Best Credit Cards for Groceries in Canada

The American Express Cobalt™ Card is the best American Express Credit Card.

You can get a welcome bonus of up to 45,000 Membership Rewards points, that’s a $450 value:

• 2,500 points per month for the first 12 months, when you charge $500 to your Card each month
• 15,000 additional points when you charge $3,000 to your Card within the first 3 months

Considering the minimum spend requirement in the first 12 months, this is a $705 value in the first year! Read this post for more details.

You can redeem your points in statement credits towards travel purchases or even on your everyday purchases. Or you can transfer your points to Marriott Bonvoy or Hilton Honors.

With the American Express Cobalt™ Card, you earn between 1 and 5 points per dollar:

Besides, this Card provides premium insurance: Car Rental Theft and Damage Insurance, Baggage delay, Lost or Stolen Baggage, Flight delay, $250,000 Travel Accident, Hotel or motel burglary, Buyer’s Assurance^® Protection Plan, Purchase Protection Guarantee.

Scotiabank Gold American Express^® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.

You can earn 40,000 points in the first year for a limited time, a $400 value for travel, including Airbnb.

With the Scotiabank Gold American Express^® Card, you earn 5 points per dollar for:

• Grocery stores
• Restaurants
• Entertainment

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Gold American Express^® Card is a no foreign transaction fee card. It has Premium travel and purchase insurance, Concierge services, Exclusive Benefits American Express (Front of the Line Program).

With the American Express^® AIR MILES^®* Platinum Credit Card, you can earn a welcome bonus of 2,000 AIR MILES Bonus Miles. That’s enough to redeem for $210 towards your purchases with AIR MILES Cash.

With this credit card, you can earn 1 Mile for every $5 in Card purchases in:

• Grocery stores
• Gas stations
• restaurants and bars
• Transit

Besides, you get an annual travel credit.

The BMO^® CashBack^® Mastercard^®* is a cash back credit card with no annual fee.

With this card, you can get 5% cash back in your first 3 months. It’s a maximum welcome bonus of $100.

Then you get:

• 3% cash back on grocery purchases, including at Walmart Supercenters
• 1% cash back on recurring bill payments

Finally, you can also get a 1.99% introductory interest rate on Balance Transfers for 9 months.

The American Express^® Gold Rewards Card offers a welcome bonus of 25,000 Membership Rewards Points ($250 value or 25,000 Aeroplan points or 30,000 Marriott Bonvoy points).

You can earn 2 points per dollar for:

• Grocery stores
• Gas stations
• Drugstores
• Travel

Besides, it provides premium insurance.