Get 5% cash back for the first 4 statements on total purchases of up to $2,000†.
After that, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!
- 2% cash back on eligible grocery purchases
- 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
- 0.5% cash back on everything else†
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
- Ongoing Purchase APR: 19.99%†
- Ongoing Balance Transfer APR and Cash Advance APR: 22.99%† (21.99% QC only)
Fees & Conditions