Offer
Terms of the offer
- Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
- Plus, no annual fee in the first year, including on supplementary cards.1
- A welcome offer value of $350
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Visa Infinite Dining Series
- Visa Infinite Music Series
- Wine Country Wonders
- Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
- Rates, fees and other information are effective as of Nov 1, 2020. Subject to change.
Personal Income
$60000
Household Income
$100000
Annual Fee
$120
First Year Annual Fee Rebate
First Additional Card
$30
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Offer ends on
Feb 28, 2021
Welcome Bonus
10% cash back
Rewards Type
Cash Back
Loyalty Program
Remises en argent
All Spending
1 %
Local Transport
2 %
Groceries
4 %
Gas Stations
2 %
Recurring Payments
4 %
Concierge
Common Carrier Travel Accident Insurance
Common Carrier Travel Accident Insurance Amount
$500000
Common Carrier Travel Accident Insurance Details
When you charge at least 75% of the full cost of common carrier travel fares to your Scotia Momentum® VISA Infinite* card, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.
Flight Delay Insurance
Flight Delay Insurance Amount
$500
Flight Delay Insurance Details
You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four (4) hours or more to a limit of $500 per trip for all insured travellers. Simply charge at least 75% of the full cost of your tickets to your Scotia Momentum® VISA Infinite* card.
Delayed Baggage Insurance
Delayed Baggage Amount
$500
Delayed Baggage Details
When you purchase common carrier tickets with your Scotia Momentum® VISA Infinite* card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotia Momentum® VISA Infinite* card coverage will pay any benefit. The delayed luggage benefit is limited to $500 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Lost/Stolen Baggage Insurance
Lost/Stolen Baggage Insurance Amount
$500
Lost/Stolen Baggage Insurance Details
When you purchase common carrier tickets with your Scotia Momentum® VISA Infinite* card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the replacement cost of the covered luggage or the cash value at the time of loss, to a maximum of $500. The carrier must provide you with a cash settlement before Scotia Momentum® VISA Infinite* card coverage will pay any benefit. The delayed luggage benefit is limited to $500 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.
Trip Interruption Insurance
Trip Interruption Insurance Amount Per Person
$2000
Trip Interruption Insurance Details
The Scotia Momentum® VISA Infinite* card can protect your travel investment with trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,000 per insured person (maximum $10,000 per trip) for Trip Interruption. You must charge at least 75% of trip expenses to your Scotia Momentum® VISA Infinite* card.
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration
15
Travel medical insurance up to 64 years old - Details
Oui
Auto Rental Loss/Insurance
Auto Rental Loss/Insurance - Amount MSPP
$65000
Auto Rental Loss/Insurance - Details
When you charge the entire cost of car rental to your Scotia Momentum® VISA Infinite* card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.
Purchase Protection
Purchase Protection - Duration
90
Purchase Protection - Amount
$500
Purchase Protection - Details
Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotia Momentum® VISA Infinite* card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotia Momentum® VISA Infinite* card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Extended Warranty
Extended Warranty - Details
Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotia Momentum® VISA Infinite* card. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage. When you use your Scotia Momentum® VISA Infinite* card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase. There is a maximum lifetime liability of $60,000 under the Purchase Security and Extended Warranty coverages.
Extended Warranty - Duration
1
Legal
Disclaimer
◊ The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by February 28, 2021 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.