BMO

BMO® AIR MILES® World Elite®* Mastercard®*
  • Get 2,000 AIR MILES Bonus Miles
  • and we’ll waive the $120 annual fee for the first year*
  • Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend*
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access
  • Plus two annual complimentary passes*
  • Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods*
  • BMO AIR MILES World Elite Travel and Medical Protection*
Value

$312

Welcome Bonus

2,000 miles

Best For

Annual Fee

First Year Fee Rebate (terms apply)

BMO® World Elite®* Mastercard®*
  • Get up to $540 in value in your first year*
  • Get 35,000 points and the $150 annual fee waived in the first year
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access
  • Plus four annual complimentary passes*
  • Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases*
  • Get 2 points for every $1 spent everywhere else*"
  • Points you can use to cover all flight charges & taxes*
  • Fly on any airline, with no blackout dates*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
Value

$453

Welcome Bonus

up to 35,000 points

Best For

Annual Fee

First Year Fee Rebate (terms apply)

BMO® AIR MILES® Mastercard®
  • Get 800 AIR MILES Bonus Miles*
  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners*
  • Get 1 Mile for every $20 spent everywhere else*
  • No annual fee*
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*
Value

$95

Welcome Bonus

800 miles

Best For

Annual Fee

$0

BMO® CashBack® Mastercard®* For Students
  • Best BMO CashBack Mastercard for Students
  • Get 5% cash back in your first 3 months*
  • Then get:
    • 3% cash back on grocery purchases,
    • 1% cash back on recurring bill payments
    • 0.5% unlimited cash back on all other purchases
  • Get cash back every time you spend, plus start building a healthy credit history
  • No Annual fee*
Value

$100

Welcome Bonus

5% cash back

Best For

Annual Fee

$0

BMO® AIR MILES® Mastercard® For Students
  • Best BMO AIR MILES Mastercard for Students
  • Get 800 AIR MILES Bonus Miles*
  • Get AIR MILES bonus miles back every time you spend, plus start building a healthy credit history
  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners*
  • Get 1 Mile for every $20 spent everywhere else*
  • No annual fee*
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*
Value

$95

Welcome Bonus

800 miles

Best For

Annual Fee

$0

BMO® CashBack® World Elite®* Mastercard®*
  • Get 5% cash back in your first 3 months and the $120 annual fee waived in the first year*
  • Earn 1.5% CashBack on ALL card purchases* without restrictions*!
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
Value

$200

Welcome Bonus

up to $200

Best For

Annual Fee

First Year Fee Rebate (terms apply)

BMO® IGA AIR MILES® Mastercard®*
  • Get 800 AIR MILES Bonus Miles*
  • New! Always get 2x the miles at participating* AIR MILES Partners
  • Get 2 Mles for every $20 spent at IGA*
  • 1 Mile for every $20 spent everywhere else*
  • Extended Warranty and Purchase Protection*
  • No Annual Fee*
Value

$95

Welcome Bonus

800 miles

Best For

Annual Fee

$0

Shell AIR MILES® Mastercard
  • Get 800 AIR MILES Bonus Miles*
  • New! Always get 2x the miles at participating AIR MILES Partners
  • 1 Mile for every $20 in card purchases everywhere else*
  • No Annual Fee*
Value

$95

Welcome Bonus

800 miles

Best For

Annual Fee

$0

BMO® Sobeys AIR MILES® Mastercard®*
  • Get 800 AIR MILES Bonus Miles*
  • New! Always get 2x the miles at participating* AIR MILES Partners
  • 2x the Miles for every $20 spent at Sobeys*
  • 1 Mile for every $20 spent everywhere else*
  • Extended Warranty and Purchase Protection*
  • No Annual Fee*
Value

$95

Welcome Bonus

800 miles

Best For

Annual Fee

$0

BMO® Rewards® Mastercard®*
  • Get up to 20,000 BMO Rewards welcome points
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*
  • Get 1 BMO Rewards point for every $1 spent*
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
Value

$147

Welcome Bonus

up to 20 000 points

Best For

Annual Fee

$0

BMO® CashBack® Mastercard®*
  • Get 5% cash back in your first 3 months*
  • Then get:
    • 3% cash back on grocery purchases,
    • 1% cash back on recurring bill payments
    • 0.5% unlimited cash back on all other purchases
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*
  • No Annual fee*
  • Receive a discount on car rentals*
Value

$100

Welcome Bonus

5% cash back

Best For

Annual Fee

$0

BMO CashBack® Business Mastercard®*
  • Get 6% cash back on gas, office supplies and cell phone/internet bills for 4 months*
  • Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
  • 1.75% cash back at Shell®*
  • 0.75% cash back on all other card purchases*
  • 25 payment grace days*
Value

$125

Welcome Bonus

up to $125

Best For

Annual Fee

$0

BMO® AIR MILES® Business Mastercard®*
  • No annual fee for the first year*
  • Get up to 3,000 AIR MILES Bonus Miles*
  • Earn 1 AIR MILES Reward Mile on every $10 you spend*
  • Plus – earn 1.25X the Miles when you use your card at participating Shell stations*
  • 25 payment grace days*
  • Use your card at Costco locations across Canada*
Value

$347

Welcome Bonus

Up to 3,000 AIR MILES Bonus Miles

Best For

Annual Fee

First Year Fee Rebate (terms apply)

BMO® AIR MILES® No-Fee Business® Mastercard®*
  • Get up to 1,000 Bonus Miles*
  • Earn 1 AIR MILES Reward Mile on every $20 you spend*
  • Plus - earn 1.25X the Miles for every $20 you spend at participating Shell stations*
  • 25 payment grace days*
  • Use your card at Costco locations across Canada*
Value

$118

Welcome Bonus

Up to 1,000 Bonus Miles

Best For

Annual Fee

$0

BMO Rewards® Business Mastercard®*
  • Get up to $370 in value in your first year*!
  • No annual fee for the first year*($120 value).
  • Get 35,000 points after you spend $5,000 in the first 3 months* ($250 value).
  • Earn 3 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Earn 1.5 BMO Rewards points for every $1 you spend*
  • 25 payment grace days*
Value

$355

Welcome Bonus

35,000 points

Best For

Annual Fee

First Year Fee Rebate (terms apply)

Shell CashBack Mastercard
  • Get $50 CashBack Rewards!*
  • PLUS earn 1% cash back for the first 6 months*
  • 1.5% CashBack on every dollar you spend at Shell locations in Canada*
  • 0.5% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted*
  • No Annual Fee*
Value

$50

Welcome Bonus

50

Best For

Annual Fee

$0

Shell CashBack World Mastercard
  • 3% CashBack on every dollar you spend at Shell locations in Canada*
  • 1.25% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted*
  • FREE Roadside Assistance ($69/year value)*
Value

Best For

Annual Fee

$79

Shell AIR MILES World Mastercard
  • 1.25x Miles on card purchases at Shell locations in Canada*
  • 1 Mile for every $15 in card purchases everywhere else MasterCard is accepted*
Value

Best For

Annual Fee

$99

BMO® U.S. Dollar Mastercard®*
  • The ideal way to travel and shop – or buy online – from U.S. retailers
  • Shop with no exchange rate surprises.
  • Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us*
  • Extended Warranty*
  • Purchase Protection*
Value

Best For

Annual Fee

$35

BMO® Preferred Rate Mastercard®*
  • Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and we’ll waive the $20 annual fee for the first year.*
  • Enjoy our lowest interest rate of 12.99% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
Value

Best For

Annual Fee

First Year Fee Rebate (terms apply)