BMO AIR MILES®† Mastercard®*

BMO AIR MILES®† Mastercard®*

The Best No-Fee Credit Card for AIR MILES Collectors. Always get 3x the miles at participating AIR MILES Partners.

For a limited time, Get 1,500 AIR MILES Bonus Miles with this exclusive offer!



Welcome Bonus

1,500 miles

Best For

Annual Fee



  • Limited time offer: Get 1,500 AIR MILES Bonus Miles!*
  • That’s enough for $150 towards purchases with AIR MILES Cash*
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
  • Get 1 Mile for every $25 spent everywhere else*
  • No annual fee*
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*

Fees & Conditions

Personal Income $15000
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%
Balance Transfer
Balance Transfer Intro Duration 9
Balance Transfer - Promotional Rate 1.99%


Welcome Bonus 1,500 miles
Minimum Spending Required $1000
Minimum Spending Timeframe 90
Rewards Type Travel points
Loyalty Program AIR MILES
All Spending 1 mille / $20



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 10.5 ¢
Welcome Offer Value ≈ $158
Points earned with minimum purchases to get the Welcome Offer ≈ $10
Annual fee $0
Estimated Value ≈ $168



Purchase Protection
Purchase Protection - Duration 90
Purchase Protection - Amount $60000
Extended Warranty
Extended Warranty - Duration 1
Insurance Document Learn More