Best CIBC Credit Cards

CIBC Travel Rewards Credit Cards

CIBC Aventura^® Visa Infinite* Card

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

You can earn up to 40,000 Aventura points with this CIBC digital exclusive offer for Milesopedia readers.

• 20,000 Aventura Points when you make your first purchase†
• Then get 20,000 Aventura Points when you spend $1,000 or more in the first 4 monthly statement periods.†

Plus, you can get a first-year annual fee rebate (a $139 value). With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
• 1 point for every $1 spent on all other purchases†

The CIBC Aventura® Visa Infinite* Card also offers:

• Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

CIBC Aventura^® Gold Visa* Card

If you don’t meet the income requirements for the CIBC Aventura® Visa Infinite* Card, you could apply for the CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

You can earn up to 40,000 Aventura points with this CIBC digital exclusive offer for Milesopedia readers.

• 20,000 Aventura Points when you make your first purchase†
• Then get 20,000 Aventura Points when you spend $1,000 or more in the first 4 monthly statement periods.†

Plus, you can get a first-year annual fee rebate (a $139 value). With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
• 1 point for every $1 spent on all other purchases†

The CIBC Aventura® Gold Visa* Card also offers:

• Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)

Please note that the CIBC Aventura® Gold Visa* Card offer is on the same CIBC page as the CIBC Aventura® Visa Infinite* Card. To apply for this card, scroll down!

CIBC Cash Back Credit Cards

CIBC Dividend^® Visa Infinite* Card

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.

With this CIBC Cash Back Credit Card, you get:

• 4% cash back on eligible gas, electric vehicle charging and grocery purchases
• 2% cash back on eligible transportation, dining purchases and recurring payments
• 1% on all other purchases

Here’s a digital exclusive offer from CIBC to Milesopedia readers:

For a limited time, earn a 15% cash back welcome bonus of up to $300 (first 4 statements). And you’ll get a first-year annual fee rebate!

And this CIBC Cash Back Credit Card offers many insurance coverages:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Flight Delay and Baggage Insurance
• Trip Interruption Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Purchase Security and Extended Protection Insurance

CIBC Dividend Platinum^® Visa* Card

If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With the CIBC Dividend® Platinum Visa* Card, you get:

• 3% cash back on eligible gas, electric vehicle charging and grocery purchases
• 2% cash back on eligible transportation, dining purchases and recurring payments
• 1% on all other purchases

For a limited time, earn a 15% cash back welcome bonus of up to $300 (first 4 statements). And you’ll get a first-year annual fee rebate!

And this CIBC Cash Back Credit Card offers some insurance coverage:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC No annual fee Credit Cards

CIBC Dividend^® Visa* Card

The CIBC Dividend® Visa* Card is one of the best no-fee cash back Visa credit cards in Canada.

For a limited time, earn 5% cash back (up to $100 cash back)†.

With this no annual fee CIBC Credit Card, you get:

• 2% cash back on eligible grocery purchases
• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
• 0.5% cash back on all other purchases†

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC Aventura^® Visa* Card

The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

Get up to 12,000 Aventura Points (up to $120 in travel value†):

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
• 9,500 Aventura Points after you make your first purchase.

With this no annual fee CIBC Aventura Credit Card, you get:

• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
• 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

• Auto Rental Collision and Loss Damage Insurance
• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC Student Credit Cards

CIBC Dividend^® Visa* Card for Students

The CIBC Dividend® Visa* Card for Students is one of the best Student Cash Back Visa credit cards in Canada. For a limited time, get $60 cash back after you make your first purchase within the first 4 months!†

With this CIBC Student Credit Card, you get:

• 2% cash back on eligible grocery purchases
• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
• 0.5% cash back on all other purchases†

Plus, with this CIBC Student Credit Card, you get a free SPC membership for instant savings when you make over 450 transactions in-store and online. And this CIBC Student Credit Card offers some insurance coverages:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC Aventura^® Visa* Card for Students

The CIBC Aventura® Visa* Card for Students is one of the best Student Visa credit cards with travel rewards in Canada.

Get up to 12,000 Aventura Points (up to $120 in travel value†):

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
• 9,500 Aventura Points after you make your first purchase.

With this CIBC Aventura Student Credit Card, you get:

• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
• 1 point for every $2 spent on all other purchases†

Plus, with this CIBC Student Credit Card, you get a free SPC membership for instant savings when you make over 450 transactions in-store and online. And this CIBC Student Credit Card offers some insurance coverage:

• Auto Rental Collision and Loss Damage Insurance
• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

CIBC Credit Cards for Balance Transfer

CIBC Select Visa* Card

The CIBC Select Visa* Card is one of the best balance transfer Visa credit cards in Canada.

With this CIBC Credit Card with a balance transfer option, you earn 0% interest on balance transfers for up to 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card. Once this promotional period ends, the standard card interest rate of 13.99% will apply to any remaining balance. This interest rate is lower than the rates charged by many other credit cards.

For example, you could make large purchases on another credit card (such as home improvement, furniture or appliances) and transfer your balance to the CIBC Select Visa* Card to take advantage of its 0% interest rate on balance transfers for ten months.

CIBC Select Visa* Card users can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.

The CIBC Select Visa* Card has an annual fee of $29, which is waived in the first year, and requires an annual household income of at least $15,000 to qualify. Despite its lack of additional benefits, the CIBC Select Visa* Card comes with up to $100,000 in Common Carrier Accident Insurance and allows users to add up to three authorized users at no additional cost.

CIBC Credit Card Rewards by Milesopedia

Best Cash Back Card 2022

The CIBC Dividend^® Visa Infinite* Card is the Best Cash Back Credit Card in 2022 in Canada for these reasons:

• High cash back earning rate on everyday purchases: 4% on gas and groceries, 2% on transportation, dining and recurring payments and 1% on everything else
• The minimum cash back redemption amount is $25
• Accepted at almost every retailer

Best Cash Back Card - Grocery - 2022

The CIBC Dividend^® Visa Infinite* Card is the Best Cash Back Credit Card for Groceries in 2022 in Canada for these reasons:

• High cash back earning rate on everyday purchases: 4% on gas and groceries, 2% on transportation, dining and recurring payments and 1% on everything else
• The minimum cash back redemption amount is $25
• Accepted at almost every retailer

Best Travel Credit Card - Students - 2022

The CIBC Aventura Visa* Card for Students is the Best Travel Credit Card For Students in 2022 in Canada for these reasons:

• Earning categories for everyday purchases
• Free registration to the SPC program offering discounts to students
• Insurance coverage
• Accepted at almost every retailer
• No minimum income required
• No annual fee

Best Balance Transfer Credit Card - 2022

The CIBC Select Visa* Card is the Best Balance Transfer Credit Card in 2022 in Canada:

• Recurring offer for 0% interest on balance transfers for up to 10 months, subject to a 1% transfer fee.