SimplyCash™ from American Express

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SimplyCash™ from American Express

Welcome Bonus

Up to $200 cash back

Best For

Value
Year 1

$500

Years 2 and +

$300

Annual Fee

$0

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
  • Earn 1.25% cash back on purchases when your Welcome Rate ends
  • No limit to the amount of cash back you can earn after your Welcome Rate ends
  • Access virtual events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $200 cash back
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 6 month(s)

Earnings

Per dollar of purchases

All Spending 1.25 %
Groceries 1.25 %
Gas 1.25 %
Dining and Food delivery 1.25 %
Convenience Stores 1.25 %
Drugstores 1.25 %
Local Transport 1.25 %
Travel 1.25 %
Entertainment 1.25 %
Recurring Payments 1.25 %
Telecom/Internet 1.25 %
Streaming services 1.25 %
Office Supplies 1.25 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

FAQ

4 Milesopedia Rating