BMO eclipse Visa Infinite* Card

Welcome Bonus
Up to 70,000 Points
  • 5X points on groceries, gas, dining and transit
  • $50 Anniversary Lifestyle Credit
  • Visa Infinite Benefits
Annual Fee
$120
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
21.99%
Cash Advance Rates
23.99%
21.99% (QC)
Balance Transfer Rates
23.99%
21.99% (QC)
Milesopedia's Best Credit Cards in Canada for 2024 - GasTransportation BestCreditCard Milesopedia 2024
BMO eclipse Visa Infinite* Card
BMO eclipse Visa Infinite* Card
Up to 70,000 Points
Apply Now

Offer

Welcome offer: Get up to $1,150 in value, including up to 70,000 bonus points, a monthly statement credit for streaming services, a $50 statement credit, and no annual fee for the first year.*

  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit.*
  • Get 1 BMO Reward for every $1 spent on everything else.*
  • Get a monthly streaming credit.*
  • Get a $50 annual lifestyle credit to spend however you want.*
  • Earn 10% more points when you add an authorized user to your account*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1.*

Card Awards

Milesopedia's Best Credit Cards in Canada for 2024 - GasTransportation BestCreditCard Milesopedia 2024
Best Credit Cards in Canada in 2023 - Best Credit Card for Gas and Transportation
Ranking of the Best Credit Cards in Canada in 2022 - Best Travel Credit Card Gas and Transportation
Ranking of the Best Credit Cards in Canada in 2022 - Best Travel Credit Card Grocery Visa
Best Visa restaurant travel credit card

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 70,000 Points
Annual Credit

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 5 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 5 Points
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
21 day(s)
Travel medical insurance up to 64 years old
$5,000,000
21 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Insurance Document

Our review

The BMO eclipse Visa Infinite* Card is one of the best Visa Infinite rewards credit cards in Canada. With our welcome offer, you can get up to 70,000 BMO Rewards points.

Here’s how to earn the welcome offer points:

  • 30,000 welcome points when you spend $4,000 in the first 110 days*
  • 20,000 bonus points when you spend $7,000 in the first 180 days*
  • 20,000 bonus points when you spend $12,000 in the first 12 months*

Plus, enjoy a monthly statement credit for streaming services, a $50 annual lifestyle credit, and no annual fee for the first year.

With the BMO eclipse Visa Infinite* Card, you also get:

  • 5x BMO Rewards points for every dollar spent on groceries, meal delivery or takeout, rideshare, public transit, and gas*
  • 1 BMO Rewards point for every dollar spent on all other purchases*
  • 10% more points when you add an authorized user to your account*
  • Mobile device insurance offering coverage up to $1,000*
  • The Pay with Points feature, which allows you to redeem your points on recent purchases starting at $1*
  • Six months of Instacart+ membership plus a monthly $10 Instacart credit with an eligible card*

Frequently Asked Questions

Alternative Cards

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