Earn points
To earn points in the NBC À la carte Rewards Plan, you must have a credit card that is part of the loyalty program. There are 3 Mastercard credit cards available in the NBC À la carte Rewards Plan.
NBC Rewards points are earned differently depending on the credit card used:
| Expenses | Points / $ |
| $0 to $40,000 | 1.5 points |
| $40,001 to $80,000 | 2 points |
| $80,001 and more | 1.5 points |
| Expenses | Points / $ |
| 0 – $20,000 | 1.25 points |
| 20 001 – $30,000 | 2 points |
| $30,001 and more | 1.25 points |
| Expenses | Points / $ |
| All purchases | 1 point |
Redeem points
À la Carte Travel Agency
To redeem your NBC Rewards points, you need to log in to the NBC À la carte Rewards portal.
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
This is simply the best use you will make of your NBC Rewards points!
Statement credit
You can use your NBC points as an account credit for all travel expenses charged to your credit card (you have to redeem your points within 60 days after the travel expense).
Eligible purchases are:
- Flights
- Vacation packages
- Car rentals
- Hotel nights
- Cruises
- Condominium or cottage bookings for tourism purposes
- Airbnb
- Excursions
- Camping
- And more!
However, for this type of redemption, the rate is different (see table below).
You can also redeem your points for a product in the À La Carte Rewards catalogue.
NBC Rewards Chart
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
| Rewards | Points for $100 |
| A La Carte Travel Agency Redemptions | 10 000 |
| Flexible travel discounts (from 55,000 points redeemed) |
11 000 |
| Flexible travel discounts | 12 000 |
| Extras À La Carte RRSP or TFSA contribution Reimbursement of your all-in-one line of credit or mortgage loan |
12 000 |
| Gift-card | 12 000 – 13 500 |
| Statement credit | 25 000 |
Advantages
$250 travel expenses offered per year
Through the NBC Smart Travellers program, each calendar year, the National Bank World Elite Mastercard Cardholder can get a refund of up to $250 for travel-related expenses.
| Expenses | Credit |
| Airport parking | $100 |
| Baggage fees | $100 |
| Seat selection | $50 |
Previously, it took between 4-6 weeks to receive the credit after submitting the claim. Recently, the process has been reduced to 7 days!
Access to the National Bank Lounge at Montreal-Trudeau (YUL)
National Bank’s World Elite Mastercardholders are the only National Bank clients who now have free unlimited access to theNational Bank Lounge at Montreal-Trudeau Airport.
The cardholder and 1 guest have complimentary access to the lounge upon presenting the National Bank’s World Elite Mastercard®.
This is a significant advantage for frequent flyers: the lounge is accessible for all international flights.