1 Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the 250 welcome WestJet dollars to appear in your WestJet Rewards account, accessible at westjet.com/account. To be eligible for the additional 200 WestJet dollars (“Additional WestJet dollars”) you must have applied for the WestJet RBC World Elite Mastercard and be approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC World Elite Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges, fees, and any credits for returns or adjustments. Welcome WestJet dollars are not available to existing or former WestJet RBC World Elite Mastercard primary cardholders apply for or transferring to a WestJet RBC World Elite Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC World Elite Mastercard. Additional cardholders are not eligible for the welcome WestJet dollars, or Additional WestJet dollars. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.

2 Savings value calculated based on (i) pricing available through WestJet.com on August 11, 2021 for a round-trip Econo fare flight on select long-haul destinations within Canada between December 23 – January 2, 2022, operated by WestJet, when using the companion voucher vs. not using the voucher, (ii) with 1 checked bag each at $30 CAD each way for a family of 4, and (iii) 450 welcome WestJet dollars (a value of up to $450 CAD).

3 Eligible new WestJet RBC World Elite Mastercard primary cardholders who apply by March 7, 2022, and applying between July 1 and December 5, 2021 who are approved will get a $0 base fare (plus taxes fees and other ATC charges) companion voucher for a guest travelling with them on Economy fare flights within Canada, to the U.S. (including Hawaii) and Mexico for travel up to one year from date of issue (“Offer”). Taxes, fees and other ATC charges apply. Eligible primary cardholders for this Offer must be new WestJet RBC World Elite Mastercard cardholders, who applied by March 7, 2022 and were approved and make their first purchase by April 30, 2022. Valid for new bookings only. Not valid on existing reservations or third-party online booking websites. Valid for one (1) round-trip for a companion of the primary cardholder flying on a full base fare, travelling on the same itinerary. Must book and purchase primary cardholder’s and companion’s travel at the same time. The same fare type must be booked. If the reservation is made for a one-way trip, the voucher will be considered fully used and the return flight will be forfeited. Maximum one companion voucher may be used per booking. Bookings made on westjet.com must originate from Canada and will be charged in Canadian dollars only. Bookings originating from outside Canada must be made through WestJet’s contact centre; reservations will be charged in either Canadian dollars or an available currency offered by WestJet at time of booking (e.g. USD, etc.). Primary cardholder may use the promotional companion voucher only once on their choice of either: Roundtrip travel in Canada and the continental U.S. for $0 base fare (plus taxes, fees and other ATC charges apply) where Offer terms and conditions met (regularly $119 CAD base fare). Roundtrip travel to/from Hawaii and Mexico for $0 base fare (plus taxes, fees and other ATC charges apply) where Offer terms and conditions met (regularly $399 CAD base fare).

Total pricing, taxes, fees and other ATC charges varies based on itinerary booked. Promotional companion voucher valid on all published Basic, Econo and EconoFlex fares wholly marketed and operated by WestJet, including seat sales. Not valid on Premium, PremiumFlex, Business, BusinessFlex or Member Exclusive fares, nor combinable with a discount code. Not valid with group discounts and/or WestJet Vacations bookings. Booking must be made within one year from date of issue of promotional World Elite companion voucher; travel may occur after the voucher expiry date subject to flight schedule availability at the time of booking. Valid for travel until the end of the available flight schedule with no blackout periods. If a booking is for routes or fares not specified (that is, outside of Canada, U.S., and Mexico), the promotional companion voucher base fare discount will not apply; instead the World Elite companion voucher fare remains at the regular cost of $119 or $399 depending on the destination and fare class, plus taxes, fees and other ATC charges. If one flight of the itinerary is an Economy fare (Base, Econo or EconoFlex) and the other is a Premium fare, the guest will pay $0 for the base fare of the Economy fare flight and 50% of the companion voucher base fare for the Premium flight. For example, if the outbound flight is an Economy fare and the return flight is a Premium fare, 50% ($59.50 or $199.50) of the applicable companion voucher base fare cost will be charged on the Premium flight (no base fare will be charged for the Economy flight). If one flight of the itinerary is an Economy fare and the other is a Business fare, the guest will pay $0 for the base fare for the Economy flight and full cost of the Business fare as it is not eligible for a companion voucher. Voucher may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations to World Elite companion voucher bookings are allowed, except when a Basic fare has been purchased, which is a 100% non-refundable fare with no change options allowed. Bookings may be changed or cancelled online via Manage Trips. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of travel funds. Changes must be made prior to the expiry date of the voucher used for the booking for the voucher to be valid. Guests are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare on the regular ticket, if applicable. Taxes, fees, other ATC charges and any base fare paid for the World Elite companion voucher are not eligible for WestJet dollars accrual. This Offer cannot be combined with any other promotional offer. Seasonal start and end dates may apply to some routes. Certain fare types may be excluded. Unused vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Offer is subject to change at any time. All other WestJet companion voucher terms and conditions remain in effect. For full details for the WestJet RBC World Elite Mastercard companion voucher, click here. Terms and conditions of this voucher are subject to Program Terms and Conditions at the time of redemption.

4 Valid for primary cardholders of the WestJet RBC World Elite MasterCard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when travelling on a group booking (10+ guests on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet’s code-share or interline partners. Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees. More details. May only be used as described and has no monetary or other exchange value.

5 New World Elite benefit “Status Lift”: Starting January 1, 2022, WestJet RBC World Elite Mastercard primary cardholders will have access to a new annual benefit to help you get closer to Silver, Gold or Platinum status each year, “Status Lift”. With Status Lift, you can earn $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year). WestJet’s qualifying year is January 1 to December 31 of each calendar year. “Eligible Purchases” means net purchase transactions (including transactions on additional cards) that appear on your WestJet RBC World Elite Mastercard monthly statements prepared between January 1 and December 31 of each year, explained in further detail below. It is not based on the actual purchase or transaction date.

For example, Teal members earning the maximum of $1,500 in tier qualifying spend on Eligible Purchases with Status Lift would be halfway to achieving the $3,000 in tier qualifying spend to achieve Silver status. Similarly, members with existing Silver, Gold or Platinum status can use the $1,500 Status Lift towards requalifying for their current tier, or moving up to the next tier, as applicable.

Eligible Purchases for Status Lift are purchases for goods and services minus returns and other credits; credits for returns and adjustments will reduce or cancel Status Lift earned. Eligible purchases do not include fees, interest charges, or cash advances (including balance transfers, cash-like transactions and certain bill payments).

Tier Qualifying Spend Tier qualifying spend derived from Status Lift is earned through Eligible Purchases on the WestJet World Elite Mastercard and will be included in the calculation for determining the tier and resulting status of the primary cardholder only, subject to these benefit conditions.

To determine your spend for Status Lift, WestJet will divide the WestJet dollars reported on your WestJet RBC World Elite monthly statement by the standard WestJet dollar earn rate of 1.5%. Any bonus or additional WestJet dollars you may earn will not count towards Status Lift. The date on which your monthly statement is prepared and the WestJet dollars earned as determined by Royal Bank of Canada and reported on your statement will determine the qualifying year that the Eligible Purchases and any resulting Status Lift will be applied to, regardless of when the WestJet dollars are deposited to your WestJet Rewards account. For example, if your monthly statement is prepared on December 27, your Eligible Purchases will count towards Status Lift for the current qualifying year, even if the WestJet dollars are deposited to your account in the following year.

6 The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard primary cardholders only. Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the World Elite Companion Voucher to appear in your WestJet Rewards account, accessible at westjet.com/account. Thereafter the World Elite Companion Voucher is awarded annually 4-6 weeks after the annual fee is charged. Primary cardholder may use their annual World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 CAD; or B) round-trip flight to/from the rest of the WestJet network for $399 CAD. Applicable taxes, fees and other ATC charges on the World Elite Companion Voucher must be paid at time of booking. Additional cardholders are not eligible for the World Elite Companion Voucher offer. The first year World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. RBC and WestJet reserve the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by WestJet and Royal Bank of Canada at its discretion. Terms and conditions of the World Elite Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time.

7 Terms and conditions for exchanging a World Elite companion voucher: Applicable to WestJet RBC World Elite Mastercard primary cardholders with a valid Annual World Elite round-trip companion voucher (“World Elite companion voucher”), deposited into your account 4 – 6 weeks after your first purchase transaction date and 30 days after your credit card renewal date each year thereafter. Additional cards are not eligible for lounges vouchers. All requests to exchange a World Elite companion voucher for Lounge vouchers must be submitted at westjet.com/lounge-exchange. All requests to exchange a World Elite companion voucher must be submitted a minimum of 4 days prior to the cardholder’s planned date of travel and prior to the expiry of the companion voucher. Cardholders will be able to view the lounge vouchers and their expiry date(s) within the Vouchers section of their account. These vouchers will be identified as: Lounge Access – RBC. Lounge vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. Lounge vouchers must be redeemed prior to the expiry date. If you have multiple World Elite companion vouchers, the first to expire will be the first one exchanged. Sign in to see available vouchers at westjet.com. There is no limit on the number of World Elite lounge vouchers that may be exchanged. If a lounge voucher expires after a cardholder has exchanged a World Elite companion voucher but before the lounge voucher has been redeemed, the lounge voucher(s) will not be valid. Once a cardholder has requested an exchange of a World Elite companion voucher for (4) lounge vouchers, the request will be considered final and cannot be cancelled or reversed. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada and WestJet reserve the right to withdraw this offer at any time, even after acceptance by you. Terms and conditions of the lounge voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program and the terms of the WestJet Rewards Program. Terms and conditions for using a lounge voucher: Lounge access – RBC vouchers may be used by the WestJet RBC World Elite Mastercard primary cardholder and their accompanied guests. Guests/companions may only use lounge vouchers when accompanied by the primary cardholder and taking a same-day WestJet flight from the same airport. If the primary cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver status, Lounge access – RBC vouchers may be used for additional guests/companions accompanying them. Lounge vouchers and expiry dates will be available when you sign in to your account at westjet.com. Lounge vouchers are valid at WestJet partner airport lounges only, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. A valid boarding pass displaying the primary cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries. Cardholders will be able to view the lounge vouchers and their expiry date(s) within the Vouchers section of their account. These vouchers will be identified as: Lounge Access – RBC. Unused World Elite companion vouchers and lounge vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Voucher may only be used as described, has no monetary or other exchange value and is non-transferable. Terms and conditions of this benefit are subject to the WestJet Rewards Program Terms and Conditions at the time of redemption.

8 You will earn up to 1.5% back in WestJet dollars on your everyday purchases and up to 2.0% back when you purchase WestJet flights or WestJet Vacations packages, depending on the card you choose. The additional 0.5% back in WestJet dollars is calculated separately and is in addition to the WestJet dollars you earn on everyday purchases, however it may not be accrued under certain circumstances. To qualify for the additional 0.5% in WestJet dollars, WestJet or WestJet Vacations must appear as a merchant on your credit card statement. WestJet dollars are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally charged.

WestJet dollars can be used towards payment of the base fare of an eligible flight or vacation package, available on www.westjet.com or through WestJet’s contact centre. WestJet dollars cannot be applied against taxes, fees or charges and can only be used for new bookings. Minimum redemption rules apply when purchasing Economy, Premium or Business fares; the entire base fare must be paid with WestJet dollars when purchasing a Member Exclusive fare. A minimum redemption amount of 50 WestJet dollars per booking applies for WestJet Vacations package bookings. Other restrictions may apply and are subject to change at any time. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookings, travel arrangements and other services offered or provided by WestJet. WestJet, not Royal Bank of Canada, is responsible for WestJet Rewards.

10 WestJet dollars directly earned from purchase transactions with WestJet or its partners, including by obtaining or using a WestJet RBC credit card, are defined as base rewards and do not expire due to the passage of time. WestJet dollars awarded through promotions, compensation, or limited-time promotional offers are bonus rewards and may expire according to terms or conditions of the individual promotion or initiative.

11 Available in-flight on aircraft where WestJet Connect is available. Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.

12 To participate in this offer, you must link your WestJet RBC World Elite Mastercard (“RBC Card”) to a Petro-Points Account. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

13 Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions.

14 Mastercard Airport Experiences, provided by LoungeKey, are being provided as a benefit to cardholders with eligible and valid World Elite Mastercard cards. Each eligible World Elite Mastercard cardholder is entitled to a complimentary membership to LoungeKey Airport Lounges (as long as they remain a World Elite Mastercard cardholder). Access to participating LoungeKey Airport Lounges is at the cost of US$32 per person (subject to change), per visit, and lounge access charges will be billed to the World Elite Mastercard card connected to cardholder’s LoungeKey membership. To view a full list of participating LoungeKey Airport Lounges, their facilities, opening times and restrictions cardholders can visit https://airport.mastercard.com. By using this service, you agree to all LoungeKey’s terms and conditions, including privacy and security policies available at https://airport.mastercard.com. These policies may be amended and/or updated at any time and without notice. RBC is not responsible for any claims or damages arising from use of LoungeKey Airport Lounges. RBC is not responsible for this benefit. RBC reserves the right to modify or cancel this benefit at any time and without notice.

15 Mastercard Travel Rewards is provided by Mastercard as a benefit to cardholders of eligible World Elite Mastercard credit cards. Mastercard, not Royal Bank of Canada, is responsible for this benefit. Offers are subject to terms and conditions and may be subject to change without notice, detailed on at www.mastercard.ca/worldelite To be eligible for the offer, the grantee must make purchases in local currency and meet the minimum purchasing requirements. Offers are subject to change without notice.

16 Mastercard On-Demand Apps and Subscription Services is provided by Mastercard as a benefit to cardholders of eligible World Elite Mastercard credit cards. Mastercard, not Royal Bank of Canada, is responsible for this benefit. Offers are subject to terms and conditions and may be subject to change without notice, detailed on at www.mastercard.ca/worldelite To be eligible for the offer, the grantee must make purchases in local currency and meet the minimum purchasing requirements. Offers are subject to change without notice.

17 Within the Economy cabin, Member Exclusive Economy is discounted off Econo fare bundle. Within the Premium cabin, Member Exclusive Premium is discounted off Premium fare bundle. Within the Business cabin, Member Exclusive Business is discounted off Business fare bundle. Member Exclusive fares are not discounted off the following fare bundles: Basic, EconoFlex, PremiumFlex and BusinessFlex.

18 Certain coverage underwritten by Aviva General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your printed Welcome Kit for complete details or online in Credit Card Documentation.

19 Coverage underwritten by Aviva General Insurance Company.

20 Under 65 years of age, first 15 days of consecutive coverage. For age 65 and over, first 3 days of consecutive coverage. Coverage underwritten by RBC Insurance Company of Canada.

21 Please refer to the insurance certificate for complete details. Trip Interruption Insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000 when the covered reason occurs during your trip. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your WestJet RBC World Elite Mastercard and/or WestJet dollars, due to a covered risk, including the extra costs of economy class transportation to your departure point. Coverage underwritten by RBC Insurance Company of Canada. Coverage underwritten by RBC Insurance Company of Canada.