months of Cardmembership
- Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 30,000 Aeroplan points
- New Cardmembers: Earn up to $2,600 in value within your first year. Spend applies to bonus point offers valued at up to $1,700
- New Cardmembers: Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card
- Standard Earn Rate: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
- Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada
- Earn 2X the points on eligible purchases with Rocky Mountaineer®**. Plus, you could receive a Complimentary Hotel Room Category Upgrade, on the first and last night, and a Complimentary Upgrade from SilverLeaf to GoldLeaf class of service when you book directly with Rocky Mountaineer using your Aeroplan Reserve Card
- Standard Earn Rate: Earn 1.25X the points on everything else
- Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada®* or Star Alliance®* flight
- Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
- Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
- American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
- Get more from your travel experience at Toronto Pearson International Airport with:
- Access to Pearson Priority Security Lane
- Complimentary valet service at the Express Park and Daily Park
- 15% discount on parking rates at the Express Park and Daily Park
- 15% discount on Car Care Services
- Get access with your American Express® Aeroplan®* Reserve Card to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
- Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
- American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on your next exceptional journey
- American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full details and current product information click the Apply now link. Conditions apply
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $599
- Additional card $199
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
Earning Rate
- Air Canada3Aeroplan Points
- Dining and Food delivery2Aeroplan Points
- All Spending1.25Aeroplan Points
Value
- Year 1 $2,130
- Year 2+ $430
Best For
Transfer Partners
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
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-
3X points on Air Canada and Air Canada Vacations
-
Access to VIP Lounges
-
Aeroplan Preferred Pricing
Learn More
Earn up to 85,000 Welcome Bonus Aeroplan®* points.
Earn up to 85,000 Welcome Bonus Aeroplan®* points.
- Earn 25,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first three months of Cardmembership.
- Plus, earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.
- Earn up to $2,600 or more in value within your first year.
Earn Aeroplan points that you can redeem in a variety of ways.
- Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*
- Earn 2 points for every $1 spent on eligible hotels and car rentals
- Earn 1.25 points for every $1 spent on everything else.
Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.
Unlock business travel possibilities to make every work trip one to look forward to.
- Your American Express Aeroplan Business Reserve Card gives you access to more than 1,200 Priority Pass airport lounges around the globe. and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
- Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
- You and up to eight companions will enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
- Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
- If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, complimentary valet service, 15% discount on parking rates, and 15% discount on Car Care Services
- Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
- Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
- Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $599
- Additional card $199
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 16.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
Milesopedia Links
- The Best Credit Cards from American Express in Canada
- The Best Aeroplan Credit Cards in Canada
- Where are American Express Cards accepted in Canada and Quebec?
- Best Small Business Credit Cards
- How to apply for an American Express Small Business Card
- Which American Express Business Card should you choose?
- American Express Comparison: Business Platinum Card vs. Aeroplan Business Reserve Card
Earning Rate
- Air Canada3Aeroplan Points
- Travel2Aeroplan Points
- All Spending1.25Aeroplan Points
Value
- Year 1 $2,126
- Year 2+ $430
Best For
Transfer Partners
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
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Featured
TD® Aeroplan® Visa Infinite* Card – Quebec
Up to 55,000 Aeroplan Points †
Ends May 28, 2023
First year value : $1,803
Best of March 2023
-
Air Canada Benefits
-
NEXUS Credit
-
Visa Infinite Benefits
Learn More
Best Aeroplan Credit Card in 2023
Earn up to $1,500 in value† including up to 55,000 Aeroplan points, no annual fee for the first year and additional travel benefits. Must apply by May 28, 2023.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- Earn 30,000 Aeroplan points when you spend $5,000 within 180 days of Account opening†
- Plus, earn an anniversary bonus of 15,000 Aeroplan points when you spend $7,500 within 12 months of Account opening†
- Enroll for NEXUS and once every 48 months get an application fee rebate†
- Plus, share free first checked bags with up to 8 travel companions†
- Get an annual fee rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 29, 2023.
- Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
- Earn 1 point† for every $1 spent on all other Purchases made with your Card
- Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
- Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks® Rewards account. Conditions apply. Learn more.
- Earn Aeroplan Points on your everyday purchases
- Redeem your points for travel and more.
- Take advantage of an extensive suite of travel insurance†.
- Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
- Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
- Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
†Terms and conditions apply.
Annual Fee
- Primary card $139
- Additional card $75
Annual Income Required
- Individual $60,000
- Household $100,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 20.99 %
- Balance Transfer Rates 20.99 %
Earning Rate
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
- Air Canada1.5Aeroplan Points
Value
- Year 1 $1,803
- Year 2+ $425
Best For
Transfer Partners
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
21 day(s)
Travel medical insurance up to 64 years old
$2,000,000
21 day(s)
Travel medical insurance 65+
$2,000,000
4 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
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Business Platinum Card® from American Express
80,000 Membership Rewards points
First year value : $1,771
Best of March 2023
-
Access to VIP Lounges
-
1.25X points on all purchases
-
Transfer your points to airline and hotel partners
Learn More
Best Credit Card for Business in 2023
Earn 80,000 welcome bonus Membership Rewards® points
- Earn a welcome bonus of 80,000 Membership Rewards® points when you spend $6,000 in purchases within the first three months of Cardmembership. That’s $800 in statement credits that can be reinvested in your business.
Earn points that you can redeem in a variety of ways.
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
- Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Unlock business possibilities with a full suite of business management tools that give you more control over your business – anytime and anywhere
- Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
- Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
- Pay for business expenses over time with Flexible Payment Option.
- This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
Enjoy exclusive benefits for you and your business.
- Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
- Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
- Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
- Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
Access comprehensive insurance coverage for your travel needs.
- Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.
- Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.
- Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.
- Save money when travelling with complimentary Car Rental Theft and Damage Insurance
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card
- Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
- Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $499
- Additional card $199
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Milesopedia Links
- The Best Credit Cards from American Express in Canada
- Best Membership Rewards Credit Cards
- Where are American Express Cards accepted in Canada and Quebec?
- Best Small Business Credit Cards
- How to apply for an American Express Small Business Card
- Which American Express Business Card should you choose?
- Small Business Offer: Business Platinum Card® from American Express
Earning Rate
- All Spending1.25Membership Rewards points
- Groceries1.25Membership Rewards points
- Gas1.25Membership Rewards points
Value
- Year 1 $1,771
- Year 2+ $411
Best For
Transfer Partners
- AeroplanAmerican Express Membership RewardsAsia MilesBritish Airways Executive ClubMarriott Bonvoy
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
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-
Access to VIP Lounges
-
3X points on dining
-
$200 Annual Credit
Learn More
Best premium credit card in 2023
- Unlock special experiences with the Platinum® Card
- Earn up to 80,000 Membership Rewards® points – that’s up to $800 towards a weekend away
- New Platinum® Cardmembers, earn 60,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership
- Plus, earn 20,000 points when you make a purchase between 14 and 17 months of Cardmembership
- Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
- You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card Travel Service
- Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
- Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
- Platinum Cardmembers can enjoy access to special events and unique opportunities
- Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
- You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
- Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $699
- Additional card $175
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery3Membership Rewards points
- Travel2Membership Rewards points
- Air Canada2Membership Rewards points
Value
- Year 1 $1,763
- Year 2+ $403
Best For
Transfer Partners
- AeroplanAmerican Express Membership RewardsAsia MilesBritish Airways Executive ClubMarriott Bonvoy
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
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-
3X points on gas, office supplies and dining
-
Use your points as a statement credit on any purchase
-
Free Supplementary Cards
Learn More
Best credit card for startups in 2023
Earn up to 67,000 welcome bonus Membership Rewards® points
- Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
- Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000 points.
- You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year
- That’s $670 in statement credits that can be reinvested in your business.
Earn points that you can redeem in a variety of ways.
- Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
- Earn 1x the points on all other purchases charged to the Card
- Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTM Card.
- Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
- Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $99
- Additional card $0
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 19.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
Milesopedia Links
- The Best Credit Cards from American Express in Canada
- Best Membership Rewards Credit Cards
- Where are American Express Cards accepted in Canada and Quebec?
- Best Small Business Credit Cards
- How to apply for an American Express Small Business Card
- Which American Express Business Card should you choose?
- Do you have this credit card for your gas purchases?
Earning Rate
- Gas3Membership Rewards points
- Dining and Food delivery3Membership Rewards points
- Local Transport3Membership Rewards points
Value
- Year 1 $1,636
- Year 2+ $497
Best For
Transfer Partners
- American Express Membership RewardsMarriott Bonvoy
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
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-
5X points on groceries and dining
-
Use your points as a statement credit on any purchase
-
Transfer your points to airline and hotel partners
Learn More
Best American Express Credit Card in 2023
- In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year That’s up to $300 towards a weekend getaway or concert tickets
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. So you get 2 times the points on the purchases that bring you from point A to point B
- Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $155.88
- Additional card $0
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
Milesopedia Links
- The Best Credit Cards from American Express in Canada
- Best Membership Rewards Credit Cards
- Where are American Express Cards accepted in Canada and Quebec?
- Earn 5x points at hundreds of stores: Amazon, Walmart, SAQ, Netflix, etc.
- New American Express Cobalt Card Offer
- Why the American Express Cobalt Card is one of the best credit cards in Canada
Earning Rate
- Groceries5Membership Rewards points
- Dining and Food delivery5Membership Rewards points
- Convenience Stores5Membership Rewards points
Value
- Year 1 $1,309
- Year 2+ $799
Best For
Transfer Partners
- American Express Membership Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
{"main":{"value":"694","welcome_bonus":"Up to 30,000 Membership Rewards points","estimated_value":510.00000000000006,"mc_welcome_bonus_amount":"30000","minimum_spending":"$6,000","minimum_spending_timeframe_months":"12 month(s)","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":65,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":33,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":47,"filter":"raw","term_order":"0"}],"annual_fee":"155.88","first_year_fee":false,"loyalty_slug":"american-express-membership-rewards","card_slug":"american-express-cobalt-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":740,"name":"Travel Rewards","slug":"travel-points-en","term_group":0,"term_taxonomy_id":740,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":70,"filter":"raw","term_order":"0"},{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":76,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":690,"name":"American Express Membership Rewards","slug":"american-express-membership-rewards","term_group":0,"term_taxonomy_id":690,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":7,"filter":"raw","term_order":"0"},"rewards_groceries":"5","rewards_gas_stations":"2","rewards_restaurants":"5","rewards_travel":"2","rewards_recurring_payments":"1","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.99%","mc_cash_advance_rates":"21.99%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
American Express® Gold Rewards Card
Up to 50,000 Membership Rewards points
First year value : $1,439
-
$100 Annual Credit
-
Access to VIP Lounges
-
Transfer your points to airline and hotel partners
Learn More
Best credit card for drugstores in 2023
- Earn up to 50,000 Membership Rewards® points – that’s up to $500 towards your next flight or dinner out with friends
- New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 40,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership
- Plus, earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
- Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
- The Card is now available in your choice of Gold or Rose Gold metal options
- Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
- You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
- As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
- Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
- Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
- Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $250
- Additional card $0
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 21.99 %
- Balance Transfer Rates —
Earning Rate
- Groceries2Membership Rewards points
- Gas2Membership Rewards points
- Drugstores2Membership Rewards points
Value
- Year 1 $1,439
- Year 2+ $589
Best For
Transfer Partners
- AeroplanAmerican Express Membership RewardsAsia MilesBritish Airways Executive ClubMarriott Bonvoy
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
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-
2x PointsEarn 2 points for every $1 spend on Air Canada or Air Canada Vacations purchases*
-
Air Canada BenefitsTravel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free*
-
Preferred pricingRedeem fewer Aeroplan points when booking flight rewards*
Learn More
Earn up to 50,000 Aeroplan points
- New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points:
- Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership
- Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points
- New Cardmembers: Earn up to $1,100 in value within your first year. Spend applies to bonus point offers valued at up to $1,000
- Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
- Standard Earn Rate: Earn 1X the points on everything else
- Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
- As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
- American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
- Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
- 24/7 Customer Service and Emergency Card Replacement
- As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic.
- No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual Fee
- Primary card $120
- Additional card $50
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Air Canada2Aeroplan Points
- Dining and Food delivery1.5Aeroplan Points
- All Spending1Aeroplan Point
Value
- Year 1 $1,379
- Year 2+ $379
Best For
Transfer Partners
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
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-
2X points on all purchases
-
Premium Insurance
-
Visa Infinite Benefits
Learn More
Earn up to $1,000 in value† including up to 145,000 TD Rewards Points, and get a full Annual Fee Rebate† for the Primary and 1st Additional Cardholder† for the first year and additional travel benefits. Must apply online by May 28, 2023.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†
- Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†
- Earn a Birthday Bonus of up to 10,000 TD Rewards Points†
- Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 29, 2023.
Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.
- Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
- Earn 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants
- Earn 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account
- Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
Your Card also allows you to enjoy:
- An extensive suite of travel insurance coverages which helps you travel prepared
- No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
Legal†Terms and conditions apply.
Annual Fee
- Primary card $139
- Additional card $50
Annual Income Required
- Individual $60,000
- Household $100,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.99 %
- Cash Advance Rates 20.99 %
- Balance Transfer Rates 20.99 %
Earning Rate
- Groceries6TD points
- Dining and Food delivery6TD points
- Recurring Payments4TD points
Value
- Year 1 $1,374
- Year 2+ $371
Best For
Transfer Partners
- TD Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
21 day(s)
Travel medical insurance up to 64 years old
$2,000,000
21 day(s)
Travel medical insurance 65+
$2,000,000
4 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
{"main":{"value":"400","welcome_bonus":"Up to 145,000 TD points \u2020<\/sup>","estimated_value":964,"mc_welcome_bonus_amount":"145000","minimum_spending":"$5,000","minimum_spending_timeframe_months":"6 month(s)","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":65,"filter":"raw","term_order":"0"},{"term_id":792,"name":"Recurring payments","slug":"recurring-payments","term_group":0,"term_taxonomy_id":792,"taxonomy":"mc_best_for","description":"","parent":0,"count":27,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":33,"filter":"raw","term_order":"0"},{"term_id":782,"name":"Travel","slug":"travel","term_group":0,"term_taxonomy_id":782,"taxonomy":"mc_best_for","description":"","parent":0,"count":42,"filter":"raw","term_order":"0"}],"annual_fee":"139","first_year_fee":true,"loyalty_slug":"td-rewards","card_slug":"td-first-class-travel-visa-infinite-card-qc"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":740,"name":"Travel Rewards","slug":"travel-points-en","term_group":0,"term_taxonomy_id":740,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":70,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":710,"name":"TD Rewards","slug":"td-rewards","term_group":0,"term_taxonomy_id":710,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":3,"filter":"raw","term_order":"0"},"rewards_groceries":"6","rewards_gas_stations":"2","rewards_restaurants":"6","rewards_travel":"2","rewards_recurring_payments":"4","rewards_allspending":"2","annual_credit":"100","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$50","mc_foreign_fee":"2.5%","mc_purchase_rates":"","mc_cash_advance_rates":"","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"20.99%","mc_cash_advance_rate_qc":"20.99%","mc_balance_transfer_rates_qc":"20.99%"},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
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