CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card

CIBC's best no-fee travel credit card.

Up to $120 in travel value†

Welcome Bonus

Up to 12,000 points cash back

Best For

Value
Year 1

$338

Years 2 and +

$194

Annual Fee

$0

Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

Your Monthly Spending

Offer

Offer

Get up to 12,000 Aventura points when you make your first purchase (up to $120 in travel value†)

Here’s how it adds up:
  • Get up to 12,000 Aventura Points (up to $120 in travel value†):
    • 2,500 Aventura Points when you complete all activities within 60 days of your CIBC Aventura® Visa* account approval.†
    • 9,500 Aventura Points after you make your first purchase.
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†
  • 1 point for every $2 spent on all other purchases†
  • Save on gas with CIBC and Journie Rewards Link your CIBC Aventura® Visa* Card to Journie Rewards and use it to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.
  • Ongoing Purchase APR: 20.99%†
  • Cash Advance APR: 22.99% (21.99% QC only)

Fees & Conditions

Personal Income $15,000
Household Income $15,000
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Welcome Bonus Up to 12,000 points
Minimum Spending Required $1
Minimum Spending Timeframe 60 day(s)

Earnings

All Spending 0.5 point
Drugstores 1 point
Groceries 1 point
Convenience Stores 0.5 point
Gas 1 point
Telecom/Internet 0.5 point
Local Transport 0.5 point
Streaming services 0.5 point
Dining and Food delivery 0.5 point
Online transactions 0.5 point
Recurring Payments 0.5 point
Office Supplies 0.5 point
Travel 0.5 point
Entertainment 0.5 point

Insurance

Purchase Protection
Extended Warranty
4.2 Milesopedia Rating