BMO AIR MILES® Business Mastercard®*

BMO AIR MILES® Business Mastercard®*

The Best AIR MILES Credit Card for small business owners.

For a limited time, Get 3,000 AIR MILES Bonus Miles and the $120 annual fee waived in the first year with this offer!

Welcome Bonus

Up to 3,000 AIR MILES Bonus Miles

Value

$347

Best For

Annual Fee

$120

First Year Annual Fee Rebate (terms apply)
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %


Offer

Offer
  • No annual fee for the first year*
  • Get up to 3,000 AIR MILES Bonus Miles*
  • Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store.*
  • Earn 1 AIR MILES Reward Mile on every $10 you spend*
  • Plus – earn 1.25X the Miles when you use your card at participating Shell stations*
  • 25 payment grace days*
  • Use your card at Costco locations across Canada*

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Welcome Bonus Up to 3,000 AIR MILES Bonus Miles
Minimum Spending Required $5,000
Rewards Type Travel points
Transfer Partners AIR MILES
Loyalty Program AIR MILES
Online transactions 0.1
AIR MILES partners 0.1
Air Canada 0.1
Streaming services 0.1
Costco

Value

Value
For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 10.5 ¢
Welcome Offer Value ≈ $315
Points earned with minimum purchases to get the Welcome Offer
(1 Mile per $10 or $20 in Card purchases)
≈ $32
Annual fee $0
Estimated Value ≈ $347

 

Insurance

Common Carrier Travel Accident Insurance