RBC ION Visa Card

Welcome Bonus
7,000 Avion Points
  • No annual fee
Annual Fee
$0
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
22.99%
21.99% (QC)
Balance Transfer Rates
22.99%
21.99% (QC)
Ion Card Front Rgb Fre
RBC ION Visa Card
7,000 Avion Points
Apply Now

Offer

Get 7,000 Avion points upon approval^ - that’s $50 of value in gift cards!

Points and Rewards

  • Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more1
  • Earn 1X Avion point for every $1 spent on all other qualifying purchases1
  • Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card2

No annual fee

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount 7,000 Avion Points

Earnings

Per dollar of purchases

All Spending 1 Avion Point
Groceries 1.5 Avion Points
Gas 1.5 Avion Points
Dining and Food delivery 1 Avion Point
Convenience Stores 1 Avion Point
Drugstores 1 Avion Point
Local Transport 1.5 Avion Points
Travel 1 Avion Point
Entertainment 1 Avion Point
Recurring Payments 1 Avion Point
Telecom/Internet 1 Avion Point
Streaming services 1.5 Avion Points
Online transactions 1 Avion Point
Office Supplies 1 Avion Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the RBC ION Visa card, get 7,000 Avion points upon approval^, worth approximately $50 in gift cards+!.

This RBC credit card with no annual fee lets you earn 1.5X Avion points per dollar in the following categories1:

  • Groceries
  • Transit, gas, and electric vehicle charging
  • Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases1.

Plus, save 3¢ per litre on fuel at Petro-Canada and get 20% more points when you pay with an eligible linked RBC card4.

Frequently Asked Questions

Alternative Cards

3.7

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