BMO eclipse Visa Infinite* Card

BMO eclipse Visa Infinite* Card

Earn up to 5x points for everyday purchases. Use your points for travel (flights, hotels, cruises, etc.) or cash back.

Take advantage of this limited-time welcome offer!

Welcome Bonus

Up to 40,000 points



Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)

Purchase Rates

20.99 %

Cash Advance Rates

23.99 %

Balance Transfer Rates


  • Welcome offer: Get up to 40,000 points and the $120 annual fee waived in the first year¹
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit²
  • Get 1 BMO Reward for every $1 spent on everything else⁵
  • Get a $50 annual lifestyle credit to spend however you want⁴
  • Earn 10% more points when you add an authorized user to your account³
  • Mobile Device Insurance that covers you for up to $1,000⁷
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1⁶

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Cash Advance Rate (QC) 21.99%


Welcome Bonus Up to 40,000 points
Minimum Spending Required $3,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners BMO Rewards
Loyalty Program BMO Rewards
All Spending 1
Travel 1
Local Transport 5
Dining and Food delivery 5
Groceries 5
Convenience Stores 1
Gas 5
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Value per point 0.67 ¢
Welcome bonus approximately $168
Annual credit $50
Annual fee $0
Value approximately $218



Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Lost/Stolen Baggage Insurance Amount $750
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $2,000
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 21 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection - Amount $60,000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More
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