BMO Preferred Rate Mastercard®*

BMO Preferred Rate Mastercard®*

A Low-Interet Credit Card.

For a limited time, Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee with this offer!

Welcome Bonus

Value

$0

Best For

Annual Fee

$20

First Year Annual Fee Rebate (terms apply)
Purchase Rates

12.99 %

Cash Advance Rates

12.99 %

Balance Transfer Rates

3.99 %


Offer

Offer
  • Get a 3.99% introductory interest rate on Balance Transfers for 9 months* with a 1% transfer fee* and we’ll waive the $20 annual fee for the first year.*
  • Enjoy our lowest interest rate of 12.99% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $20
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 12.99%
Cash Advance Rates 12.99%
Balance Transfer Rates 3.99%
Balance Transfer
Balance Transfer Intro Duration 9
Balance Transfer Fees 1%

Advantages

Online transactions 0.00
AIR MILES partners 0.00
Air Canada 0.00
Streaming services 0.00
Costco

Value

Value
For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia)
Welcome Offer Value
Annual fee
Estimated Value

 

Insurance

Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)