Offer
Offer
- New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
- Earn 1.25% cash back on purchases when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access virtual events and special offers curated for Cardmembers with American Express® Experiences
- Insurance coverage and 24/7 Customer Service
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
21.99%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to $200 cash back
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
6 month(s)
Earnings
Per dollar of purchases
All Spending
1.25 %
Groceries
1.25 %
Gas
1.25 %
Dining and Food delivery
1.25 %
Convenience Stores
1.25 %
Drugstores
1.25 %
Local Transport
1.25 %
Travel
1.25 %
Entertainment
1.25 %
Recurring Payments
1.25 %
Telecom/Internet
1.25 %
Streaming services
1.25 %
Office Supplies
1.25 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
FAQ
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Where can I use the SimplyCash™ from American Express in Quebec or Canada?
You can use your SimplyCash™ from American Express at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven convenience store, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
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How many cash back can I earn on my SimplyCash™ from American Express purchases?
You can earn 1.25% cash back per dollar on all your purchases with the SimplyCash™ from American Express.