CIBC Dividend® Visa* Card

CIBC Dividend® Visa* Card

The Best No-Fee Cash Back Credit Card from CIBC.

Get 5% cash back for the first 4 statements

Value

$50

Welcome Bonus

up to $50 cash back

Best For

Annual Fee

$0


Offer

Offer

Get 5% cash back for the first 4 statements on total purchases of up to $2,000†.

After that, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
  • 0.5% cash back on everything else†
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
  • Ongoing Purchase APR: 19.99%†
  • Ongoing Balance Transfer APR and Cash Advance APR: 22.99%† (21.99% QC only)

Fees & Conditions

Household Income $15000
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Welcome Bonus up to $50 cash back
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback

Insurance

Purchase Protection
Extended Warranty
4.1 Milesopedia Rating