Scotia Momentum® VISA Infinite* Card

Scotia Momentum® VISA Infinite* Card

One of the best cash back Visa credit cards in Canada. Earn up to 4% cash back on your everyday purchases.

Take advantage of this exceptional welcome offer for a limited time: 10% cash back and no annual fee in the first year!

Value

$200

Welcome Bonus

10% for 3 months Ends Aug 31, 2021

Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)


Offer

Offer
  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
  • Plus, no annual fee in the first year, including on supplementary cards.1
  • A welcome offer value of $350
  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage
  • Rates, fees and other information are effective as of March 1, 2021. Subject to change.

 

 

Fees & Conditions

Personal Income $60000
Household Income $100000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $30
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%

Advantages

Offer ends on Aug 31, 2021
Welcome Bonus 10% for 3 months
Minimum Spending Required $2000
Minimum Spending Timeframe 90 day(s)
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
All Spending 1
Local Transport 2 %
Groceries 4
Gas 2
Recurring Payments 4 %
Concierge

Value

Value

We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)

 

Calculation of the offer value
in the first year
Value per point 1.0 ¢
Welcome bonus up to $200
Annual fee $0
Value $200

 

Insurance

Common Carrier Travel Accident Insurance Amount $500000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Trip Interruption Insurance Amount Per Person $2000
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65000
Purchase Protection - Amount $500
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)