Marriott Bonvoy™ Business American Express® Card

Marriott Bonvoy™ Business American Express® Card

The Best Business Credit Card in Canada for free hotel nights. Earn Marriott Bonvoy points on all your purchases and receive an Annual Free Night Award.

Take advantage of this limited-time welcome offer!

Welcome Bonus

up to 105,000 points Ends Sep 20, 2021



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates

Our Review

This credit card has been the Best Business Credit Card in Canada for hotels for many years.

For a limited time, you can earn 50,000 points as a welcome bonus.

With this Card you can earn:

  • 5 points per dollar on Marriott Bonvoy purchases
  • 3 points per dollar on gas, dining and travel purchases
  • 2 points per dollar on all other purchases

Also, as a Cardmember, you get many benefits such as:

  • An Annual Free Night Award for up to 35,000 points
  • 15 Elite Night Credits each calendar year for your Marriott Bonvoy Elite Status
  • Automatic Marriott Bonvoy Silver Elite status membership
  • Access to American Express promotional offers
  • Access to pre-sale tickets

Finally, you are covered with reliable insurance for your travels and purchases.

Like most American Express Credit Cards, there is no minimum income required to apply for this Card.


  • Earn up to 105,000 Marriott Bonvoy points. Offer ends September 20, 2021.
    • Earn 65,000 Welcome Bonus Marriott Bonvoy points after you charge $5,000 in purchases to your Card in your first six months of Cardmembership.
    • Plus, earn 5 points for every $1 in Card purchases on eligible Gas, Dining and Travel for the first six months of Cardmembership.
    • Plus, you can earn an additional 15,000 points when you make a purchase after your 14 month Card anniversary date.
  • Receive an Annual Free Night Award automatically each year after your anniversary
  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel
  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world’s most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world’s leading airlines

Fees & Conditions

Annual Fee $150
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%


Offer ends on Sep 20, 2021
Welcome Bonus up to 105,000 points
Renewal Bonus Recevez une nuitée gratuite par année dans des hôtels et des centres de villégiature admissibles dans le monde entier à chaque date anniversaire*
Minimum Spending Required $5,000
Minimum Spending Timeframe 180 day(s)
Rewards Type Hotels
Transferable Points
Transfer Partners Marriott Bonvoy
Loyalty Program Marriott Bonvoy
All Spending 2
Travel 3
Local Transport 2
Dining and Food delivery 3
Groceries 2
Convenience Stores 2
Gas 3
Drugstores 2
Office Supplies 2
Telecom/Internet 2
Entertainment 2
AIR MILES partners 2
Air Canada 3
Streaming services 2
Recurring Payments 2



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer’s value in the first year
Value per point 0.9 ¢
Welcome bonus approximately $585
Points earned with purchases to unlock the bonus (1 to 5 points per dollar) up to $225
Annual fee – $150
Value approximately $660


Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More


4.80 Milesopedia Rating