Offer
Offer
- New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
- Earn 1.25% cash back on purchases when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access virtual events and special offers curated for Cardmembers with American Express® Experiences
- Insurance coverage and 24/7 Customer Service
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
21.99%
Advantages
Welcome Bonus
Up to $200 cash back
Minimum Spending Required
$5,000
Minimum Spending Timeframe
180 day(s)
Rewards Type
Cash Back
Transfer Partners
Cashback
Loyalty Program
Cashback
All Spending
1.25
Travel
1.25
Local Transport
1.25
Dining and Food delivery
1.25
Groceries
1.25
Convenience Stores
1.25
Gas
1.25
Drugstores
1.25
Office Supplies
1.25
Telecom/Internet
1.25
Entertainment
1.25
AIR MILES partners
1.25
Air Canada
1.25
Streaming services
1.25
Recurring Payments
1.25
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
More info on our points and miles evaluation page.
| Calculation of the offer’s value in the first year | |
| Value per point | 1.0 ¢ |
| Welcome bonus | up to $200 |
| Annual fee | $0 |
| Value | about $200 |
Insurance
Common Carrier Travel Accident Insurance Amount
$100,000
Common Carrier Travel Accident Insurance
Purchase Protection - Amount
$1,000
Purchase Protection - Duration
90 day(s)
Extended Warranty
Extended Warranty - Duration
1 year(s)
Insurance Document
Learn More
Legal
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms apply.
FAQ
-
Where can I use the SimplyCash™ from American Express in Quebec or Canada?
You can use your SimplyCash™ from American Express at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven convenience store, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
-
How many cash back can I earn on my SimplyCash™ from American Express purchases?
You can earn 1.25% cash back per dollar on all your purchases with the SimplyCash™ from American Express.