Offer
- SPECIAL OFFER Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards. Offer ends 30 April 2023.
- Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
- Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
- Earn 1% cash back on all other purchases with no cash back limit.
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
Other Insurance
Our review
The Scotia Momentum® VISA Infinite* Card is recognized year after year as one of the best cash back credit cards in Canada.
Currently, there is no annual fee in the first year, including on additional cards. And you can earn 10% cash back on all purchases for the first three months (up to $2,000 in total purchases).
With the Scotia Momentum® VISA Infinite* card, you get:
- 4% on groceries and recurring payments
- 2% on gas and daily transit
- 1% on all other purchases
The Scotia Momentum® VISA Infinite* card is an excellent Visa credit card for cash back rewards.
And its insurance benefits are excellent!
Frequently Asked Questions
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What are the Visa Infinite benefits of the Scotia Momentum® VISA Infinite* Card?
Because the Scotia Momentum® VISA Infinite* Card is a Visa Infinite credit card, you receive several benefits:
- Visa Infinite Luxury Hotel Collection
- Visa Infinite Concierge
- Visa Infinite Dining Series
- Wine country benefits
- Troon Rewards for Golf
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What are the insurance coverages of the Scotia Momentum® VISA Infinite* Card?
With the Scotia Momentum® VISA Infinite* Card, you’ll benefit from many insurance coverages:
- Travel Emergency Medical Insurance
- Trip Cancellation and Trip Interruption Insurance
- Flight delay insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
- Rental Car Collision Loss/Damage Insurance
- New Mobile Device Insurance
- Purchase Security & Extended Warranty Protection
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How much cash back rewards can I earn with the Scotia Momentum® VISA Infinite* Card?
With the Scotia Momentum® VISA Infinite* card, you get:
- 4% on groceries and recurring payments
- 2% on gas and daily transit
- 1% on all other purchases
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How do I redeem cash back rewards earned with my Scotia Momentum® VISA Infinite* Card?
You can redeem your cash back rewards earned with your Scotia Momentum® VISA Infinite* card as a statement credit for any purchase.
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How do I apply for the Scotia Momentum® VISA Infinite* Card?
To apply for the Scotia Momentum® VISA Infinite* Card, simply click on the Apply Now button. You will be redirected to the Scotiabank’s website where you can securely apply for this credit card.
Scotiabank will then let you know if you are approved for that credit card. If approved, you will receive your Scotia Momentum® VISA Infinite* Card in the mail.
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Is the Scotia Momentum® VISA Infinite* Card the best credit card from Scotiabank?
Yes, the Scotia Momentum® VISA Infinite* Card is one of the best credit cards offered by Scotiabank.
The Scotia Momentum® VISA Infinite* Card stands out thanks to:
- Cash back earning rate
- Insurance coverage
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How does the Scotia Momentum® VISA Infinite* Card compare to other credit cards?
On Milesopedia, you can easily compare credit cards. You can add the Scotia Momentum® VISA Infinite* Card to the credit card comparison tool and compare it with other credit cards.
Alternative Cards
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*Conditions apply.