Offer
Offer
- In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
- 30,000 points is enough for:
- $300 in statement credits redeemed towards purchases charged to your Card or
- $225 in American Express® Prepaid Cards
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
- Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
Card Awards
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$155.88
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
21.99%
Value
Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to 30,000 Membership Rewards points
Minimum Spending Required
$6,000
Minimum Spending Timeframe (Months)
12 month(s)
Transferable Points
Rewards Type
Travel points
Transfer Partners
American Express Membership Rewards, Marriott Bonvoy, Aeroplan, British Airways Executive Club, Asia Miles
Loyalty Program
American Express Membership Rewards
Earnings
Per dollar of purchases
All Spending
1 Membership Rewards point
Groceries
5 Membership Rewards points
Gas
2 Membership Rewards points
Dining and Food delivery
5 Membership Rewards points
Convenience Stores
5 Membership Rewards points
Drugstores
1 Membership Rewards point
Local Transport
2 Membership Rewards points
Travel
2 Membership Rewards points
Entertainment
1 Membership Rewards point
Recurring Payments
1 Membership Rewards point
Telecom/Internet
1 Membership Rewards point
Streaming services
3 Membership Rewards points
Online transactions
1 Membership Rewards point
Office Supplies
1 Membership Rewards point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Legal
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
FAQ
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Where can I use the American Express Cobalt® Card in Quebec or Canada?
You can use your American Express Cobalt® Card at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
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How many points can I earn on my American Express Cobalt Card purchases?
You can earn 1 point per dollar on all your purchases with the American Express Cobalt® Card. And 5 points per dollar for grocery store, restaurant and food delivery purchases, and 2 points per dollar for transportation and travel.