The Best Credit Cards For Gas and Transit
These credit cards are perfect if you have many expenses for local transportation or at gas stations (remember that these are places where you can buy gift cards).
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express® Aeroplan®* Business Reserve Card
With this great welcome offer for the American Express® Aeroplan®* Business Reserve Card, you can earn up to 100,000 Aeroplan Points . And 10 Aeroplan points for every $1 in Card purchases on eligible Gas, Eats & Drinks for the first six months.
- 70,000 Aeroplan Points after $10,000 in Card purchases within the first 6 months
- 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first six months. That’s up to 30,000 Aeroplan Points
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Anywhere else, you will earn 1X the points.
With this Card, you’ll enjoy Air Canada Travel benefits like access to Air Canada Maple Leaf Lounges, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
American Express Cobalt™ Card
The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cashback.
You can get a welcome bonus of up to 30,000 Membership Rewards points, that’s a $300 value. Considering the minimum spend requirement in the first 12 months, this is a $480 value in the first year!
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10. Or, you can convert your points into Marriott Bonvoy or Hilton Honors points.
With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar:
|Category||Points per dollar|
|Restaurants and bars||5|
|Gas & Transit||2|
This is a 1 to 5% return on all these purchases.
Besides, this Card provides premium insurance: Car Rental Theft and Damage Insurance, Baggage delay, Lost or Stolen Baggage, Flight delay, $250,000 Travel Accident, Hotel or motel burglary, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.
BMO eclipse Visa Infinite* Card
By applying for the New BMO eclipse Visa Infinite* Card, you can get up to 40,000 BMO Rewards points and the $120 annual fee waived in the first year.
- 25,000 points after you spend a minimum of $3,000 within the first three months
- 15,000 points twelve months after the Credit Card account open date
You will also receive a $50 statement credit each calendar year to spend however you want.
With the New BMO eclipse Visa Infinite* Card, you can earn 5x the BMO Rewards points for every $1 spent on:
- Food delivery
And 1 BMO Rewards point for every $1 spent on everything else.
Plus, if you add an authorized user to your account, you’ll earn 10% more points.
Regarding insurance, the New BMO eclipse Visa Infinite* Card includes:
- Travel Emergency Medical Insurance
- Rental Car Collision Loss/Damage Insurance
- Travel Accident Insurance
- Mobile device insurance
- Purchase security insurance
- Extended warranty
To apply for the new BMO eclipse Visa Infinite* Card, you must have a minimum $60,000 (individual) or $100,000 (household) annual income.
American Express® Gold Rewards Card
The American Express® Gold Rewards Card offers a welcome bonus of 25,000 Membership Rewards Points ($250 value or 25,000 Aeroplan miles).
And you earn 2 points per dollar for:
- grocery stores
- expenses at gas stations
Besides, it provides premium insurances.
CIBC Dividend® Visa Infinite* Card
The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).
With this Card, you earn:
- 4% cash back on eligible gas and groceries purchases
- 2% cash back on eligible transportation, dining purchases and recurring payments
- 1% on all other purchases
Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate (a $120 value)!
And this card has comprehensive insurance:
- Auto Rental Collision/Loss Damage Insurance
- $500,000 Common Carrier Accident Insurance
- Flight Delay and Baggage Insurance
- Trip Interruption Insurance
- Out-of-Province Emergency Travel Medical Insurance
- Purchase Security and Extended Protection Insurance
American Express Business Edge™ Card
The American Express Business Edge™ Card is a small business credit card in Canada. This business credit card has a low annual fee ($99) and offers up to 42,000 Membership Rewards Points in the first year ($420 value).
You can earn 3 times the points on:
- Office supplies (Staples, etc.)
- Electronics (Apple, Dell, etc.)
- Eats & Drinks
Also, you can get up to 99 free supplementary cards.
Scotia Momentum® VISA Infinite* card
The Scotia Infinite Momentum Visa Card is recognized year after year as one of the best cashback credit cards in Canada.
Currently, there is no annual fee in the first year, including on additional cards. Plus, you earn 10% cash back in the first three months.
After, with the Scotia Momentum® VISA Infinite* card, you earn:
- 4% at grocery store and on periodic payments
- 2% on gasoline and public transit
- 1% cash back on everything else
And this card has outstanding insurance.
American Express® AIR MILES®* Platinum Credit Card
With the American Express® AIR MILES®* Platinum Credit Card, you can earn a welcome bonus of 2,000 AIR MILES Bonus Miles. That’s enough to redeem for $210 towards your purchases with AIR MILES Cash.
With this credit card, you can earn 1 Mile for every $5 in Card purchases in:
- grocery stores
- Gas stations
- restaurants and bars
Besides, you get an annual travel credit.