BMO eclipse Visa Infinite* Card

BMO eclipse Visa Infinite* Card

Get up to 60,000 points with this exclusive offer for Milesopedia readers!

Earn up to 5x points for everyday purchases. Use your points for travel (flights, hotels, cruises, etc.) or cash back.

 

Welcome Bonus

Up to 60,000 points

Value

$350

Best For

Annual Fee

$120

First Year Annual Fee Rebate (terms apply)
Purchase Rates

20.99 %

Cash Advance Rates

23.99 %

Balance Transfer Rates


Offer

Offer
  • Exclusive Welcome Offer: Earn up to 60,000 points equal to $400 in travel rewards, a $50 lifestyle credit and$120 annual fee waiver in the first year – a value of $570 in the first year.*
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $50 annual lifestyle credit to spend however you want*
  • Earn 10% more points when you add an authorized user to your account*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Cash Advance Rate (QC) 21.99%

Advantages

Welcome Bonus Up to 60,000 points
Minimum Spending Required $3,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners BMO Rewards
Loyalty Program BMO Rewards
All Spending 1
Travel 1
Local Transport 5
Dining and Food delivery 5
Groceries 5
Convenience Stores 1
Gas 5
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1
Concierge

Value

Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are considered:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)

 

Calculation of the offer value
in the first year
Value per point 0.67 ¢
Welcome bonus ≈ $300
Annual credit $50
Annual fee $0
Value ≈ $350

 

Calculation of the offer value
in the second year
Value per point 0.67 ¢
Renewal bonus ≈ $100
Annual credit $50
Annual fee $120
Value ≈ $30

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Lost/Stolen Baggage Insurance Amount $750
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $2,000
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 21 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65,000
Purchase Protection - Amount $60,000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More
4 Milesopedia Rating