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CIBC’s Best Credit Cards

CIBC Cash Back Credit cards

CIBC Dividend® Visa Infinite* Card

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

With this Card, you earn:

  • 4% cash back on eligible gas and groceries purchases
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% on all other purchases

Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate (a $120 value)!

And this card has comprehensive insurance:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Trip Interruption Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Dividend Platinum® Visa* Card

If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With the CIBC Dividend® Platinum Visa* Card, you earn:

  • 3% cash back on eligible gas and grocery purchases
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% on all other purchases

Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate!

And this card has valuable insurance:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Travel Credit Cards

CIBC Aventura® Visa Infinite* Card

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards and benefits in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

You can earn up to 35,000 points:

  • Get 20,000 Aventura Points when you make your first purchase
  • Also, in your first year you can also earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!

Plus, you can get a first-year annual fee rebate (a $139 value).

With this Card, you earn:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases†

The CIBC Aventura® Visa Infinite* Card also offers:

  • Airport lounges access: A Priority Pass membership and 4 complimentary visits per year
  • A NEXUS application fee rebate (a $50 value)

And this card has comprehensive insurance:

  • Mobile Device Insurance (it’s one of the few cards in Canada to offer this)
  • Hotel Burglary Insurance
  • Trip Cancellation and Trip Interruption Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision and Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Flight Delay and Baggage Insurance

CIBC Aventura® Gold Visa* Card

If you don’t meet the income requirements for the CIBC Aventura® Visa Infinite* Card, you could apply for the CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

You can earn up to 35,000 points:

  • Get 20,000 Aventura Points when you make your first purchase
  • Also, in your first year you can also earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!

Plus, you can get a first-year annual fee rebate (a $139 value).

With this Card, you earn:

  • 2 Aventura Points for every $1 spent when you purchase your trip through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores
  • 1 Aventura Point for every $1 spent using your card

The CIBC Aventura® Gold Visa* Card also offers:

  • Airport lounges access: 4 complimentary visits per year and a Priority Pass membership
  • $50 for your NEXUS application fee

And this card has comprehensive insurance:

  • Mobile Device Insurance (it’s one of the few cards in Canada to offer this)
  • Hotel Burglary Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Flight Delay and Baggage Insurance

CIBC No-Fee Credit Cards

CIBC Dividend® Visa* Card

The CIBC Dividend® Visa* Card is one of the best no-fee Visa credit cards with cash back in Canada.

With this Card, you earn:

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
  • 0.5% cash back on all other purchases†

And this card has valuable insurance:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Aventura® Visa* Card

The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

You can get 7,500 bonus Aventura Points when you make your first purchase. Plus, earn up to 2,500 additional Aventura Points for a total of 10,000 points.

With this Card, you earn:

  • 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every $2 spent on all other purchases

And this card has valuable insurance:

  • Auto Rental Collision and Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Student Credit Cards

CIBC Dividend® Visa* Card for Students

The CIBC Dividend® Visa* Card for Students is one of the best Student Visa credit cards with cash back in Canada.

With this Card, you earn:

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases†

Also, with this credit card, you get a free SPC membership, to save instantly when you shop over 450 deals in-store and online.

Currently, you get $30 cash back after you make your first purchase!

And this card has valuable insurance:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Aventura® Visa* Card for Students

The CIBC Aventura® Visa* Card for Students is one of the best Student Visa credit cards with travel rewards in Canada.

You can earn up to 2,500 Aventura Points.

With this Card, you earn:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†
  • 1 point for every $2 spent on all other purchases†

Also, with this credit card, you get a free SPC membership, to save instantly when you shop over 450 deals in-store and online.

And this card has valuable insurance:

  • Auto Rental Collision and Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Balance Transfer Credit Card

CIBC Select Visa* Card

The CIBC Select Visa* Card is one of the best balance transfer Visa credit cards in Canada.

With this Card, you get 0% interest on balance transfers for your first 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card.

Currently, you get a first-year annual fee rebate (a $29 value)!

And this card has valuable insurance:

  • $100,000 Common Carrier Accident Insurance

All CIBC Credit Cards

Frequent Asked Questions about credit cards

Here are some frequently asked questions in the milesopedia community about CIBC credit cards in Canada.