BMO eclipse Visa Infinite* Card

Welcome Bonus
Up to 80,000 Points + First Year Annual Fee Rebate*
  • First Year Annual Fee Rebate
  • 5X points on groceries, gas, dining and transit
  • $50 Anniversary Lifestyle Credit
Annual Fee
$120
First Year Annual Fee Rebate (terms apply)*
Interest rates
Purchase Rates
21.99%
Cash Advance Rates
23.99%
21.99% (QC)
Balance Transfer Rates
23.99%
21.99% (QC)
Milesopedia's Best Credit Cards in Canada for 2024 - GasTransportation BestCreditCard Milesopedia 2024
bmo eclipse visa infinite exclusive card rect
BMO eclipse Visa Infinite* Card
Up to 80,000 Points + First Year Annual Fee Rebate*
Apply Now

Offer

Get up to $1,200 in value, including up to 80,000 bonus points, a monthly statement credit for streaming services, a $50 statement credit, and no annual fee for the first year.*

  • Earn 5x the BMO Rewards points on groceries, delivered or takeout meals, rideshares, public transit, and gas*
  • Plus, earn 1 point for every dollar spent on everything else*
  • Get a $50 lifestyle anniversary credit to use as you wish*
  • Mobile Device Insurance that covers you for up to $1,000 per occurrence*
  • Earn 10% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions and you can redeem your points for as little as $1*
  • Extended Warranty* and Purchase Protection*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

Card Awards

Milesopedia's Best Credit Cards in Canada for 2024 - GasTransportation BestCreditCard Milesopedia 2024
Best Credit Cards in Canada in 2023 - Best Credit Card for Gas and Transportation
Ranking of the Best Credit Cards in Canada in 2022 - Best Travel Credit Card Gas and Transportation
Ranking of the Best Credit Cards in Canada in 2022 - Best Travel Credit Card Grocery Visa
Best Visa restaurant travel credit card

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 80,000 Points + First Year Annual Fee Rebate*
Annual Credit

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 5 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 5 Points
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
21 day(s)
Travel medical insurance up to 64 years old
$5,000,000
21 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Insurance Document

Our review

Exclusive offer: the BMO eclipse Visa Infinite* Card is one of the best Visa Infinite rewards credit cards in Canada. Thanks to our exclusive offer, you can earn up to 80,000 BMO Rewards points, for a total value of up to $1,200.

The welcome offer also includes a monthly statement credit for streaming services, an annual $50 lifestyle credit, and no annual fee for the first year (a $120 value).

With the BMO eclipse Visa Infinite* Card, you also get:

  • 5x BMO Rewards points for every dollar spent on groceries, meal delivery or takeout, rideshare, public transit, and gas*
  • 1 BMO Rewards point for every dollar spent on all other purchases*
  • 10% more points when you add an authorized user to your account*
  • Mobile device insurance offering coverage up to $1,000*
  • The Pay with Points feature, which allows you to redeem your points on recent purchases starting at $1*
  • Six months of Instacart+ membership plus a monthly $10 Instacart credit with an eligible card*

Frequently Asked Questions

Alternative Cards

4

Receive our newsletter every week!

Savings are this way:

Milesopedia