Air France KLM World Elite Mastercard®

Air France KLM World Elite Mastercard®
Welcome Bonus
30 XP
Ends Dec 15, 2022
Annual Fee
$132
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
21.5 %
Balance Transfer Rates
19.99 %

Offer

  • New card holder bonus: 30 XP yearly + 30 XP as a welcome bonus
  • Up to 30 Miles per $1 spent at Merchant Partners
  • 2 Miles per $1 spent on food and drinks (restaurants, bars)
  • 1 Mile per $1 spent everywhere else
  • Free Wi-Fi Boingo
  • Annual fee: $132

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $132
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.5%
Balance Transfer Rates 19.99%
Purchase Rate (QC) 19.99%
Cash Advance Rate (QC) 21.5%
Balance Transfer Rates (QC) 19.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Dec 15, 2022
Wifi Access
Costco

Earnings

Per dollar of purchases

All Spending 1 mile
Groceries 1 mile
Gas 1 mile
Dining and Food delivery 2 miles
Convenience Stores 1 mile
Drugstores 1 mile
Local Transport 1 mile
Travel 1 mile
Entertainment 1 mile
Recurring Payments 1 mile
Telecom/Internet 1 mile
Streaming services 1 mile
Online transactions 1 mile
Office Supplies 1 mile

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$150,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
$1,500
1 year
Price Protection

Our review

With the Air France KLM World Elite Mastercard, you can earn Flying Blue Miles on all your purchases:

  • 2 miles per dollar on food and drinks
  • 1 mile per dollar on all other purchases

As an Air France KLM World Elite Mastercard credit cardholder, you earn 30 XP yearly to help you qualify for Flying Blue Elite Status.

This card comes with many insurance coverages for your purchases and travels.

Right now, for a limited time, you can get an additional 30 XP and a first-year annual fee waiver.

Alternative Cards

  • Air Canada Benefits
  • NEXUS Credit
  • Visa Infinite Benefits

Earn up to $1,400 in value including up to 50,000 Aeroplan points, no annual fee for the first year and additional travel benefits. Must apply online by January 3, 2023.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • Earn 20,000 Aeroplan points when you spend $1,500 within 90 days of Account opening.
  • Plus, earn an additional 20,000 Aeroplan points when you spend $7,500 within 12 months of Account opening
  • Enroll for NEXUS and once every 48 months get an application fee rebate, and share free first checked bags
  • Plus, get an annual fee rebate for the first year.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 4, 2023.

  • Earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point for every $1 spent on all other Purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
  • Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks® Rewards account. Conditions apply. Learn more.
  • Earn Aeroplan Points on your everyday purchases
  • Redeem your points for travel and more.
  • Take advantage of an extensive suite of travel insurance.
  • Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
  • Complimentary Visa Infinite Concierge : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
Legal

Terms and conditions apply.

Annual Fee
  • Primary card $139
  • Additional card $75
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 20.99 %
  • Balance Transfer Rates 20.99 %
Earning Rate
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
  • Air Canada1.5Aeroplan Points
Value
  • Year 1 $1,703
  • Year 2+ $425
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
21 day(s)
Travel medical insurance up to 64 years old
$2,000,000
21 day(s)
Travel medical insurance 65+
$2,000,000
4 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn AVIOS Points
  • Premium Insurance

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite. Apply by September 30, 2022.

Receive up to 60,000 Aviosˆ, here’s how:

  • Step 1: Receive 15,000 Avios as welcome bonus upon approvalˆ
  • Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 monthsˆ
  • Step 3: Another 10,000 bonus Avios after your first yearˆ
  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases*
  • Collect double Avios when you shop with British Airways and BA Holidays*
  • Earn a Companion Award eVoucher when you spend $30,000 CAD annually˜
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for flights and more – you can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or reward flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide**
  • Comprehensive Insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected3.
  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription± – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card $165
  • Additional card $75
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.50 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1Avios
  • Groceries1Avios
  • Gas1Avios
Value
  • Year 1 $1,093
  • Year 2+ $243
Best For
Transfer Partners
  • British Airways Executive Club

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • 5X points on groceries and dining
  • Use your points as a statement credit on any purchase
  • Transfer your points to airline and hotel partners
  • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year That’s up to $300 towards a weekend getaway or concert tickets
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
  • Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
Legal

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.

Annual Fee
  • Primary card $155.88
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 21.99 %
  • Balance Transfer Rates
Earning Rate
  • Groceries5Membership Rewards points
  • Dining and Food delivery5Membership Rewards points
  • Convenience Stores5Membership Rewards points
Value
  • Year 1 $1,309
  • Year 2+ $799
Best For
Transfer Partners
  • American Express Membership Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500
  • Earn WestJet dollars on your purchases
  • Premium Insurance
  • Accepted at Costco
  • Get up to 450 welcome WestJet dollars1– that could be up to $1,350 on travel saved in your first year2!
  • Get your first companion voucher redeemable for a round-trip ticket for $119.00 CAD3 (plus taxes, fees and other charges for air travel) when you use your card3.
    • Travel within Canada or to the continental U.S., from $119 $03
    • Travel to Hawaii or Mexico from $399 $03
    • Travel to the rest of the WestJet network for $3993
    • Applicable on Economy fares. Plus taxes, fees and other ATC charge.
  • Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers7.
  • Get a Status Lift. Everyday purchases will bring you closer to achieving status with WestJet5 Tier status gives you more out of your travel experience with benefits such as: lounge access, priority services, advance seat selection, complimentary upgrades, and higher WestJet dollar earn rates when you fly with WestJet. Learn more at www.westjet.com/statuslift!

Save up to $1,350 on your next trip with the WestJet RBC World Elite Mastercard2

  • Step 1: Apply for a WestJet RBC World Elite Mastercard and get up to 450 welcome WestJet dollars (a value of up to $450) when you spend a minimum of $5,000 in the first 3 months on your card1.
  • Step 2: Book your trip with WestJet
    • Save $240 with free first checked bags4 for a family for 4 (traveling on the same reservation)1
    • Pay only $119 for the second guest using your annual World Elite round-trip companion voucher on flights within Canada or to the continental U.S. (plus taxes, fees and charges)7
  • Step 3: Save on your next trip2! That’s travel, made better.

Savings value calculated based on select round-trip Econo fare flights within Canada when using the companion voucher, free first checked bags for a family of 4, and for a limited time, 450 welcome WestJet dollars with minimum spend2.

  • First free checked bags for the primary cardholder on WestJet flights4 and up to 8 guests on the same reservation
  • Earn 1.5% back in WestJet dollars for everyday purchases you make on your card8
  • Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card8
  • Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages9 — no blackout periods and your WestJet dollars don’t expire — to destinations across North America, Central America, the Caribbean and Europe.
  • Travel coverage including emergency medical insurance20 as well as trip interruption insurance21, hotel burglary18 and rental car insurance19. Even eligible purchases you make on the card are protected. Even eligible purchases you make on the card are protected.
  • Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel12 and always earn 20% more Petro-Points13 at Petro-Canada.
  • Free Boingo Wifi for Mastercard holders11 at over 1 million hot spots

Get $0 delivery fees for 12 months from DoorDash^ Add your eligible RBC credit card to your DoorDash account to:

  • Get a 12-month complimentary DashPass subscription± – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card $119
  • Additional card $59
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1.5Westjet dollars
  • Groceries1.5Westjet dollars
  • Gas1.5Westjet dollars
Value
  • Year 1 $691
  • Year 2+ $241
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500