SimplyCash® Card from American Express  🇨🇦

Welcome Bonus
Up to $100 cash back
  • 2% cash back on grocery purchases
  • 2% cash back on gas purchases
  • No annual fee
Annual Fee
$0
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

Nouvelle Carte RemiseSimple American Express
SimplyCash® Card from American Express
Up to $100 cash back
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Offer

  • In your first 3 months as a new SimplyCash® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $100 cash back
Minimum Spending Required $2,000
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.25 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 1.25 %
Convenience Stores 1.25 %
Drugstores 1.25 %
Local Transport 1.25 %
Travel 1.25 %
Entertainment 1.25 %
Recurring Payments 1.25 %
Telecom/Internet 1.25 %
Streaming services 1.25 %
Online transactions 1.25 %
Office Supplies 1.25 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

Our review

Do you want a cash back credit card with no annual fee and a great earning rate for everyday purchases? Here’s an option for you: the SimplyCash® Card from American Express.

With this no-annual-fee credit card, you earn:

  • 2% cash back on gas purchases
  • 2% cash back on grocery purchases
  • 1.25% cash back on all other purchases

And with this welcome offer, you can earn 5% cash back on all purchases (up to $2,000 in purchases) for the first 3 months (up to $100 in Statement credit).

You benefit from several types of insurance : $100,000 travel accident, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Frequently Asked Questions

Alternative Cards

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