Offer
Offer
- Limited time offer: Get 3,000 AIR MILES Bonus Miles! That’s enough for $310 towards your purchases with AIR MILES Cash!
- Plus, get $120 annual fee waived for the first year.*
- Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners.*
- Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
- Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- BMO AIR MILES World Elite Travel and Medical Protection*
- BMO Concierge Service
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$120
First Year Annual Fee Rebate
First Additional Card
$50
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
23.99%
Cash Advance Rate (QC)
21.99%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Offer ends on
Dec 6, 2022
Welcome Bonus amount
3,000 miles
Minimum Spending Required
$3,000
Minimum Spending Timeframe (Months)
3 month(s)
Concierge
Costco
Earnings
Per dollar of purchases
All Spending
0.08 mile
Groceries
0.08 mile
Gas
0.08 mile
Dining and Food delivery
0.08 mile
Convenience Stores
0.08 mile
Drugstores
0.08 mile
Local Transport
0.08 mile
Travel
0.08 mile
Entertainment
0.08 mile
Recurring Payments
0.08 mile
Telecom/Internet
0.08 mile
Streaming services
0.08 mile
Online transactions
0.08 mile
Office Supplies
0.08 mile
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
15 day(s)
Travel medical insurance up to 64 years old
$2,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$200
Lost/Stolen Baggage Insurance
$750
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$60,000
90 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
*Terms and conditions apply BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information