Offer
Welcome Offer: Get 5% cash back for the first 4 statements on net purchases ofup to $2,000 (up to $100 cash back).†
After that, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!
- 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
- 0.5% cash back on all other purchases†
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
Save on gas with CIBC and Journie Rewards
Link your CIBC Dividend® Visa* Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
Other Insurance
Our review
The CIBC Dividend® Visa* Card is one of the best no-fee cash back Visa credit cards in Canada.
For a limited time, earn 5% cash back (up to $100 cash back)†.
With this no annual fee CIBC Credit Card, you get:
- 2% cash back on eligible grocery purchases
- 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
- 0.5% cash back on all other purchases†
And this no-annual-fee CIBC Credit Card offers some insurance coverage:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
Frequently Asked Questions
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Does the CIBC Dividend® Visa* Card has an annual fee?
No, the CIBC Dividend® Visa* Card has no annual fee.
This CIBC Credit Card is a cash-back credit card that you can keep from year to year to improve your credit rating without paying an annual fee.
Alternative Cards
Legal
†Conditions Apply