BMO eclipse Visa Infinite* Card

BMO eclipse Visa Infinite* Card

Welcome Bonus

Up to 70,000 Points Ends Dec 6, 2022

Best For

Value
Year 1

$1072

Years 2 and +

$365

Annual Fee

$120

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

23.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • Welcome offer: Get up to 70,000 points worth $467 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year – that’s a $637 value in your first year!*
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $50 annual lifestyle credit to spend however you want*
  • Earn 10% more points when you add an authorized user to your account*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1

Card Awards

Best Travel Credit Card for Gas and Transit
Best Grocery Visa travel credit card
Best Visa Restaurant Travel Credit card

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Dec 6, 2022
Welcome Bonus amount Up to 70,000 Points
Minimum Spending Required $25,000
Minimum Spending Timeframe (Months) 12 month(s)
Annual Credit $50
Concierge

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 5 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 5 Points
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
21 day(s)
Travel medical insurance up to 64 years old
$5,000,000
21 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
$750
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$60,000
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4 Milesopedia Rating