SimplyCash™ from American Express

SimplyCash™ from American Express

A credit card with no annual fee earning 1.25% cash back on all purchases. No annual cash back limit.

Take advantage of this limited-time welcome offer!

Welcome Bonus

Up to $200 cash back

Value

$200

Best For

Annual Fee

$0

Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates


Offer

Offer
  • New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
  • Earn 1.25% cash back on purchases when your Welcome Rate ends
  • No limit to the amount of cash back you can earn after your Welcome Rate ends
  • Access virtual events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%

Advantages

Welcome Bonus Up to $200 cash back
Minimum Spending Required $5,000
Minimum Spending Timeframe 180 day(s)
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
All Spending 1.25
Travel 1.25
Local Transport 1.25
Dining and Food delivery 1.25
Groceries 1.25
Convenience Stores 1.25
Gas 1.25
Drugstores 1.25
Office Supplies 1.25
Telecom/Internet 1.25
Entertainment 1.25
AIR MILES partners 1.25
Air Canada 1.25
Streaming services 1.25
Recurring Payments 1.25

Value

Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)

More info on our points and miles evaluation page.

Calculation of the offer’s value in the first year
Value per point 1.0 ¢
Welcome bonus up to $200
Annual fee $0
Value about $200

Insurance

Common Carrier Travel Accident Insurance Amount $100,000
Common Carrier Travel Accident Insurance
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More

FAQ

4 Milesopedia Rating