BMO eclipse Visa Infinite* Card

BMO eclipse Visa Infinite* Card

The New Visa Card From BMO. 5x the points on groceries, dining, gas and transit. Get a $50 annual lifestyle credit.

For a limited time, Get up to 40,000 points and the $120 annual fee waived in the first year with this offer!

Value

$415

Welcome Bonus

Up to 40,000 points

Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)


Offer

Offer
  • Welcome offer: Get up to 40,000 points and the $120 annual fee waived in the first year*
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $50 annual lifestyle credit to spend however you want*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 10% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1

Fees & Conditions

Personal Income $60000
Household Income $100000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%

Advantages

Welcome Bonus Up to 40,000 points
Minimum Spending Required $3000
Minimum Spending Timeframe 90
Rewards Type Travel points
Loyalty Program BMO Récompenses
All Spending 1
Travel 1
Local Transport 5
Restaurants 5
Groceries 5
Convenience Stores 1
Gas Stations 5
Pharmacies 1
Office Supplies 1
Telecom/Internet 1
Food Delivery 5
Entertainment 1
Recurring Payments 1
Concierge

Value

Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 0.7 ¢
Welcome Offer Value ≈ $210
Points earned with minimum purchases to get the Welcome Offer
(1 to 5 points per dollar)
≈ $105
$50 annual lifestyle credit (application to Dec. 31) ≈ $50
$50 annual lifestyle credit (from Jan. 01) ≈ $50
Annual fee $0
Estimated Value ≈ $415

 

Insurance

Common Carrier Travel Accident Insurance
Common Carrier Travel Accident Insurance Amount $500000
Flight Delay Insurance
Flight Delay Insurance Amount $500
Lost/Stolen Baggage Insurance
Lost/Stolen Baggage Insurance Amount $750
Trip Cancellation Insurance
Trip Cancellation Insurance Amount Per Person $2500
Trip Interruption Insurance
Trip Interruption Insurance Amount Per Person $2000
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 21
Travel medical insurance up to 64 years old - Details Oui
Auto Rental Loss/Insurance
Auto Rental Loss/Insurance - Amount MSPP $65000
Purchase Protection
Purchase Protection - Duration 90
Purchase Protection - Amount $60000
Extended Warranty
Extended Warranty - Duration 1
Insurance Document Learn More