The Best Credit Cards For Gas and Transit
These credit cards are perfect if you have many expenses for local transportation or at gas stations (remember that these are places where you can buy gift cards).
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express Cobalt® Card
The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cashback.
The welcome bonus is distributed monthly for the first 12 months. You earn 2,500 Membership Rewards points for every $500 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 30,000 Membership Rewards points.
Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership. That’s up to 50,000 Membership Rewards points as a welcome bonus!
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10. Or, you can transfer your points to Aeroplan, Marriott Bonvoy, or Hilton Honors.
With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar:
|Category||Points per dollar|
|Restaurants and bars||5|
|Gas & Transit||2|
This is a 1 to 5% return on all these purchases.
In addition, this card provides excellent insurance coverage: car rental theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Extended Warranty, Purchase Protection Insurance.
Find out in this article how to optimize the welcome bonus to get 87,500 points with your current spending.
American Express® Aeroplan®* Business Reserve Card
With this welcome offer for the American Express® Aeroplan®* Business Reserve Card, you can earn up to 90,000 Aeroplan points and an Air Canada Buddy Pass.
- 30,000 Aeroplan points and a bonus Buddy Pass after $5,000 in Card purchases within the first 3 months
- 5,000 Aeroplan Points per month, after $2,000 in Card purchases per month for the first 12 months, or 60,000 Aeroplan Points
Remember, you can convert the Air Canada Buddy Pass into 30,000 Aeroplan Points if you wish. So you could earn up to 120,000 Aeroplan points with this welcome offer.
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Anywhere else, you will earn 1X the points.
With this Card, you’ll enjoy Air Canada Travel benefits like access to Air Canada Maple Leaf Lounges, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
American Express® Gold Rewards Card
With this welcome offer for the American Express® Gold Rewards Card, you could earn up to 60,000 Membership Rewards points. Here’s how:
- 50,000 Membership Rewards points after $3,000 in Card purchases within the first 3 months
- An additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership
With this Card, you get many benefits like:
- $100 annual travel credit
- Priority Pass membership and 4 complimentary Plaza Premium visits per year
- $50 NEXUS credit
You earn 2 points per dollar for travel purchases, and at:
- gas stations
- grocery stores
And 1 point per dollar everywhere else.
BMO eclipse Visa Infinite* Card
When you apply for our exclusive offer on the BMO eclipse Visa Infinite* Card, you can earn up to 60,000 BMO Rewards points and have the$120 annual fee waived for the first year:
- 45,000 points after $3,000 in Card purchases within the first three months
- An additional 15,000 BMO Rewards points anniversary bonus 12 months after the Credit Card account open date
You will also receive a $50 statement credit each calendar year to spend however you want.
With the New BMO eclipse Visa Infinite* Card, you can earn 5x the BMO Rewards points for every $1 spent on:
- Food delivery
And 1 BMO Rewards point for every $1 spent on everything else.
Plus, if you add an authorized user to your account, you’ll earn 10% more points.
CIBC Dividend® Visa Infinite* Card
The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).
With this Card, you earn:
- 4% cash back on eligible gas and groceries purchases
- 2% cash back on eligible transportation, dining purchases and recurring payments
- 1% on all other purchases
Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate!
And this card has comprehensive insurance:
- Auto Rental Collision/Loss Damage Insurance
- $500,000 Common Carrier Accident Insurance
- Flight Delay and Baggage Insurance
- Trip Interruption Insurance
- Out-of-Province Emergency Travel Medical Insurance
- Purchase Security and Extended Protection Insurance
American Express Business Edge™ Card
The American Express Business Edge™ Card is a small business credit card in Canada. This business credit card has a low annual fee ($99) and offers up to 42,000 Membership Rewards Points in the first year ($420 value).
You can earn 3 times the points on:
- Office supplies (Staples, etc.)
- Electronics (Apple, Dell, etc.)
- Eats & Drinks
Also, you can get up to 99 free supplementary cards.
Scotia Momentum® VISA Infinite* card
The Scotia Infinite Momentum Visa Card is recognized year after year as one of the best cashback credit cards in Canada.
Currently, there is no annual fee in the first year, including on additional cards. Plus, you earn 10% cash back in the first three months.
After, with the Scotia Momentum® VISA Infinite* card, you earn:
- 4% at grocery store and on periodic payments
- 2% on gasoline and public transit
- 1% cash back on everything else
And this card has outstanding insurance.
American Express® AIR MILES®* Platinum Credit Card
With the American Express® AIR MILES®* Platinum Credit Card, you can earn a welcome bonus of 2,000 AIR MILES Bonus Miles. That’s enough to redeem for $210 towards your purchases with AIR MILES Cash.
With this credit card, you can earn 1 Mile for every $5 in Card purchases in:
- grocery stores
- Gas stations
- restaurants and bars
Besides, you get an annual travel credit.