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Best Credit Cards to Earn Avios Miles in Canada

RBC British Airways Visa Infinite Card

With the RBC British Airways Visa Infinite Card, you can earn up to 60,000 Avios miles as a welcome bonus.

With this card, you get a Companion Award eVoucher (when you spend $30,000 or more in any calendar year). And you can enjoy 10% off British Airways flights when you book and pay with your RBC British Airways Visa Infinite Card.

You earn 2 Avios miles for every dollar you spend with British Airways and 1 Avios mile per dollar on all other purchases. And you’re covered by a number of insurance plans: Out-of-Province/Country Emergency Medical Insurance, Travel Accident Insurance, Flight Delay and Emergency Purchases Insurance, Hotel/Motel Burglary Insurance, Auto Rental Collision/Loss Damage Insurance.

RBC Avion Visa Infinite Card

With the RBC Avion Visa Infinite, you can earn 35,000 RBC Rewards points upon approval with no minimum spend required. This is a value of up to $750.

You can use your RBC Rewards points for travel or redeem them with other loyalty programs such as American Airlines AAdvantage, British Airways Executive Club, Cathay Pacific Asia Miles or WestJet Rewards. For example, with the current welcome offer, you can earn the equivalent of 35,000 British Airways Avios Miles or 350 WestJet Dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points on travel purchases.

And you’ll benefit from a wide range of insurance coverage: Trip Cancellation and Interruption Insurance, Out-of-Province/Country Emergency Medical Insurance, Rental Vehicle Collision/Loss Damage Insurance, Mobile Device Insurance.

 

American Express Cobalt® Card

The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cashback.

The welcome bonus is distributed monthly for the first 12 months. You earn 2,500 Membership Rewards points for every $500 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 30,000 Membership Rewards points.

Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership. That’s up to 50,000 Membership Rewards points as a welcome bonus!

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.

Or, you can transfer your points to Aeroplan, Marriott Bonvoy, or Hilton Honors. With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar:

Category Points per dollar
Groceries 5
Food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming subscriptions 3
Gas station 2
Gas & Transit 2
Travel 2
Other 1

This is a 1 to 5% return on all these purchases.

In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.

Find out in this article how to optimize the welcome bonus to get 87,500 points with your current spending.

Platinum Card®

The Platinum Card® is the best premium card in Canada for travellers. With this welcome offer, you can earn up to 100,000 Membership Rewards points. Here’s how:

  • 80,000 Membership Rewards points after $6,000 in Card purchases wthin the first 3 months
  • 20,000 Membership Rewards points when you make a purchase between 14 and 17 months of Cardmembership

With this card, you get:

  • 3 points per dollar on dining purchases
  • 2 points per dollar on travel purchases
  • 1 point per dollar on all other purchases

You can use your Membership Rewards points in many ways:

  • Transfer your points to airline partners (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, etc.)
  • Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

With this Card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • $100 NEXUS Card Statement Credit
  • Unlimited access for you and an additional traveller to more than 1,200 airport lounges across 130 countries
  • Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels & Resorts program

Finally, the Platinum Card® comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

American Express® Gold Rewards Card

With this welcome offer for the American Express® Gold Rewards Card, you could earn up to 60,000 Membership Rewards points. Here’s how:

  • 50,000 Membership Rewards points after $3,000 in Card purchases within the first 3 months
  • An additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership

With this Card, you get many benefits like:

  • $100 annual travel credit
  • Priority Pass membership and 4 complimentary Plaza Premium visits per year
  • $50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

  • gas stations
  • grocery stores
  • drugstores

And 1 point per dollar everywhere else.

American Express® Green Card

Would you like a travel rewards credit card with no annual fee? Here is an option for you: the American Express® Green Card.

By signing up for the American Express® Green Card, you can earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. It’s a $100 value, 10,000 Aeroplan points or 12,000 Marriott Bonvoy points.

With this no-fee credit card, you’ll also have access to online promotional offers that earn points or rebates on your purchases.

American Express Business Edge™ Card

The American Express Business Edge™ Card is a great credit card for small businesses in Canada. With a low annual fee of only $99, this American Express credit card offers up to 57,000 Membership Rewards points in the first year, a $570 value. You can also transfer your points to airline (Aeroplan, British Airways Executive Club, etc.) and hotel (Marriott Bonvoy, Hilton Honors) partners. Here are the details for the welcome bonus:

  • You earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months
  • You earn 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 points in a year.

With this Card, you can get 3x the points on purchases:

  • Office supplies (Staples, etc.)
  • Electronic (Apple, Dell, etc.)
  • Rides
  • Gas
  • Eats & Drinks

Besides, you can add up to 99 supplementary cards at no cost.

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.